Truck Financing Guaranteed No Hard Inquiries
Looking to Buy a Commercial Truck and Need Truck Financing? TopMark Funding Can Help! Get Pre-Approved Before You Buy. #1 Rated Truck Financing Company. Helping Drivers Like You Grow Your Fleet and Increase Your Revenue!
- Best Rates & Fast Funding
- Get Approved for $250k Within 24 Hours – Application Only
- Guaranteed No Hard Inquiries – No Impact on Your Credit
- Get Pre-Approved Today!
How to Get Truck Financing
If you’re in the market to buy a new or used truck you should read this article first. Commercial truck financing is different from traditional vehicle financing and leasing. Traditional vehicle loans typically require your credit, business revenue, and time in business to determine if you’re qualified.
There are several factors that will determine your truck lease or loan terms, interest rate, and down payment. Here’s a list of all the requirements and factors that determine your eligibility and financial requirements.
Truck Financing Requirements
- Credit Score – 650 or Better for the Best Commercial Truck Financing Rates.
- Time in Business with a CDL License – 3+ Years Preferred (But We Can Finance Start-ups Too!)
- Down Payment Amount – How Much Can You Afford to Put Down on Your Truck.
- Age of the Truck – Less than 10 years old
- Truck Mileage – Less than 700k miles
When it comes to commercial vehicle financing the equipment you decide to purchase becomes the collateral. This helps to limit the lender’s risk on the commercial vehicle, or heavy equipment lease or loan. By reducing the lender’s you’re more likely to be qualified for financing.
Deciding whether to get a lease or loan, choosing between new or used Freightliner, Peterbilt, or Kenworth. Having a partner like TopMark Funding that understands the commercial vehicle industry and all that comes with tractor and trailer financing (titling, registration, insurance, warranties, etc.) is crucial to your success in the trucking industry.
Whether you’re an owner-operator, a small fleet owner, or own a large fleet, we have commercial financing solutions for you and your business. We have great financing programs that will fit your budget and help add more profit to your bottom line.
Get Approved For Up To $250k Within 24 Hours – Application Only!
Get a Hassle-Free Truck Financing Quote
Guaranteed No Hard Inquiries
Frequently Asked Questions
Your Equipment Financing Partner Grow Your Business With TopMark Funding
Are you a business owner, owner-operator, or fleet owner looking to expand your construction or commercial trucking business? TopMark Funding can help! We help businesses like yours grow. We offer equipment financing and business loan programs that will fit your business needs. Get pre-approved today. No hard inquiries or negative impact on your credit.