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Truck Financing Guaranteed No Hard Inquiries

Are You Looking to Buy a Commercial Truck and Need Truck Financing? TopMark Funding® Can Help! #1 Rated Commercial Truck Lender. We Help Small Business Owners Like You Grow Your Trucking Company and Increase Your Revenue. Don’t Wait! Get Pre-Approved For a Truck Lease or Loan Today.

  • Competitive Interest Rates & Fast Funding
  • No Money Down Programs Available
  • Startups Welcome With Great Credit
  • Get Approved for $250k Within 24 Hours – Application Only!
  • Get Pre-Approved Today!


New & Used Commercial Truck Financing Made Easy! Guaranteed No Hard Inquiries. No Impact on Your Credit

Are you in the market to purchase a new or used commercial truck for sale and need truck financing? Look no further! TopMark Funding is the nation’s top-rated commercial truck lender. We have several competitive semi-truck, box truck, and dump truck funding programs to get you the monthly payment you want, help cash flow, and loan terms to fit your business needs. 

Whether you want to purchase and finance a new or used commercial truck from a dealership or private party we have you covered. We have big truck financing programs for well-qualified startups, and small to medium-sized commercial truck fleets.

Don’t wait, get pre-qualified for truck financing today. No hard inquiries, no impact on your business or personal credit score! Get started today!

Guaranteed No Hard Inquiries

Get pre-approved in minutes. Guaranteed no hard inquiries. 100% No negative impact on your personal or business credit.

90-Day Pre-Approval Guarantee

When you’re pre-approved by TopMark Funding, your pre-approval is good for 90-days. No additional credit checks.

Quick & Easy + Fast Funding!

Truck financing made easy! We’ve created a quick and easy approval process and super fast funding!

Excellent Customer Service

#1 rated truck financing company by drivers like you. Client satisfaction is our top priority! Your success is our success.

Startups Welcome

We have a great truck financing program for startups with great credit. No money down, flexible terms, and competitive rates

Any Make & Model

We specialize in commercial vehicle financing, It’s what we do! We can finance any make or model of semi, box, or dump truck.

Get a Quote Today

Google Rating
4.2
Based on 383 reviews

Top Rated Truck Financing Company What Our Customers Are Saying About Us

At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

Great
4.2
very well attended, trevor McCoy very professional and very competent
Real quick and fast with results!!!
Worked with Top Mark for the purchase of one truck last November, overall pretty good experience. I would have liked a bit more detail of the financing aspect because it was a bit confusing at first, but honestly i would use them again if i ever needed anymore trucks. Definitely a company i would recommend to someone that wants to finance there 1st truck!
Worked with Brian Perry for a few days to purchase a second moving truck and he was swift and responsive. However halfway through financing, the person who was helping me invest in this truck decided they would buy the truck outright and we would make payments to them instead to bypass interest etc. Brian was understanding in a what I am sure was an annoying situation and there was no problem getting the $1,500 initial documentation fee refunded to our account. If I ever found myself needing financing again I would use this company.
Dylan, always on point and ready to get the job done. Thank you very much!
Be sure to ask for Mitch or Nick. They were amazing to work with. They made the process so easy, I never had to get out of my truck. 10/10 review for these guys and the company, I'll be back at Top Mark for my next purchase.
Fast process from application to release of funds, and delivery of truck
Great people to work with in financing your first truck for my business. Thanks, Tyler you work wonders, great job.
Easily executed my funding for a 2021 Volvo. Looking to get funding for other units in the near future
Worked with John. Solid transaction all the way through.
We had the best experience buying our very first Truck. Rob was extremely helpful I cannot fully express how grateful we are. He was checking on us thru the entire process. We were getting texts, calls emails. The guys at the accounting department were also very helpful. We are 100% coming back to do business with this company.
Outstanding work thank you Dave Bolce was there with our company ANO Landscaping on getting financing for a mini excavator everything was quick and easy not complicated not making me jump through hoops highly recommended for anybody looking to refinance equipment
Had a wonderful experience with this company everyone was very helpful and made it easy will definitely work with them again
Nick Gilmore at Top Mark Funding is exactly the kind of person you want in your corner when it comes to commercial vehicle financing. From day one, Nick made sure I was taken care of every step of the way. He didn’t just handle the financing – he helped me understand the entire process. When I hit roadblocks or wasn’t sure where to start, Nick stepped in, got the kinks ironed out, and made sure nothing slipped through the cracks.

In this industry, having someone who knows how to get things done and genuinely cares about helping you succeed is invaluable. Top Mark Funding, with Nick leading the charge, delivers a true partnership. If you’re looking to fund commercial vehicles and want to work with a team that’s got your back, Nick Gilmore is your guy!
This is my 2nd Commercial Loan to purchase a Box Truck for my new business. As a new entity in business, it is very difficult to acquire credit , with out past credit history. Not with TopMark Funding.
My Loan Officer , Damien came thru in every aspect. Returned calls , rapid application process, was approved and processed funding within a few days. Damien also follows up almost weekly, to check in on how I'm doing in my new venture.
I highly recommend Damien at Topmark Funding for your next loan.
Great Experience!
Tyler very helpful and professional , Topmark makes its happen
Mitch at TopMark is unstoppable. He helped get me a loan when others could not make it happen. It was my first truck and i don't know how I could have gotten a loan without Mitch and his hard work and tenacity. The rest of the team at TopMark is efficient and knowledgeable. They answered all of my first timer questions with ease and patience. I would recommend him and the team at TopMark to anyone looking for Truck financing.
100 percent recommend!!! Mitch helped me even with a couple of issues that came out on my report. Was always able to find a solution to my problems and got me into a truck fast!! Don’t second guess him!
Mitchell was very supportive during my purchase. I was a bit apprehensive but he did a great job explaining all the details of my purchase. He even took the time to follow up after the deal was complete. I am thankful that they were able to assist in the growth of my company.
Working with nick was super easy . Very professional and know what he is doing when it come to commercial loan highly recommended.
Jasmine takes care of me every time, very fast and responsive which helps me keep my business going while obtaining new equipment. I won’t use anyone else!
The entire process was easy to follow with a simple and seamless flow of events. Trevor was very attentive to each step and helpful along the way, including following up with the vendor to make sure they did their part for me.
Mitchell worked very hard to get me financing on my new piece of equipment and was very communicative throughout the process great company to get you the equipment you need.thankyou top mark!
Working with Nick Gilmore was an absolute pleasure. He made the process seamless while providing updates of the progress. I appreciate him setting the proper expectations throughout the entire process. The friendliness and professional service is exceptional and unmatched. Thank you for an amazing experience.
👌 Topmark Funding provided a great funding opportunity for my business. The staff was friendly and helpful. Nick and Patrick I am satisfied with their services and i would recommend them to others.
Working with Nick was great ...he was very respectful and exciting to work and was on top of everything, responded great of I needed anything and kept his word on call backs and keeping me in the loop and was very honest to me ..I really enjoyed working with him and look forward to doing business with him again
Worked with Rob on financing for a box truck. Smooth process, definitely would use them in the future.

Our Process is Quick & Easy! Get Pre-Approved Today

Making smart choices with box truck financing is critical to any trucking company working in logistics. Having up-to-date equipment to maximize efficiency and stay in compliance with the ever-changing regulations is important to a company’s growth and sustainability. We’ve made the funding process quick and easy so you can get funded fast and on the road with your new truck.

  1. Apply Online: Click the “Get Pre-Approved Today” button. Fill out the contact form and one of our truck funding specialists will call you ASAP! Or for immediate assistance give us a call at (866) 627-6644
  2. Select a Solution: A truck funding specialist will contact you to go over your funding and business needs. We want to understand your needs to better help us find the best solution that meets your objectives.
  3. Review Documents: Once we have determined the best box truck finance solution for you and your business, documents are generated and then emailed for review and signature. An electronic signature is acceptable on most documents.
  4. Get Funded: After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. Fast turn around to get you the truck you want up and running.

Get Pre-Approved Click the Get Pre-Approve Button Below to get started today. Get pre-approved in minutes. We do a soft credit pull, guaranteed NO hard inquiries (unlike our competitors), and guaranteed not to hurt your business or personal credit score.

How to Get Truck Financing Frequently Asked Questions

If you’re in the market to buy a new or used truck you should read this article first. Commercial truck financing is different from traditional vehicle financing and leasing. Traditional vehicle loans typically require your credit, business revenue, and time in business to determine if you’re qualified.

There are several factors that will determine your truck lease or loan terms, interest rate, and down payment. Here’s a list of all the requirements and factors that determine your eligibility and financial requirements.

Truck Financing Requirements

  • Credit Score – 650 or Better for the Best Commercial Truck Financing Rates.
  • Time in Business with a CDL License – 3+ Years Preferred (But We Can Finance Start-ups Too!)
  • Down Payment Amount – How Much Can You Afford to Put Down on Your Truck.
  • Age of the Truck – Less than 10 years old
  • Truck Mileage – Less than 700k miles

When it comes to commercial vehicle financing the equipment you decide to purchase becomes the collateral. This helps to limit the lender’s risk on the commercial vehicle, or heavy equipment lease or loan. By reducing the lender’s you’re more likely to be qualified for financing.

Deciding whether to get a lease or loan, choosing between new or used Freightliner, Peterbilt, or Kenworth. Having a partner like TopMark Funding that understands the commercial vehicle industry and all that comes with tractor and trailer financing (titling, registration, insurance, warranties, etc.) is crucial to your success in the trucking industry.

Whether you’re an owner-operator, a small fleet owner, or own a large fleet, we have commercial financing solutions for you and your business. We have great financing programs that will fit your budget and help add more profit to your bottom line.

Commercial Vehicle & Truck Financing Helping Drivers & Fleet Owners Grow Their Fleets

Semi-Trucks & Trailers

Financing Programs for Semi Trucks & Commercial Trailers

Commercial Trucks

Commerical truck Financing for Dump and Box Trucks, & More

Box Trucks

Financing Programs for Box Trucks & Straight Trucks

Commercial Vehicles

Lease Programs for Delivery Vans & Vocational Vehicles

Google Rating
4.2
Based on 383 reviews