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Dump Truck Financing Guaranteed No Hard Inquiries

Are you looking to buy a New or Used Dump Truck and Need Dump Truck Financing? TopMark Funding Can Help! #1 Rated Dump Truck Financing Company. We Have Great Dump Truck Leases & Dump Truck Loans For You. Don’t Wait! Get Pre-Approved Before You Buy a Dump Truck. 

  • Competitive Interest Rates
  • No Money Down Programs Available
  • Startups Welcome With Great Credit
  • Get Approved for $250k Within 24 Hours – Application Only!
  • Get Pre-Approved Today!


New and Used Dump Truck Financing Made Easy! Guaranteed No Hard Inquiries

Looking to buy a new or pre-owned dump truck and require dump truck financing? Your search ends here! TopMark Funding stands out as the leading dump truck lender nationwide. We offer a range of excellent dump truck funding programs designed to match your desired monthly payment, improve cash flow, and provide loan terms tailored to your business requirements.

Whether you’re looking to finance a new or used dump truck from a dealership or private seller, we’ve got you covered. Our dump truck financing programs cater to well-qualified startups as well as small to medium-sized commercial dump truck fleets, ensuring comprehensive support for all your financing needs. 

Don’t wait get a quick and easy dump truck financing quote today. Guaranteed no hard inquiries, no impact to your credit. Soft Inquiries will not show on your credit report. Get started today!

✔ Guaranteed No Hard Inquiries

Get pre-approved in minutes. Guaranteed no hard inquiries. 100% No negative impact on your personal or business credit.

✔ 90-Day Pre-Approval Guarantee

When you’re pre-approved by TopMark Funding, your pre-approval is good for 90-days. No additional credit checks.

✔ Quick & Easy + Fast Funding!

Dump truck financing made easy! We’ve created a quick and easy approval process and super fast funding!

✔ Excellent Customer Service

#1 rated dump truck financing company by drivers like you. Client satisfaction is our top priority! Your success is our success.

✔ Startups Welcome

We have a great dump truck financing program for startups with great credit. No money down, flexible terms, and great rates

✔ Any Make & Model

We specialize in commercial vehicle financing, It’s what we do! We can finance any make or model of dump truck.

Get a Quote Today

Google Rating
4.3
Based on 352 reviews
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#1 Dump Truck Finance Company What Our Customers Are Saying

At TopMark Funding your satisfaction is our top priority. With decades of commercial truck financing expertise, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

Excellent
4.3
Antuanne S.
Antuanne S.
Tyler very helpful and professional , Topmark makes its happen
David S.
David S.
Mitch at TopMark is unstoppable. He helped get me a loan when others could not make it happen. It was my first truck and i don't know how I could have gotten a loan without Mitch and his hard work and tenacity. The rest of the team at TopMark is efficient and knowledgeable. They answered all of my first timer questions with ease and patience. I would recommend him and the team at TopMark to anyone looking for Truck financing.
Ozzy R.
Ozzy R.
100 percent recommend!!! Mitch helped me even with a couple of issues that came out on my report. Was always able to find a solution to my problems and got me into a truck fast!! Don’t second guess him!
Aaron L.
Aaron L.
Mitchell was very supportive during my purchase. I was a bit apprehensive but he did a great job explaining all the details of my purchase. He even took the time to follow up after the deal was complete. I am thankful that they were able to assist in the growth of my company.
YASIR A.
YASIR A.
Working with nick was super easy . Very professional and know what he is doing when it come to commercial loan highly recommended.
Fred K.
Fred K.
Jasmine takes care of me every time, very fast and responsive which helps me keep my business going while obtaining new equipment. I won’t use anyone else!
Sam H.
Sam H.
The entire process was easy to follow with a simple and seamless flow of events. Trevor was very attentive to each step and helpful along the way, including following up with the vendor to make sure they did their part for me.
Hallam S.
Hallam S.
Mitchell worked very hard to get me financing on my new piece of equipment and was very communicative throughout the process great company to get you the equipment you need.thankyou top mark!
Pamela Wells-Andrews ZWZA Consultant L.
Pamela Wells-Andrews ZWZA Consultant L.
Working with Nick Gilmore was an absolute pleasure. He made the process seamless while providing updates of the progress. I appreciate him setting the proper expectations throughout the entire process. The friendliness and professional service is exceptional and unmatched. Thank you for an amazing experience.
Alle A.
Alle A.
👌 Topmark Funding provided a great funding opportunity for my business. The staff was friendly and helpful. Nick and Patrick I am satisfied with their services and i would recommend them to others.
Herschel P.
Herschel P.
Working with Nick was great ...he was very respectful and exciting to work and was on top of everything, responded great of I needed anything and kept his word on call backs and keeping me in the loop and was very honest to me ..I really enjoyed working with him and look forward to doing business with him again
Uriy K.
Uriy K.
Worked with Rob on financing for a box truck. Smooth process, definitely would use them in the future.
Matthew T.
Matthew T.
Nick and Frankie at TopMark Funding helped make my first funding experience a breeze for my startup. Will be using them again!
LuvLeta
LuvLeta
I reached out to TopMark to obtain financing to purchase a trailer for my trucking company. I wasn't pleased with the representative who initially worked on my application.I later spoke with Nick and he was able to resolve my issues and concerns. He stood on his word and apologized for the issues I was having and he moved quickly to resolve things.I appreciate his help and should I need funding in the future, I will not hesitate to reach out to Nick.Thank you
Alex S.
Alex S.
I worked with Frankie, Matt, and Nick for my first dump truck purchase. These great guys got me approved for my start up business!
Keith L.
Keith L.
I'd like to thank Matt Welsh and Sydney Klapper for their professionalism and courtesy in buying my second truck. 👏
Guy M.
Guy M.
I recently had the pleasure of working with Trevor McCoy at Top Mark Funding, and I must say, his professionalism and dedication have completely changed my view of the company. After a previous representative told me I was ineligible for a refund for a truck financing deal gone awry, Trevor stepped in and made all the difference.From the outset, Trevor was incredibly responsive, always returning my calls promptly and even reaching out when I least expected it to keep me updated. His proactive approach was a breath of fresh air. What truly set Trevor apart was his willingness to go the extra mile. Despite challenges with my credit report that surfaced and hindered the financing process, Trevor did not give up. He advocated on my behalf and successfully obtained a refund of $3,600 for me—an outcome I thought was impossible based on my prior experiences.Trevor’s commitment to service and his ability to deliver results when it mattered most have earned my complete trust and gratitude. If you’re looking for a funding company that truly values its clients and employs professionals who lead with integrity and care, look no further than Top Mark Funding. Thank you, Trevor, for your exceptional service and for restoring my faith in what customer care should be!
Lj S.
Lj S.
Great experience with the help from Rob & Nick Gilmore! Thank you so much for the help with buying my new truck!
Jeremy H.
Jeremy H.
Thomas goes above and beyond extremely great experience
Luis S.
Luis S.
Can’t say enough in how happy I am with Brian in top mark he was always professional and always communicating with me every step of the way I would recommend TopMark 100%
Phillip A.
Phillip A.
I want to thank Rob and Nick for being patient with me and holding my hand throughout the financing process. They are very knowledgeable and you can count on whatever they say.
Joseph S.
Joseph S.
Nick was quick and gave us a great product with very competitive terms to fund three vehicles. Highly recommend!
Delfino Y.
Delfino Y.
Top mark is a great institution. Help me get my first truck. I don’t know if I could’ve done it without Nick and Rob. They really did a great job helping me out. I’m really grateful for them taking all the time and helping me with this new adventure in life.
shane B.
shane B.
Excellent experience start to finish ! I procrastinated for months before making a purchase. Nick was there every step of the way and answered every question quickly. When I finally decided to buy a truck, Nick took over and guided me through every step of the process, explained everything step by step and never left me wondering what was happening. Simple, quick, and flawless process. The guys in the title dept were the same. Very professional and helpful, efficient and polite. Great experience and I highly recommend !
Shane C.
Shane C.
I want to thank Patrick Smith and Nick Gilmore for there outstanding service in assisting me in buying a 2020 freightliner. They've made the process smooth and easy by keeping me informed with every step of the process. They were very informative and explain the contracts and options thoroughly. They were accessible whenever I needed help or an explanation. I look forward to working with these guys in the future. Thanks again.Shane cruz.
James G.
James G.
If you want the best service possible, then give TopMark Funding a call. Ask for Nick. I can't even begin to tell you how much they helped me achieve my dream of becoming a true owner/operator. You won't regret it!
Edward C.
Edward C.
I would like to take the time to express how refreshing it was to work with Trevor McKoy at Top Mark Funding. He was always professional, available, and accommodating each time we spoke while putting the package together for the equipment TopMark Funding provided financing. I have used several finance companies over the years to accommodate my financing needs and Mr McKoy by far was the best I've ever worked with. I recommend TopMark Funding, I will definitely use them again. Trevor, thanks for the excellent customer service and attention to details.
Christian V.
Christian V.
TopMark Funding has an awesome team and dedicated staff. I am very impressed by their hard work to get my truck financing done as quickly as possible. Nick Piring and Nick Gilmore did an extraordinary job keeping me informed about every step during the process. Absolutely I will recommend them and consider them for futures financially needs.Nick Piring, Nick Gilmore and the team, thanks for the experience.
Lehman T.
Lehman T.
I have bought multiple units working with Josh Woodwork, he’s consistently communicating every step of the way even beyond completion of the deal
Rosa S.
Rosa S.
Nick Gilmore did everything possible to help me get my first truck box, I’m more than satisfied and grateful with this company, 100% recommended.
Jack F.
Jack F.
Top Mark is definitely the place to get your financing. I can honestly attest they will fight for their clients tooth and nail... I was so lucky to have Dan Burden as my representative or this probably wouldn't be happening for me... He was a friend all the way through the process... He even found me a good deal on insurance which was very much needed... I will be coming back for sure!!!
Calvin B.
Calvin B.
Top Mark Funding were a pleasure to work with and kept me updated through the process and I highly recommend them!
Shana C.
Shana C.
My husband and I worked with Brian at TopMark. He was very efficient, responded very quickly (many times even over the weekend), and worked hard for us even through all the unexpected obstacles on our part. He made sure he communicated every step of the way and that we got everything done in a timely manner and everything was just as he promised. We greatly appreciate all of his help and hard work and would absolutely work with him again:).
JANABAI
JANABAI
I got the truck from a private person through financing! They have different programs where you can pay urgently and close the main debt. Thank you for your great service guys you did a great job 💪
Summer M.
Summer M.
Awesome experience buying a rollback. Thank you Daniel for being so kind and patient with me and my husband.
Nick S.
Nick S.
TopMark is the Best route to get commercial vehicle funding in 2024. I needed funding fast for my new box truck I wanted to purchase and the experts at TopMark delivered! My finance rep I was working with was Rob W and he was able to get me the amount I needed in the 1 week time frame I was working with. In the end I was approved and had the truck delivered by the end of that week. Very easy to understand process and full transparency from them the hole way.I highly recommend this place for any young motivated new business owners who don’t think there’s any real help for us out there. These guys got your back, they care about you and don’t just treat you like a number. Ask for Rob W and tell him Nick from 1010 Transportation sent you!
Floyd H.
Floyd H.
Very efficient attention to details, and thorough. Business loan processing expertise bar none,
Arnold G.
Arnold G.
Very Professional, Nick always answered all my questions on time! Really good company to finance commercial equipment!!
Steven E.
Steven E.
Josh Woodward went above and beyond to find the right truck for me.Every step of the way he was there, from offering sound advice to working diligently with me through every process!TopMark Funding is the most professional finance company I’ve ever worked with!Thanks a million Josh!
cowboy
cowboy
This company is top notch for sure. Not only did James Wilson get me approved for a truck loan he also helped me battle the dealership that sold me a bad truck that needed a new motor it took 3 months of back and forth with this dealership and James stayed in the fight the whole time everyday with me to get them to trade me out for a good truck I can't say enough about this guy stellar human being would do business with him again anyday. Thanks top mark and James Wilson your awesome man
Arash J.
Arash J.
برایم ایمیلی امد که برنده ۲۵۰ هزار دولار شده ام و باید وارد سایت شوید و چند سوال را جواب دهید و من هم وارد سایشان شدم و به سوالات شان جواب دادم سوالات شان منتقی بود و با تجربه بودن و نسبت به دیگران مسعولیت پذیر هستند ولی ببینیم تا بعد چه میشود پول به دست مان میرسد بردمان یا نه خالاصه تجربه خوبی بود با سپاس
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What is the Best Way to Finance a Dump Truck?

There are several types of commercial dump truck financing options. The 4 most popular ways to finance a dump truck are an equipment finance agreement (EFA), a dump truck loan, or a dump truck lease. Depending on several factors and what your business goals are we have programs available to 

Equipment Finance Agreement (EFA)

EFAs are commonly used by businesses to finance various types of equipment, including machinery, vehicles, and other assets. They offer businesses the flexibility to acquire necessary equipment while spreading the cost over time, which can help preserve working capital and improve cash flow management.

One of the biggest advantages of the EFA is the consistent monthly payments. Also, you know the exact pay-off amount at the time of purchase. 

Dump Truck Lease

A dump truck lease is a financial arrangement where a business or individual obtains the use of a dump truck for a specified period in exchange for regular lease payments. Unlike purchasing a dump truck outright, leasing allows the lessee (the party leasing the truck) to use the truck without owning it.

The lease term is the duration for which the dump truck is leased. Typical lease terms for dump trucks range from 2 to 5 years, although they can vary depending on the agreement.

Dump truck leases can be beneficial for businesses and individuals who need access to a dump truck for a specific period without the upfront costs and long-term commitment of purchasing. You can also do a dump truck lease purchase

Dump Truck Lease Purchase

A dump truck lease-purchase agreement is a financing arrangement that combines elements of both a lease and a purchase. In a dump truck lease-purchase agreement, the lessee (the individual or business acquiring the dump truck) initially leases the truck for a specified period, usually to eventually purchase it outright.

Dump Truck Loan

A dump truck loan is a type of financing arrangement that allows individuals or businesses to purchase a dump truck. In a dump truck loan, the lender provides funds to the borrower to buy the truck, and the borrower agrees to repay the loan amount plus interest over a specified period.

Dump truck loans are commonly used by owner-operators, trucking companies, and businesses that need dump trucks for transportation and logistics operations. They provide a way to acquire the necessary equipment while spreading the cost over time. 

Zero Down Dump Truck Financing Programs

We provide Zero Down Dump Truck Financing Programs tailored for highly qualified customers – ideal for owner-operators and trucking businesses seeking to obtain dump trucks without the need for a substantial upfront payment. We offer competitive dump truck financing rates for qualified applicants. Dump truck finance and lease options.

With our dump truck financing no money down options, you can drive away in the dump truck you need today while preserving your working capital and cash flow for other business needs, such as fuel, unexpected repairs, etc…

Don’t let upfront costs hold you back from upgrading your fleet or starting your owner-operator journey. Take advantage of our dump truck no-money-down financing programs and drive your business forward with confidence. Contact us today to learn more and get started on the road to success!

Get a Quote Today

Startup Dump Truck Financing

When it comes to launching your startup in the construction or hauling industry, securing the right financing for a dump truck is crucial for success. 

At TopMark Funding, we understand the unique challenges that startups face, and we’re here to offer tailored dump truck financing for new businesses to help you get on the road and grow your business. We have programs for new and used dump truck financing for startup businesses. 

Criteria for Well-Qualied Startups

  • Minimum 640 FICO or Better
  • 3 Years of Industry Experience or Time in Business
  • Minimum 20% Down Payment
  • No Charge Offs or Recent Bankruptcies 
  • No Major Delinquencies and/or High Credit Balances
  • Homeowners Preferred

Don’t let financing obstacles hold back your startup’s success. Explore our dump truck financing options tailored for startups and take the first step towards building a thriving transportation business. 

Get a Quote Today

Dump Truck Financing With Bad Credit Options

If you need dump truck financing but have bad credit, don’t worry – we have options to help you get behind the wheel of the dump truck you want. 

We understand that credit challenges shouldn’t stand in the way of your business success. That’s why we offer used dump truck financing for bad credit customers.

Criteria for Big Rig Financing With Bad Credit

  • 500 FICO or Better
  • Minimum 20% Down Payment
  • 3 Years of Industry Experience
  • No bankruptcy within 3 years 
  • No Charge Offs or Repos within 3 Years
  • No Collections 
  • No Back Child Support

Don’t let bad credit prevent you from achieving your goals in the trucking industry. Explore our dump truck financing options for individuals with bad credit and take the first step towards owning your own dump truck. Contact us today to learn more and get started on the road to success!

Get a Quote Today

What Our Customers Are Saying

At TopMark Funding your satisfaction is our top priority. With decades of dump trucking financing experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers

Trustpilot

Get a Quote Today

Our Process is Quick & Easy! Get Pre-Approved Today

Making smart choices with dump truck financing is critical to any trucking company. Having up-to-date equipment to maximize efficiency and stay in compliance with the ever-changing regulations is important to a company’s growth and sustainability. We’ve made the funding process quick and easy so you can get funded fast and on the road with your new dump truck.

  1. Apply Online: Click the “Get Pre-Approved Today” button. Fill out the contact form and one of our truck funding specialists will call you ASAP! Or for immediate assistance give us a call at (866) 627-6644
  2. Select a Solution: A truck funding specialist will contact you to go over your funding and business needs. We want to understand your needs to better help us find the best solution that meets your objectives.
  3. Review Documents: Once we have determined the best truck finance solution for you and your business, documents are generated and then emailed for review and signature. An electronic signature is acceptable on most documents.
  4. Get Funded: After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. Fast turn around to get you the truck you want up and running.

Get Pre-Approved – Click the Get Pre-Approve Button Below to get started today. Get pre-approved in minutes. We do a soft credit pull, NO hard inquiries (unlike our competitors), and are guaranteed not to hurt your business or personal credit score.

Get a Quote Today

Great Reviews From Truckers Like You

Trustpilot

What We Finance Grow Your Fleet & Increase Your Revenue

Semi-Trucks & Trailers

+ New Semi-Truck Financing
+ Used Semi-Truck Financing
+ Dry Van Trailer Financing
+ Reefer Trailer Financing
+ Flatbed Trailer Financing
+ Dump Trailer Financing

Learn More

Commercial Vehicles

+ Box Truck Financing
+ Tow Truck Financing
+ Wrecker Truck Financing
+ Tour Bus Financing
+ Bucket Truck Financing
+ Cargo Van Financing

Learn More

Construction Equipment

+ Dump Truck Financing
+ Excavators Financing
+ Backhoe Financing
+ Wheel Loader Financing
+ Skid Steer Financing
+ Bulldozer Financing

Learn More

Waste & Refuse Equipment

+ Garbage Truck Financing
+ Vacuum Truck Financing
+ Roll-Off Truck Financing
+ Sweeper Truck Financing
+ Grapple Truck Financing
+ Septic Truck Financing

Learn More