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Wrecker Truck Financing FAST APPROVALS | NO HARD INQUIRIES

Looking to buy a wrecker truck and need financing? TopMark Funding is your trusted partner for wrecker truck loans and leasing solutions. Whether you’re expanding your fleet or purchasing your first tow truck, we offer flexible wrecker truck financing programs tailored to meet your business needs.

  • Competitive Rates & Fast Funding
  • Low Money Down Options Available
  • Startup-Friendly with Great Credit
  • Up to $250K Approved in 24 Hours – Application Only Programs
  • Up to $1 Million+ with a Full Application Package

WRECKER TRUCK FINANCE SOLUTIONS TAILORED FOR YOU

Tailored Solutions Compass

At TopMark Funding, we specialize in tow truck and wrecker truck financing programs that match your budget and business goals.

With over 20 years of experience, we understand the unique needs of wrecker truck professionals. Whether you’re looking to finance a Class 8 wrecker truck, lease a medium-duty unit, or upgrade your multi-axle wrecker, we have you covered with a variety of options.

We have wrecker truck finance programs for:

  • The full credit spectrum – From A-credit to challenged credit, and everything in between, we have financing solutions for owner operators and businesses.
  • Established businesses – Have a few years under your belt? Great! We have many options available to help you grow your fleet with confidence.
  • Startup operations – Just getting started? No problem! We have options to help you buy your first wrecker truck.
  • Owner-operators – Whether you’re just getting started or are a seasoned professional replacing your wrecker truck or growing your fleet, we have a selection of programs to help you on your way.

Let our team help you secure a wrecker truck loan or lease without the hassle, so you can focus on running your business.

TOP RATED TRUCK FINANCE COMPANY What Our Customers Are Saying

At TopMark Funding your satisfaction is our top priority. With decades of wrecker truck industry experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

Great
Top mark moved fast once I found the truck that I wanted. My rep Brian is one of the best. Keep me updating the entire process and Made sure the deal got done. Definitely hit him up if you looking at going through TOP Mark Funding!!!!
Thank you for MAKING IT HAPPEN!! BEN you are the best. You are pleasant and such a go getter.
Helped expedite the process smoothly
Thank you for all your help, Im super happy to have meet you and look forward to doing business with again soon 😊
If your looking for business or trucking business ask for Ben.
TopMark Funding provided quick and easy trailer financing. I highly recommend them.
Thomas was efficient and helpful! Made sure to follow up and get the job done.
Nick and his whole team were amazing. Made the process really easy and answered any questions I had. I highly recommend using TopMark Funding.
Trevor was on top of everything. It was the smoothest purchase of a semi that I have ever bought
Nick and the whole team were great to work with.
Very professional! At the beginning I was very skeptical because of what I was doing. I’m just a poor boy from the south. Trevor kept me informed on everything,(most of the time I dreaded to hear from him ,but he was great) he can make things happen!!!!!!!! I have big dreams in the dump truck world and Trevor give me the opportunity to get something newer and more reliable!! He’s in California and I’m in Alabama and he made my dreams come true.
I would love to go have a beer or margaritas with this guy anytime!!
Thank you
very well attended, trevor McCoy very professional and very competent
Real quick and fast with results!!!
Worked with Top Mark for the purchase of one truck last November, overall pretty good experience. I would have liked a bit more detail of the financing aspect because it was a bit confusing at first, but honestly i would use them again if i ever needed anymore trucks. Definitely a company i would recommend to someone that wants to finance there 1st truck!
Worked with Brian Perry for a few days to purchase a second moving truck and he was swift and responsive. However halfway through financing, the person who was helping me invest in this truck decided they would buy the truck outright and we would make payments to them instead to bypass interest etc. Brian was understanding in a what I am sure was an annoying situation and there was no problem getting the $1,500 initial documentation fee refunded to our account. If I ever found myself needing financing again I would use this company.
Dylan, always on point and ready to get the job done. Thank you very much!
Be sure to ask for Mitch or Nick. They were amazing to work with. They made the process so easy, I never had to get out of my truck. 10/10 review for these guys and the company, I'll be back at Top Mark for my next purchase.
Fast process from application to release of funds, and delivery of truck
Great people to work with in financing your first truck for my business. Thanks, Tyler you work wonders, great job.
Easily executed my funding for a 2021 Volvo. Looking to get funding for other units in the near future
Worked with John. Solid transaction all the way through.
We had the best experience buying our very first Truck. Rob was extremely helpful I cannot fully express how grateful we are. He was checking on us thru the entire process. We were getting texts, calls emails. The guys at the accounting department were also very helpful. We are 100% coming back to do business with this company.
Outstanding work thank you Dave Bolce was there with our company ANO Landscaping on getting financing for a mini excavator everything was quick and easy not complicated not making me jump through hoops highly recommended for anybody looking to refinance equipment
Had a wonderful experience with this company everyone was very helpful and made it easy will definitely work with them again
Nick Gilmore at Top Mark Funding is exactly the kind of person you want in your corner when it comes to commercial vehicle financing. From day one, Nick made sure I was taken care of every step of the way. He didn’t just handle the financing – he helped me understand the entire process. When I hit roadblocks or wasn’t sure where to start, Nick stepped in, got the kinks ironed out, and made sure nothing slipped through the cracks.

In this industry, having someone who knows how to get things done and genuinely cares about helping you succeed is invaluable. Top Mark Funding, with Nick leading the charge, delivers a true partnership. If you’re looking to fund commercial vehicles and want to work with a team that’s got your back, Nick Gilmore is your guy!
This is my 2nd Commercial Loan to purchase a Box Truck for my new business. As a new entity in business, it is very difficult to acquire credit , with out past credit history. Not with TopMark Funding.
My Loan Officer , Damien came thru in every aspect. Returned calls , rapid application process, was approved and processed funding within a few days. Damien also follows up almost weekly, to check in on how I'm doing in my new venture.
I highly recommend Damien at Topmark Funding for your next loan.
Great Experience!
Tyler very helpful and professional , Topmark makes its happen
Mitch at TopMark is unstoppable. He helped get me a loan when others could not make it happen. It was my first truck and i don't know how I could have gotten a loan without Mitch and his hard work and tenacity. The rest of the team at TopMark is efficient and knowledgeable. They answered all of my first timer questions with ease and patience. I would recommend him and the team at TopMark to anyone looking for Truck financing.

WHY FINANCE OR LEASE A WRECKER TRUCK?

Black Century 5230 Wrecker Truck

Financing or leasing a wrecker truck is a smart move for most towing businesses. It helps you preserve cash flow, access newer equipment, and grow without delays.

Benefits of wrecker truck financing or leasing:

  • Preserve Cash Flow – Financing or leasing allows you to acquire the wrecker truck you need without making a large upfront payment. This helps you maintain cash reserves for day-to-day expenses, unexpected repairs, or business growth opportunities.
  • Flexible Payment Options – Wrecker truck financing and leasing solutions can be customized to fit your budget so that it’s easier to manage your finances.
  • Access Newer Equipment – Upgrading to newer models every few years, helps ensure you always have access to the latest technology, improved fuel efficiency, and enhanced safety features. This can reduce maintenance costs and increase productivity.
  • Tax Advantages – Both leasing and financing a wrecker truck may offer potential tax benefits. Lease payments are often considered operational expenses and may be tax-deductible. Financing may allow you to deduct interest expenses or claim depreciation. Be sure to consult with your tax advisor for details on what applies to your business.
  • Build Business Credit – Financing your wrecker truck and making consistent, on-time payments can help improve your business credit profile. This can strengthen your financial standing and improve your ability to secure additional financing or more favorable financing terms in the future.
  • Predictable Maintenance Costs – With predictable monthly payments, you can better plan for maintenance costs, ensuring your fleet stays on the road and continues generating revenue. Some lease agreements may even include maintenance packages to reduce out-of-pocket expenses.
  • Expand Your Fleet Faster – Financing or leasing allows you to expand your fleet quickly. This is especially important when demand for towing services rises, enabling you to take on more jobs and boost your revenue quickly.

Which Option is Right for You?

  • Wrecker truck loan: Is a good option if you plan to keep your wrecker truck long-term and want to build equity in the vehicle.
  • Wrecker truck lease: An option if you prefer the flexibility to upgrade to newer equipment more frequently.

At TopMark Funding, we can help you secure the equipment you need with competitive programs, no hard inquiries on your credit, and expertise in the wrecker truck industry you can trust.

Get Pre-Approved Today and take the next step toward growing your towing business with confidence!

FINANCING WITH TOPMARK FUNDING IS EASY AND CONVENIENT

Here’s how to get funded fast for your next wrecker
purchase:

  1. Apply Online: Click the “Get Pre-Approved Today” button. Fill out the contact form and one of our wrecker truck funding experts will contact you right away. Or give us a call at (866) 627-6644

  2. Choose Your ProgramWe’ll discuss your business goals and recommend
    the best wrecker truck financing solutions that fit your needs.

  3. Review & SignOnce you’re approved, we’ll send you the
    necessary documents for review. Most forms can be signed electronically for
    your convenience.

  4. Get Funded FastUpon returning your signed contract, we’ll
    finalize the transaction. Most deals are funded in 1 to 3 business days
    so you can get back to business.

Ready to buy a wrecker truck for your business? Select the “Get Started Today” button below.

Happy Customer


TopMark Funding Core Values Integrity Honesty Transparency connection trust reliability

WHY CHOOSE TOPMARK FUNDING?

We’re not just another lender. We specialize in wrecker tow truck loans and wrecker truck financing with:

  • Industry Expertise You Can Trust – With years of focused experience in commercial vehicle financing, we understand the unique challenges towing businesses face. Our team is well-versed in the ins and outs of wrecker truck financing, including registration, insurance, titling, and warranty options. We simplify the process so you can focus on running your business.
  • Fast Approvals and Funding – We know time is money. Our streamlined application process is designed to get you pre-approved in minutes, with funding often available in as little as 24 hours. Whether you’re expanding your fleet or replacing old equipment, we move quickly to get you back on the road.
  • Flexible Financing Solutions – No two businesses are the same, which is why we offer customized financing options tailored to your specific needs. Whether you prefer a wrecker truck loan or a lease, we work with you to find the best solution that aligns with your budget and goals.
  • No Hard Inquiries — No Impact on Your Credit – Worried about your credit score? Our soft inquiry process ensures your credit won’t be affected while exploring your financing options. This allows you to shop for the best programs without concern about damaging your credit profile.
  • Startups Welcome – Getting financing for a wrecker truck as a startup can be challenging, so we specialize in helping new businesses secure funding. If you have strong credit, we can help you get pre-approved even if your towing business is just starting out.
  • Competitive Terms – Our flexible terms allow you to choose payment plans that fit your cash flow, making it easier to manage your business expenses.
  • Dedicated Customer Support – At TopMark Funding, we pride ourselves on exceptional customer service. Our knowledgeable finance experts guide you through every step of the process, ensuring you fully understand your financing options. We’re committed to helping you succeed.
  • Proven Track Record – Our reputation speaks for itself. With outstanding customer reviews, we’re proud to have helped countless businesses secure the financing they need to grow.

Get Started Today

Selecting the right financing partner can make all the difference in your success. Choose TopMark Funding to help you secure the perfect wrecker truck financing or lease option for your towing business. Click the “Get Pre-Approved Today” button to get started or give us a call for personalized assistance.

POPULAR WRECKER TRUCKS FINANCED

We finance a wide range of powerful heavy-duty wrecker trucks and towing vehicles built for demanding recovery jobs. Whether you’re upgrading to a multi-axle Class 8 wrecker or purchasing a reliable medium-duty platform, we make it easy to secure the right tow truck financing.

Popular brands and models include:

  • Kenworth: T880, T800, T480, W990
  • Peterbilt: 389, 567, 589, 337
  • Western Star: 49X, 4900
  • Freightliner: M2 106
  • Volvo: VHD64B430

Popular wrecker body brands :

  • Century 5130, 5230
  • Jerr-Dan JD25 INT, JD35 INT, JD50 INT

These units often feature:

  • Class 7 & Class 8 specifications
  • 50-ton recovery beds
  • 18-speed Eaton Fuller transmissions
  • Air ride suspensions for better stability

We finance many more wrecker vehicles than those listed above. Whether it’s a Peterbilt heavy wrecker truck or a Freightliner with Jerr-Dan equipment, we can help you secure financing that fits your needs.

Black Freightliner 122SD Heavy Wrecker

Jerr-Dan-JD50-InT wrecker truck

Tow Truck Frequently Asked Questions

READY TO GROW YOUR BUSINESS WITH A NEW WRECKER TRUCK?

Are you ready - asphalt road

Don’t let financing slow you down. Deciding whether to get a wrecker truck lease or a wrecker loan is easy with the right finance program and the right finance partner.  Having a partner like TopMark Funding that understands the tow truck industry takes the guesswork out of the equation so you can get back to growing your business – all this with no hard inquiries, and no credit impact, just fast funding solutions to keep your business moving forward.

Get a No-Obligation Quote Today!