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Truck Financing Guaranteed No Hard Inquiries

Looking to Buy a Commercial Truck and Need Truck Financing? TopMark Funding Can Help! Get Pre-Approved Before You Buy. #1 Rated Truck Financing Company. Helping Drivers Like You Grow Your Fleet and Increase Your Revenue!

  • Best Rates & Fast Funding
  • Get Approved for $250k Within 24 Hours – Application Only
  • Guaranteed No Hard Inquiries – No Impact on Your Credit
  • Get Pre-Approved Today!

Commercial Vehicle & Truck Financing Helping Drivers & Fleet Owners Grow Their Fleets

Semi-Trucks & Trailers

Financing Programs for Semi Trucks & Commercial Trailers

Commercial Trucks

Commerical truck Financing for Dump and Box Trucks, & More

Box Trucks

Financing Programs for Box Trucks & Straight Trucks

Commercial Vehicles

Lease Programs for Delivery Vans & Vocational Vehicles
Google Rating
Based on 275 reviews

How to Get Truck Financing

If you’re in the market to buy a new or used truck you should read this article first. Commercial truck financing is different from traditional vehicle financing and leasing. Traditional vehicle loans typically require your credit, business revenue, and time in business to determine if you’re qualified.

There are several factors that will determine your truck lease or loan terms, interest rate, and down payment. Here’s a list of all the requirements and factors that determine your eligibility and financial requirements.

Truck Financing Requirements

  • Credit Score – 650 or Better for the Best Commercial Truck Financing Rates.
  • Time in Business with a CDL License – 3+ Years Preferred (But We Can Finance Start-ups Too!)
  • Down Payment Amount – How Much Can You Afford to Put Down on Your Truck.
  • Age of the Truck – Less than 10 years old
  • Truck Mileage – Less than 700k miles

When it comes to commercial vehicle financing the equipment you decide to purchase becomes the collateral. This helps to limit the lender’s risk on the commercial vehicle, or heavy equipment lease or loan. By reducing the lender’s you’re more likely to be qualified for financing.

Deciding whether to get a lease or loan, choosing between new or used Freightliner, Peterbilt, or Kenworth. Having a partner like TopMark Funding that understands the commercial vehicle industry and all that comes with tractor and trailer financing (titling, registration, insurance, warranties, etc.) is crucial to your success in the trucking industry.

Whether you’re an owner-operator, a small fleet owner, or own a large fleet, we have commercial financing solutions for you and your business. We have great financing programs that will fit your budget and help add more profit to your bottom line.

Get Approved For Up To $250k Within 24 Hours – Application Only!

Get a Hassle-Free Truck Financing Quote

Guaranteed No Hard Inquiries

Frequently Asked Questions

Your Equipment Financing Partner Grow Your Business With TopMark Funding

Are you a business owner, owner-operator, or fleet owner looking to expand your construction or commercial trucking business? TopMark Funding can help! We help businesses like yours grow. We offer equipment financing and business loan programs that will fit your business needs. Get pre-approved today. No hard inquiries or negative impact on your credit.

Construction Equipment & Vehicles

Financing Programs for Constructions Equipment & Commercial Vehicles

Commercial Trucks & Vehicles

Lease & Loan Programs for Commercial Trucks & Vehicles

Emergency Equipment & Vehicles

Financing Programs for Emergency Equipment & Vehicles

Top Rated Truck Financing Company What Our Customers Are Saying About Us

At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

Outstanding work thank you Dave Bolce was there with our company a Ino Landscaping on getting financing for a mini excavator everything was quick and easy not complicated not making me jump through hoops highly recommended for anybody looking to refinance equipment
Guillermo O.
Guillermo O.
Calvin Tuon is a great lender! He walked me through the entire process smoothly. I was able to get two 26 foot box-trucks. I now run a successful logistics company because of Calvin. I will forever do business will Calvin because he’s an honest person and he takes care of his clients
Deangelo R.
Deangelo R.
Thank you Top Mark Funding-On a scale of 1 to 10 I rate Top Mark funding a 10+They were hands onThey made sure I got what I neededI will recommend anyone with a business that need to be funded GO TO TOP MARK FUNDING
Marvin H.
Marvin H.
David Bolce was very professional and did his job excellent.
My husband and I are so grateful that we found TopMark Funding and even more that we were able to work with Benjamin Gerboth. He is outstanding! He made what seemed daunting so easy. He explained everything in detail, he was knowledgeable, patient and enthusiastic. He would stop at nothing to help us and we really appreciated that. What is more, his kind personality truly made for a wonderful experience. If we had to do it again, we definitely would choose Benjamin Gerboth and would recommend TopMark! Thank you Ben!!!
S. L.
S. L.
I’m Cesar and I would like to share my experience with top Mark founding, I had the pleasure to work with a very professional team.They were very easy to talk to and they make financing for a heavy equipment quite easy. This was my first purchase, and they worked with me. I want to give a special thanks to David Bolce he guided me through each step of the way, I really appreciate it.
Cesar G.
Cesar G.
I recently purchased a commercial truck using TopMark Funding as my lender. As always with a commercial loan, there are a few bumps and hurtles. But with the assistance of Thomas Battistella, everything worked out well. He is very professional, always promptly answered phone calls and emails. He really came through for me. I highly recommend Thomas at TopMark when considering an equipment purchase.
Terry T.
Terry T.
Damian is very professional, he always returns calls and completes task as promised. The funding process was quick and painless. I will send all my return business with this organization and refer others. Thanks Damian and Top Mark Funding for everything!!
Luis R.
Luis R.
Damien Norris is the Best he was so much help to me in buying my first truck
Jackie V.
Jackie V.
Jeff Guilford helped orchestrate the processing of my loan from start to finish. He made my first time purchase of a commercial vehicle easier than I expected. I appreciate all the help he gave. He was also very knowledgeable and attentive to my questions.
joy A.
joy A.
Justin was extremely helpful. Great communication! Made the whole process effortless.
Erin C.
Erin C.
Adam helps Us. Made our life so easy. Gracias gracias. Gracias for everything. You really change our lifes.
Noemi G
Noemi G
Fairly quick easy and efficient
ira G.
ira G.
Joshua Woodward was super helpful and professional made the whole Process easy definitely recommend.
Great experience. From prequal to funding the entire experience was seemless with TopMark.David Bolce was very professional and responsive to any questions or concerns we had. David was a pleasure to work with and we will be using TopMark again in the near future.Rebecca PerrySenior Vice PresidentKindred Transport, Inc.
Rebecca P.
Rebecca P.