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Box Truck Leasing Guaranteed No Hard Inquiries

Looking to Buy a Box Truck and Need Box Truck Leasing? TopMark Funding Can Help! #1 Rated Box Truck Financing Company. Get Pre-Approved Before You Buy. Helping Business Owners Like You Grow Your Fleet and Increase Your Revenue!

  • Best Rates & Fast Funding
  • Get Approved for $250k Within 24 Hours – Application Only!
  • Guaranteed No Hard Inquiries – No Impact on Your Credit
  • Get Pre-Approved Today!

Need a Box Truck Lease? TopMark Funding Can Help!

Looking to buy a new or used box truck and need a box truck lease? At TopMark Funding we offer several box truck leasing programs that will fit your budget and help add profit to your bottom line. 

The commercial trucking business has unique financing requirements when it comes to leasing box trucks, we get it! We have 20-plus years of truck leasing experience. We live and breathe commercial truck financing.

Deciding whether to get a box truck lease or a traditional dump truck loan. Having a partner like TopMark Funding that understands the commercial trucking industry and all that comes with titling, registration, insurance, warranties, etc… is crucial to your success and growth in the commercial trucking industry.

We have a proven track record of helping owner-operators, fleet owners, and trucking companies like yours grow by offering great funding solutions and expert advice. 

Apply today for a no-obligation box truck financing quote. Our application process is straightforward, fast, and easy. Don’t worry we do a soft inquiry on your credit. No hard inquiries and no negative impact on your personal or business credit score.

Get Approved For Up To $250K Within 24 Hours – Application Only!

Get a Safe & Secure Quote + Guaranteed No Hard Inquiries

WHAT OUR CUSTOMERS ARE SAYING

“TopMark has really helped me out! They have been such a huge part of helping me grow my trucking company.” – Jim P.

I have bought multiple units working with Josh Woodwork, he’s consistently communicating every step of the way even beyond completion of the deal
Lehman T.
Lehman T.
1710458366
Nick Gilmore did everything possible to help me get my first truck box, I’m more than satisfied and grateful with this company, 100% recommended.
Rosa S.
Rosa S.
1710194280
Top Mark is definitely the place to get your financing. I can honestly attest they will fight for their clients tooth and nail... I was so lucky to have Dan Burden as my representative or this probably wouldn't be happening for me... He was a friend all the way through the process... He even found me a good deal on insurance which was very much needed... I will be coming back for sure!!!
Jack F.
Jack F.
1709756719
Top Mark Funding were a pleasure to work with and kept me updated through the process and I highly recommend them!
Calvin B.
Calvin B.
1709579462
My husband and I worked with Brian at TopMark. He was very efficient, responded very quickly (many times even over the weekend), and worked hard for us even through all the unexpected obstacles on our part. He made sure he communicated every step of the way and that we got everything done in a timely manner and everything was just as he promised. We greatly appreciate all of his help and hard work and would absolutely work with him again:).
Shana C.
Shana C.
1708479348
I got the truck from a private person through financing! They have different programs where you can pay urgently and close the main debt. Thank you for your great service guys you did a great job 💪
JANABAI
JANABAI
1708382704
Awesome experience buying a rollback. Thank you Daniel for being so kind and patient with me and my husband.
Summer M.
Summer M.
1707552464
TopMark is the Best route to get commercial vehicle funding in 2024. I needed funding fast for my new box truck I wanted to purchase and the experts at TopMark delivered! My finance rep I was working with was Rob W and he was able to get me the amount I needed in the 1 week time frame I was working with. In the end I was approved and had the truck delivered by the end of that week. Very easy to understand process and full transparency from them the hole way.I highly recommend this place for any young motivated new business owners who don’t think there’s any real help for us out there. These guys got your back, they care about you and don’t just treat you like a number. Ask for Rob W and tell him Nick from 1010 Transportation sent you!
Nick S.
Nick S.
1707340561
Very efficient attention to details, and thorough. Business loan processing expertise bar none,
Floyd H.
Floyd H.
1707124085
Very Professional, Nick always answered all my questions on time! Really good company to finance commercial equipment!!
Arnold G.
Arnold G.
1704816027
Josh Woodward went above and beyond to find the right truck for me.Every step of the way he was there, from offering sound advice to working diligently with me through every process!TopMark Funding is the most professional finance company I’ve ever worked with!Thanks a million Josh!
Steven E.
Steven E.
1704478766
This company is top notch for sure. Not only did James Wilson get me approved for a truck loan he also helped me battle the dealership that sold me a bad truck that needed a new motor it took 3 months of back and forth with this dealership and James stayed in the fight the whole time everyday with me to get them to trade me out for a good truck I can't say enough about this guy stellar human being would do business with him again anyday. Thanks top mark and James Wilson your awesome man
cowboy
cowboy
1703160239
برایم ایمیلی امد که برنده ۲۵۰ هزار دولار شده ام و باید وارد سایت شوید و چند سوال را جواب دهید و من هم وارد سایشان شدم و به سوالات شان جواب دادم سوالات شان منتقی بود و با تجربه بودن و نسبت به دیگران مسعولیت پذیر هستند ولی ببینیم تا بعد چه میشود پول به دست مان میرسد بردمان یا نه خالاصه تجربه خوبی بود با سپاس
Arash J.
Arash J.
1703101610
Working with Rob Weljkovic at TopMark has been a joy. He is a wealth of knowledge in all things related to truck financing and is extremely responsive and prompt in getting the work done. Rob made my entire financing process as smooth as I could imagine and it was a pleasure doing business with him.
Connor W.
Connor W.
1702514131
Got fund for a New Western Star . The process was quick , with seamless support from Dan Burden .
Joe D.
Joe D.
1702443492
Very knowledgeable! Got us through the process of purchasing the septic tank vacuum truck really fast and easy. 😁
Lester R.
Lester R.
1701954039
This is a team of excellent people.Helping a start up company with expertise and patience. They know exactly what they are doing.
Mark S.
Mark S.
1701867186
My first Tractor purchase detailed in one word? EFFORTLESSCindy & Andrea kept me informed thoughout the process. They exceeded my expecations, when they qualified my approval within 24 hours after the application...I woke up to a message: ApprovedThey actually qualified me for more money then I spent on the purchase itself. I am very fortunate to have these ladies at the helm... I now have a go to for my funding needs, as my company continues to grow. TOPMARK is Top NOTCH! And Cindy & Andrea are a major reason why...thanx so much 🙂
Ernest F.
Ernest F.
1701829711
TopMark Funding was amazing! Easy to work with very professional and fast funding.
Daniel at top mark helped us get our new truck process was a little long but all together was a great experience Daniel was great we got everything we needed he was efficient and helpful throughout the whole deal I would recommend theses guys and will use again in the future
Earl Z.
Earl Z.
1701098783
TopMark Funding was perfect for us. Nick G was professional, knowledgeable, and super fast! We will be on the road in less than a week! Thank you Nick G.
Anna R.
Anna R.
1700350494
Very good guy to work with for sure
Nonie B.
Nonie B.
1700251168
Thomas B was so helpful in guiding a first timer through the process. Very responsive and had knowledgeable helpful answers and guidance. Highly recommended!
Manuel P.
Manuel P.
1700160933
Definitely great team to help me out to purchase my FORD TRANSIT AWD 2023. Very helpful, and patient. I do appreciate to all, and Mr Thomas Battistella that made things happen. THANK YOU ALL VERY MUCH.
Prudencio O.
Prudencio O.
1700014432
David was a pleasure to work with. He made the process very easy and direct. I appreciated his quick response and transparency.
Drizzy D.
Drizzy D.
1699980524
Hey Ben Gerboth is the best to work with will go the the extra mile like you are his family !
Trumayne C.
Trumayne C.
1699921120
David did an excellent job in getting us funded for my company’s commercial vehicle. He was very knowledgeable and kept us updated throughout the whole process. If you need help with commercial vehicle financing reach out to David he can get things done.
Manuel C.
Manuel C.
1699919157
Had a great experience working with Joshua W. He was patient and very understanding. We’ve been working to get the best equipment for my company. Everything went smoothly closing the deal. I look forward in working with him on my next project. Thanks again TopMark Funding for having a great team.
Nachito L.
Nachito L.
1699478931
Helped all the way. I had no problems or Surprises
Robert H.
Robert H.
1699135120
Josh Woodward is the Man to go to for all your Financing needs.. He was very responsive, patient, informative, Down to earth and he handles business very well. No matter the question.. He has answers...Josh walked me Step by step during the process of purchasing a truck and I can't wait to purchase again thank you josh.
Maurice H.
Maurice H.
1698957743
Thomas was a man of his word..very professional and quick to respond to everything I asked..definitely took care of me. I recommend 10/10
NoLove R.
NoLove R.
1697607510
Thomas Battistella is the best financing agent i have ever worked with! He was very patient, professional, and kind in working with me to get financing for my first truck. Thomas was graceful throughout the entire process and was willing to go above and beyond making sure the right kind of paperworks were submitted. He never rushed me and made the whole process very smooth.If u looking for financing for your trucking business, Thomas Battistella and TopMark should be your FIRST CHOICE.
Blessing N.
Blessing N.
1697586869
I only have great things to say about Top Mark. If you in the need of financing contact Jessica with Top Mark Funding, She was great through the whole process. My experience was 5 Stars!
torrey H.
torrey H.
1697581469
Jessica Smith is your go to for all of your truck and trailer financing wants/needs! She has helped out on many of our deals and takes great care of our customers! Highly recommended!
Joseph G.
Joseph G.
1697573952
Nick has surpassed our first encounter when purchasing our first rig last year!! Today with our dry van purchase, he has gone over and beyond with his attention to detail, hassle free experience and professionalism!!! NICK PIRING=Exceptional Customer Service!!!!
Tr G.
Tr G.
1697562652
David Bolce is the man! We closed this truck funding in a week. David was very helpful and with the knowledge about trucking industry. This is my first truck going through finance with institution and I am looking forward to work with David again.
Niki
Niki
1697247675
We are so very appreciative to have worked with Nicholas Pairing, Sr. Account Executive of TomMark Funding! His experience helped us thru the process from begin to end. He was very experienced and thoroughly explained out options and patiently waited for us to make our decision! We could not have asked for a better Account Executive to have worked with and we recommend that if you are going to search for commercial financing and need assistance, Nicholas Piring is the person to contact.
Irvin R.
Irvin R.
1697160104
Very good company and easy to work with, they help you a lot and give you a lot of help, thanks to Lizz she was very helpfull.
Axel B.
Axel B.
1697077159
very good company, they give you good service and work the best to find you the best interest rate for your business loan, I worked with Lizz and she was very helpfull and with good service.
Axel B.
Axel B.
1696951002
Chase went above and beyond to get my deal funded. Thank you for the great service!
Jeff F.
Jeff F.
1696809090
Brendan was on top of all our stuff and time efficient got our paperwork done in a proper manner very knowledgeable of his work
Valdez G.
Valdez G.
1696459751
The ladies at TM funding worked tirelessly to fullfill the financing of my Truck. I've never experienced the diligence this company provided. They worked without pause to assure my dreams were met. Big thanks to TM funding, Andrea and Cindy are rockstars
Kurt Q.
Kurt Q.
1696353377
Great customer service. Efficient , effective and reliable. I have had a great experience with them since 2017. Thumps up for Nick Gilmore. Great guy.
Geofrey N.
Geofrey N.
1695913146
I worked with Patrick at Top Mark. He has been nothing short of patient, knowledgeable, and efficient. I had so many questions about commercial financing and he was able to assist with virtually everything. He was also available either by text, email or phone and was prompt in responding to me.He made the funding process a breeze and I am so happy I was able to get this deal finalized with him and his company.As a newer company it’s a struggle to get funded but they were able to help me out. I recommend this company to new businesses especially since they will assist with getting you funded when traditional banks are not an option.
Kara B.
Kara B.
1695664295
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How to Get a Box Truck Lease

Box truck financing is different from traditional vehicle financing and leasing. Traditional truck loans heavily rely on your credit, business revenue, and time in business to determine if you’re qualified.

When it comes to box truck leasing, the truck you decide to purchase becomes the collateral, which helps to limit the lender’s risk on the box truck lease or loan. By reducing the risk you’re more likely to be qualified for truck financing.

Several factors will determine your box truck lease term, interest rate, and down payment. Here is a list of all the requirements and factors that determine your eligibility and financial requirements.

#1 DETERMINE YOUR ELIGIBILITY – GET PRE-APPROVED

Before you go box truck shopping it’s recommended to first get pre-approved. At TopMark Funding we have a quick and easy pre-approval process. One of our finance specialists will ask you a few questions about your credit and business history. Then we do a soft pull on your credit, not a hard inquiry. 

The majority of our competitors do a hard credit inquiry, which isn’t good for your credit score. Our pre-approval process is guaranteed not to harm your business or personal credit score. Once we get your credit results back we’ll get you pre-approved with the amount you’re allowed to finance.

FACTORS THAT DETERMINE ELIGIBILITY

  • Credit Score – 650 or Above for the Best Box Truck Financing Rates.
  • Time in Business with a CDL License – 3+ Years Preferred (But We Can Finance Start-ups Too!)
  • Down Payment Amount – How Much You Can Afford to Put Down on Your Box Truck.

We recognize the importance of having up-to-date equipment to maximize efficiency and stay in compliance with regulations; that’s what helps growth and sustainability. We’ve made the funding process simple so you can get funded fast and on the road with your new truck!

Box Truck Leasing Quote

BOX TRUCK FINANCING AND CREDIT

When it comes to getting a new box truck, your credit health plays a big role. Unfortunately, a lot of commercial drivers harm their credit by applying to any company that promises to get them the truck of their dreams.

This actually puts a lot of hard inquiries on your report. Remember, each hard inquiry can ding you about 10 points. Even if you apply to 4 places, that’s enough to drop your score a whole credit grade.

Getting financed through a dealership can also be risky. When you “apply” or see if you can get financed for a truck at a dealership, they often send your information around to any bank or company they think will approve you. Again, this leads to many unnecessary, credit-damaging hard inquiries.

We are here to help grow your business as best we can! TopMark Funding achieves this by getting you pre-approved for truck financing with just a soft credit inquiry. This way, you can see your rates without any commitment or damage to your credit.

Before damaging your score, we encourage you to be familiar with your credit score and what’s available at your current rating. It’s important to do research and ensure you make good choices for your business. Being knowledgeable about the process and what it means in terms of credit will help you make the best choices.

BREAKDOWN OF FICO SCORE RANGES

  • 300-579: A score in this range is considered Very Poor. Credit applicants with a score in this range are often required to pay larger fees and deposits, or sometimes may not be approved for credit at all. 16% of people have a score in this range.
  • 580-669: Scores between the 580 mark to the higher 600s are called Fair credit scores. Often, people with scores in this range will be referred to as subprime borrowers. A total of 17% of people have a credit score in this range.
  • 670-739: This range is referred to as Good. Individuals with scores this high have a much lower rate of default. Statistically, about 8% of applicants with a Good range credit score will become seriously delinquent. Around 21% of people have a score in this range.
  • 740-799: People with scores in the mid to top 700s are in the range of Very Good. Borrowers with scores in this range will receive better than average interest rates from banks and lenders. 25% of people have a score in this range.
  • 800-850: The top of the scale is considered an Exceptional credit score. Individuals with a credit score above 800 receive the best rates from lenders. Around 21% of people have scores between 800-850.

Statistically speaking, most people’s credit scores fall between the range of 600 to 720.

WHAT AFFECTS YOUR CREDIT SCORE

  • Payment history – This shows if you’ve made your payments on time or at all.
  • Credit utilization rate – How much of your credit you’re using on your credit cards.
  • Type, amount, and age of credit accounts – Lenders want to see diversity on your credit report. Having a good mix of credit cards, a car loan, and maybe a mortgage helps your score.
  • Total Debt Owed – This is the amount you owe in loans and how much is on your cards.
  • Bankruptcies, Child Support Due, Public Records – Filing for bankruptcy or having a large amount of delinquent child support will hurt your score.
  • New Credit Accounts – Opening a lot of accounts in a short period of time can hurt your score. If you’ve gotten too many loans or credit cards in a 2-year period, it can ding you.
  • Hard Inquiries – The number of times a lender has requested your credit information will affect your score. These searches stay on your report for two years.

If your credit looks good and you want to get pre-approved today – Click Here

#2 FIND YOUR NEW OR USED BOX TRUCK

Here’s the fun part of the box truck leasing process: shopping for your new big rig! When shopping for your new straight truck or box truck you need to keep in mind some requirements lenders have. We always recommend buying your new or used box truck from a reputable commercial truck dealer.

If you’re not sure which box truck dealer in your area is reputable, give us a call and we’ll have some suggestions at (866) 627-6644. We have a list of reliable dealers throughout the US.

  • Make, Model, Year (Less than 10+ years)
  • Mileage (Less than 700k)
  • The straight or box truck needs to be for your intended use.
  • Condition Report
  • Any past major repairs.
  • Preferably sold by a box truck dealer.
  • Serial Number of the truck.
  • Is the box truck new or used
  • Minimum of 3 pictures

Lenders want to make sure the box truck you’re trying to buy is a good investment for you and will last the duration of the financing term. The truck will also be collateral for the financing. If something were to happen and you can no longer afford to pay the loan/ lease back, the lender will need to repossess the box truck and recover their capital.

Found Your Truck and Need Financing? Great! Click to Start the Process

#3 FIND GOOD BOX TRUCK INSURANCE

Before you get approved and obtain your box truck lease, you’ll need good insurance (just like a personal vehicle). Commercial truck lenders will make sure to help you with this.

Just like anything else in life, you get what you pay for. Your box truck and business are valuable assets so you don’t want to be under-insured and liable for repair and legal bills.

Box truck lenders require you to have the following coverage:

  • Liability coverage
  • Physical damage coverage
  • Bobtail coverage for non-trucking use
  • Cargo and storage coverage to protect what you’re hauling

If you own a fleet of box trucks and have employees driving for you, you’re going to need workers’ compensation as well. Contact your local business insurance agent for more details.

Lenders will not allow you to finalize the deal without the correct type of insurance for a box truck. If you have any questions please feel free to contact your finance specialist. (866) 627-6644

Get Pre-Approved Today – Quick & Easy Application >> Get a Quote <<

#4 SUBMIT ALL DOCUMENTS AND GET FUNDED

Once you’ve picked out a box truck that meets all the requirements and you have the proper insurance in place, it’s time to finalize your funding. Contact your finance specialist to finalize your application. 

Documents will be generated and then emailed for review and signature. An electronic signature is acceptable on most documents.

After the signed contract is returned, we’ll process your documents. Most transactions fund within 1-3 days. We have a fast turnaround to get the truck you want up and running.

Box Truck Leasing FAQ

Our Process is Quick & Easy! Get Pre-Approved Today

At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking financing experience, we know how important it is to deliver a great customer experience. We promise to get you a great truck financing deal funded as quickly as possible. Check out our reviews from our amazing customers.

Making smart choices with a box truck financing program is critical to any trucking company working in logistics. Having up-to-date equipment to maximize efficiency and stay in compliance with ever-changing regulations is important to a company’s growth and sustainability. We’ve made the funding process quick and easy so you can get funded fast and on the road with your new box truck with a lease payment you can afford.

  1. Apply Online: Click the “Get Pre-Approved Today” button. Fill out the contact form and one of our truck funding specialists will call you ASAP! Or for immediate assistance give us a call at (866) 627-6644
  2. Select a Solution: A truck funding specialist will contact you to go over your funding and business needs. We want to understand your needs to better help us find the best solution that meets your objectives.
  3. Review Documents: Once we have determined the best truck finance solution for you and your business, documents are generated and then emailed for review and signature. An electronic signature is acceptable on most documents.
  4. Get Funded: After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. Fast turn around to get you the truck you want up and running.

Get Pre-Approved – Click the Get Pre-Approve Button Below to get started today. Get pre-approved in minutes. We do a soft credit pull, NO hard inquiries (unlike our competitors), and are guaranteed not to hurt your business or personal credit score.