Truck Financing Guaranteed No Hard Inquiries
Are You Looking to Buy a Commercial Truck and Need Truck Financing? TopMark Funding® Can Help! #1 Rated Commercial Truck Lender. We Help Small Business Owners Like You Grow Your Trucking Company and Increase Your Revenue. Don’t Wait! Get Pre-Approved For a Truck Lease or Loan Today.
- Competitive Interest Rates & Fast Funding
- No Money Down Programs Available
- Startups Welcome With Great Credit
- Get Approved for $250k Within 24 Hours – Application Only!
- Get Pre-Approved Today!
New & Used Commercial Truck Financing Made Easy! Guaranteed No Hard Inquiries. No Impact on Your Credit
Are you in the market to purchase a new or used commercial truck for sale and need truck financing? Look no further! TopMark Funding is the nation’s top-rated commercial truck lender. We have several competitive semi-truck, box truck, and dump truck funding programs to get you the monthly payment you want, help cash flow, and loan terms to fit your business needs.
Whether you want to purchase and finance a new or used commercial truck from a dealership or private party we have you covered. We have big truck financing programs for well-qualified startups, and small to medium-sized commercial truck fleets.
Don’t wait, get pre-qualified for truck financing today. No hard inquiries, no impact on your business or personal credit score! Get started today!
✔ Guaranteed No Hard Inquiries
Get pre-approved in minutes. Guaranteed no hard inquiries. 100% No negative impact on your personal or business credit.
✔ 90-Day Pre-Approval Guarantee
When you’re pre-approved by TopMark Funding, your pre-approval is good for 90-days. No additional credit checks.
✔ Quick & Easy + Fast Funding!
Truck financing made easy! We’ve created a quick and easy approval process and super fast funding!
✔ Excellent Customer Service
#1 rated truck financing company by drivers like you. Client satisfaction is our top priority! Your success is our success.
✔ Startups Welcome
We have a great truck financing program for startups with great credit. No money down, flexible terms, and competitive rates
✔ Any Make & Model
We specialize in commercial vehicle financing, It’s what we do! We can finance any make or model of semi, box, or dump truck.
Top Rated Truck Financing Company What Our Customers Are Saying About Us
At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.
Our Process is Quick & Easy! Get Pre-Approved Today
Making smart choices with box truck financing is critical to any trucking company working in logistics. Having up-to-date equipment to maximize efficiency and stay in compliance with the ever-changing regulations is important to a company’s growth and sustainability. We’ve made the funding process quick and easy so you can get funded fast and on the road with your new truck.
- Apply Online: Click the “Get Pre-Approved Today” button. Fill out the contact form and one of our truck funding specialists will call you ASAP! Or for immediate assistance give us a call at (866) 627-6644
- Select a Solution: A truck funding specialist will contact you to go over your funding and business needs. We want to understand your needs to better help us find the best solution that meets your objectives.
- Review Documents: Once we have determined the best box truck finance solution for you and your business, documents are generated and then emailed for review and signature. An electronic signature is acceptable on most documents.
- Get Funded: After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. Fast turn around to get you the truck you want up and running.
Get Pre-Approved – Click the Get Pre-Approve Button Below to get started today. Get pre-approved in minutes. We do a soft credit pull, guaranteed NO hard inquiries (unlike our competitors), and guaranteed not to hurt your business or personal credit score.
How to Get Truck Financing Frequently Asked Questions
If you’re in the market to buy a new or used truck you should read this article first. Commercial truck financing is different from traditional vehicle financing and leasing. Traditional vehicle loans typically require your credit, business revenue, and time in business to determine if you’re qualified.
There are several factors that will determine your truck lease or loan terms, interest rate, and down payment. Here’s a list of all the requirements and factors that determine your eligibility and financial requirements.
Truck Financing Requirements
- Credit Score – 650 or Better for the Best Commercial Truck Financing Rates.
- Time in Business with a CDL License – 3+ Years Preferred (But We Can Finance Start-ups Too!)
- Down Payment Amount – How Much Can You Afford to Put Down on Your Truck.
- Age of the Truck – Less than 10 years old
- Truck Mileage – Less than 700k miles
When it comes to commercial vehicle financing the equipment you decide to purchase becomes the collateral. This helps to limit the lender’s risk on the commercial vehicle, or heavy equipment lease or loan. By reducing the lender’s you’re more likely to be qualified for financing.
Deciding whether to get a lease or loan, choosing between new or used Freightliner, Peterbilt, or Kenworth. Having a partner like TopMark Funding that understands the commercial vehicle industry and all that comes with tractor and trailer financing (titling, registration, insurance, warranties, etc.) is crucial to your success in the trucking industry.
Whether you’re an owner-operator, a small fleet owner, or own a large fleet, we have commercial financing solutions for you and your business. We have great financing programs that will fit your budget and help add more profit to your bottom line.