Skip to content

Truck Financing Guaranteed No Hard Inquiries

Are You Looking to Buy a Commercial Truck and Need Truck Financing? TopMark Funding® Can Help! #1 Rated Commercial Truck Lender. We Help Small Business Owners Like You Grow Your Trucking Company and Increase Your Revenue. Don’t Wait! Get Pre-Approved For a Truck Lease or Loan Today.

  • Competitive Interest Rates & Fast Funding
  • No Money Down Programs Available
  • Startups Welcome With Great Credit
  • Get Approved for $250k Within 24 Hours – Application Only!
  • Get Pre-Approved Today!


New & Used Commercial Truck Financing Made Easy! Guaranteed No Hard Inquiries. No Impact on Your Credit

Are you in the market to purchase a new or used commercial truck for sale and need truck financing? Look no further! TopMark Funding is the nation’s top-rated commercial truck lender. We have several competitive semi-truck, box truck, and dump truck funding programs to get you the monthly payment you want, help cash flow, and loan terms to fit your business needs. 

Whether you want to purchase and finance a new or used commercial truck from a dealership or private party we have you covered. We have big truck financing programs for well-qualified startups, and small to medium-sized commercial truck fleets.

Don’t wait, get pre-qualified for truck financing today. No hard inquiries, no impact on your business or personal credit score! Get started today!

Guaranteed No Hard Inquiries

Get pre-approved in minutes. Guaranteed no hard inquiries. 100% No negative impact on your personal or business credit.

90-Day Pre-Approval Guarantee

When you’re pre-approved by TopMark Funding, your pre-approval is good for 90-days. No additional credit checks.

Quick & Easy + Fast Funding!

Truck financing made easy! We’ve created a quick and easy approval process and super fast funding!

Excellent Customer Service

#1 rated truck financing company by drivers like you. Client satisfaction is our top priority! Your success is our success.

Startups Welcome

We have a great truck financing program for startups with great credit. No money down, flexible terms, and competitive rates

Any Make & Model

We specialize in commercial vehicle financing, It’s what we do! We can finance any make or model of semi, box, or dump truck.

Get a Quote Today

Google Rating
4.3
Based on 351 reviews
js_loader

Top Rated Truck Financing Company What Our Customers Are Saying About Us

At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

Excellent
4.3
Mitch at TopMark is unstoppable. He helped get me a loan when others could not make it happen. It was my first truck and i don't know how I could have gotten a loan without Mitch and his hard work and tenacity. The rest of the team at TopMark is efficient and knowledgeable. They answered all of my first timer questions with ease and patience. I would recommend him and the team at TopMark to anyone looking for Truck financing.
100 percent recommend!!! Mitch helped me even with a couple of issues that came out on my report. Was always able to find a solution to my problems and got me into a truck fast!! Don’t second guess him!
Mitchell was very supportive during my purchase. I was a bit apprehensive but he did a great job explaining all the details of my purchase. He even took the time to follow up after the deal was complete. I am thankful that they were able to assist in the growth of my company.
Working with nick was super easy . Very professional and know what he is doing when it come to commercial loan highly recommended.
Jasmine takes care of me every time, very fast and responsive which helps me keep my business going while obtaining new equipment. I won’t use anyone else!
The entire process was easy to follow with a simple and seamless flow of events. Trevor was very attentive to each step and helpful along the way, including following up with the vendor to make sure they did their part for me.
Mitchell worked very hard to get me financing on my new piece of equipment and was very communicative throughout the process great company to get you the equipment you need.thankyou top mark!
Working with Nick Gilmore was an absolute pleasure. He made the process seamless while providing updates of the progress. I appreciate him setting the proper expectations throughout the entire process. The friendliness and professional service is exceptional and unmatched. Thank you for an amazing experience.
👌 Topmark Funding provided a great funding opportunity for my business. The staff was friendly and helpful. Nick and Patrick I am satisfied with their services and i would recommend them to others.
Working with Nick was great ...he was very respectful and exciting to work and was on top of everything, responded great of I needed anything and kept his word on call backs and keeping me in the loop and was very honest to me ..I really enjoyed working with him and look forward to doing business with him again
Worked with Rob on financing for a box truck. Smooth process, definitely would use them in the future.
Nick and Frankie at TopMark Funding helped make my first funding experience a breeze for my startup. Will be using them again!
I reached out to TopMark to obtain financing to purchase a trailer for my trucking company. I wasn't pleased with the representative who initially worked on my application.I later spoke with Nick and he was able to resolve my issues and concerns. He stood on his word and apologized for the issues I was having and he moved quickly to resolve things.I appreciate his help and should I need funding in the future, I will not hesitate to reach out to Nick.Thank you
I worked with Frankie, Matt, and Nick for my first dump truck purchase. These great guys got me approved for my start up business!
I'd like to thank Matt Welsh and Sydney Klapper for their professionalism and courtesy in buying my second truck. 👏
I recently had the pleasure of working with Trevor McCoy at Top Mark Funding, and I must say, his professionalism and dedication have completely changed my view of the company. After a previous representative told me I was ineligible for a refund for a truck financing deal gone awry, Trevor stepped in and made all the difference.From the outset, Trevor was incredibly responsive, always returning my calls promptly and even reaching out when I least expected it to keep me updated. His proactive approach was a breath of fresh air. What truly set Trevor apart was his willingness to go the extra mile. Despite challenges with my credit report that surfaced and hindered the financing process, Trevor did not give up. He advocated on my behalf and successfully obtained a refund of $3,600 for me—an outcome I thought was impossible based on my prior experiences.Trevor’s commitment to service and his ability to deliver results when it mattered most have earned my complete trust and gratitude. If you’re looking for a funding company that truly values its clients and employs professionals who lead with integrity and care, look no further than Top Mark Funding. Thank you, Trevor, for your exceptional service and for restoring my faith in what customer care should be!
Great experience with the help from Rob & Nick Gilmore! Thank you so much for the help with buying my new truck!
Thomas goes above and beyond extremely great experience
Can’t say enough in how happy I am with Brian in top mark he was always professional and always communicating with me every step of the way I would recommend TopMark 100%
I want to thank Rob and Nick for being patient with me and holding my hand throughout the financing process. They are very knowledgeable and you can count on whatever they say.
Nick was quick and gave us a great product with very competitive terms to fund three vehicles. Highly recommend!
Top mark is a great institution. Help me get my first truck. I don’t know if I could’ve done it without Nick and Rob. They really did a great job helping me out. I’m really grateful for them taking all the time and helping me with this new adventure in life.
Excellent experience start to finish ! I procrastinated for months before making a purchase. Nick was there every step of the way and answered every question quickly. When I finally decided to buy a truck, Nick took over and guided me through every step of the process, explained everything step by step and never left me wondering what was happening. Simple, quick, and flawless process. The guys in the title dept were the same. Very professional and helpful, efficient and polite. Great experience and I highly recommend !
I want to thank Patrick Smith and Nick Gilmore for there outstanding service in assisting me in buying a 2020 freightliner. They've made the process smooth and easy by keeping me informed with every step of the process. They were very informative and explain the contracts and options thoroughly. They were accessible whenever I needed help or an explanation. I look forward to working with these guys in the future. Thanks again.Shane cruz.
If you want the best service possible, then give TopMark Funding a call. Ask for Nick. I can't even begin to tell you how much they helped me achieve my dream of becoming a true owner/operator. You won't regret it!
I would like to take the time to express how refreshing it was to work with Trevor McKoy at Top Mark Funding. He was always professional, available, and accommodating each time we spoke while putting the package together for the equipment TopMark Funding provided financing. I have used several finance companies over the years to accommodate my financing needs and Mr McKoy by far was the best I've ever worked with. I recommend TopMark Funding, I will definitely use them again. Trevor, thanks for the excellent customer service and attention to details.
TopMark Funding has an awesome team and dedicated staff. I am very impressed by their hard work to get my truck financing done as quickly as possible. Nick Piring and Nick Gilmore did an extraordinary job keeping me informed about every step during the process. Absolutely I will recommend them and consider them for futures financially needs.Nick Piring, Nick Gilmore and the team, thanks for the experience.
I have bought multiple units working with Josh Woodwork, he’s consistently communicating every step of the way even beyond completion of the deal
Nick Gilmore did everything possible to help me get my first truck box, I’m more than satisfied and grateful with this company, 100% recommended.
Top Mark is definitely the place to get your financing. I can honestly attest they will fight for their clients tooth and nail... I was so lucky to have Dan Burden as my representative or this probably wouldn't be happening for me... He was a friend all the way through the process... He even found me a good deal on insurance which was very much needed... I will be coming back for sure!!!
Top Mark Funding were a pleasure to work with and kept me updated through the process and I highly recommend them!
My husband and I worked with Brian at TopMark. He was very efficient, responded very quickly (many times even over the weekend), and worked hard for us even through all the unexpected obstacles on our part. He made sure he communicated every step of the way and that we got everything done in a timely manner and everything was just as he promised. We greatly appreciate all of his help and hard work and would absolutely work with him again:).
I got the truck from a private person through financing! They have different programs where you can pay urgently and close the main debt. Thank you for your great service guys you did a great job 💪
Awesome experience buying a rollback. Thank you Daniel for being so kind and patient with me and my husband.
TopMark is the Best route to get commercial vehicle funding in 2024. I needed funding fast for my new box truck I wanted to purchase and the experts at TopMark delivered! My finance rep I was working with was Rob W and he was able to get me the amount I needed in the 1 week time frame I was working with. In the end I was approved and had the truck delivered by the end of that week. Very easy to understand process and full transparency from them the hole way.I highly recommend this place for any young motivated new business owners who don’t think there’s any real help for us out there. These guys got your back, they care about you and don’t just treat you like a number. Ask for Rob W and tell him Nick from 1010 Transportation sent you!
Very efficient attention to details, and thorough. Business loan processing expertise bar none,
Very Professional, Nick always answered all my questions on time! Really good company to finance commercial equipment!!
Josh Woodward went above and beyond to find the right truck for me.Every step of the way he was there, from offering sound advice to working diligently with me through every process!TopMark Funding is the most professional finance company I’ve ever worked with!Thanks a million Josh!
This company is top notch for sure. Not only did James Wilson get me approved for a truck loan he also helped me battle the dealership that sold me a bad truck that needed a new motor it took 3 months of back and forth with this dealership and James stayed in the fight the whole time everyday with me to get them to trade me out for a good truck I can't say enough about this guy stellar human being would do business with him again anyday. Thanks top mark and James Wilson your awesome man
برایم ایمیلی امد که برنده ۲۵۰ هزار دولار شده ام و باید وارد سایت شوید و چند سوال را جواب دهید و من هم وارد سایشان شدم و به سوالات شان جواب دادم سوالات شان منتقی بود و با تجربه بودن و نسبت به دیگران مسعولیت پذیر هستند ولی ببینیم تا بعد چه میشود پول به دست مان میرسد بردمان یا نه خالاصه تجربه خوبی بود با سپاس
Working with Rob Weljkovic at TopMark has been a joy. He is a wealth of knowledge in all things related to truck financing and is extremely responsive and prompt in getting the work done. Rob made my entire financing process as smooth as I could imagine and it was a pleasure doing business with him.
Got fund for a New Western Star . The process was quick , with seamless support from Dan Burden .
js_loader

Our Process is Quick & Easy! Get Pre-Approved Today

Making smart choices with box truck financing is critical to any trucking company working in logistics. Having up-to-date equipment to maximize efficiency and stay in compliance with the ever-changing regulations is important to a company’s growth and sustainability. We’ve made the funding process quick and easy so you can get funded fast and on the road with your new truck.

  1. Apply Online: Click the “Get Pre-Approved Today” button. Fill out the contact form and one of our truck funding specialists will call you ASAP! Or for immediate assistance give us a call at (866) 627-6644
  2. Select a Solution: A truck funding specialist will contact you to go over your funding and business needs. We want to understand your needs to better help us find the best solution that meets your objectives.
  3. Review Documents: Once we have determined the best box truck finance solution for you and your business, documents are generated and then emailed for review and signature. An electronic signature is acceptable on most documents.
  4. Get Funded: After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. Fast turn around to get you the truck you want up and running.

Get Pre-Approved Click the Get Pre-Approve Button Below to get started today. Get pre-approved in minutes. We do a soft credit pull, guaranteed NO hard inquiries (unlike our competitors), and guaranteed not to hurt your business or personal credit score.

How to Get Truck Financing Frequently Asked Questions

If you’re in the market to buy a new or used truck you should read this article first. Commercial truck financing is different from traditional vehicle financing and leasing. Traditional vehicle loans typically require your credit, business revenue, and time in business to determine if you’re qualified.

There are several factors that will determine your truck lease or loan terms, interest rate, and down payment. Here’s a list of all the requirements and factors that determine your eligibility and financial requirements.

Truck Financing Requirements

  • Credit Score – 650 or Better for the Best Commercial Truck Financing Rates.
  • Time in Business with a CDL License – 3+ Years Preferred (But We Can Finance Start-ups Too!)
  • Down Payment Amount – How Much Can You Afford to Put Down on Your Truck.
  • Age of the Truck – Less than 10 years old
  • Truck Mileage – Less than 700k miles

When it comes to commercial vehicle financing the equipment you decide to purchase becomes the collateral. This helps to limit the lender’s risk on the commercial vehicle, or heavy equipment lease or loan. By reducing the lender’s you’re more likely to be qualified for financing.

Deciding whether to get a lease or loan, choosing between new or used Freightliner, Peterbilt, or Kenworth. Having a partner like TopMark Funding that understands the commercial vehicle industry and all that comes with tractor and trailer financing (titling, registration, insurance, warranties, etc.) is crucial to your success in the trucking industry.

Whether you’re an owner-operator, a small fleet owner, or own a large fleet, we have commercial financing solutions for you and your business. We have great financing programs that will fit your budget and help add more profit to your bottom line.

Commercial Vehicle & Truck Financing Helping Drivers & Fleet Owners Grow Their Fleets

Semi-Trucks & Trailers

Financing Programs for Semi Trucks & Commercial Trailers

Commercial Trucks

Commerical truck Financing for Dump and Box Trucks, & More

Box Trucks

Financing Programs for Box Trucks & Straight Trucks

Commercial Vehicles

Lease Programs for Delivery Vans & Vocational Vehicles
Google Rating
4.3
Based on 351 reviews
js_loader