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Dump Truck Financing Guaranteed No Hard Inquiries

Are you looking to buy a New or Used Dump Truck and Need Dump Truck Financing? TopMark Funding Can Help! #1 Rated Dump Truck Financing Company. We Have Great Dump Truck Leases & Dump Truck Loans For You. Don’t Wait! Get Pre-Approved Before You Buy a Dump Truck. 

  • Competitive Interest Rates
  • No Money Down Programs Available
  • Startups Welcome With Great Credit
  • Get Approved for $250k Within 24 Hours – Application Only!
  • Get Pre-Approved Today!


New and Used Dump Truck Financing Made Easy! Guaranteed No Hard Inquiries

Looking to buy a new or pre-owned dump truck and require dump truck financing? Your search ends here! TopMark Funding stands out as the leading dump truck lender nationwide. We offer a range of excellent dump truck funding programs designed to match your desired monthly payment, improve cash flow, and provide loan terms tailored to your business requirements.

Whether you’re looking to finance a new or used dump truck from a dealership or private seller, we’ve got you covered. Our dump truck financing programs cater to well-qualified startups as well as small to medium-sized commercial dump truck fleets, ensuring comprehensive support for all your financing needs. 

Don’t wait get a quick and easy dump truck financing quote today. Guaranteed no hard inquiries, no impact to your credit. Soft Inquiries will not show on your credit report. Get started today!

Guaranteed No Hard Inquiries

Get pre-approved in minutes. Guaranteed no hard inquiries. 100% No negative impact on your personal or business credit.

90-Day Pre-Approval Guarantee

When you’re pre-approved by TopMark Funding, your pre-approval is good for 90-days. No additional credit checks.

Quick & Easy + Fast Funding!

Dump truck financing made easy! We’ve created a quick and easy approval process and super fast funding!

Excellent Customer Service

#1 rated dump truck financing company by drivers like you. Client satisfaction is our top priority! Your success is our success.

Startups Welcome

We have a great dump truck financing program for startups with great credit. No money down, flexible terms, and great rates

Any Make & Model

We specialize in commercial vehicle financing, It’s what we do! We can finance any make or model of dump truck.

Get a Quote Today

Google Rating
4.2
Based on 330 reviews
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#1 Dump Truck Finance Company What Our Customers Are Saying

At TopMark Funding your satisfaction is our top priority. With decades of commercial truck financing expertise, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

Top mark is a great institution. Help me get my first truck. I don’t know if I could’ve done it without Nick and Rob. They really did a great job helping me out. I’m really grateful for them taking all the time and helping me with this new adventure in life.
Delfino Y.
Delfino Y.
1712677144
Excellent experience start to finish ! I procrastinated for months before making a purchase. Nick was there every step of the way and answered every question quickly. When I finally decided to buy a truck, Nick took over and guided me through every step of the process, explained everything step by step and never left me wondering what was happening. Simple, quick, and flawless process. The guys in the title dept were the same. Very professional and helpful, efficient and polite. Great experience and I highly recommend !
shane B.
shane B.
1712665845
I want to thank Patrick Smith and Nick Gilmore for there outstanding service in assisting me in buying a 2020 freightliner. They've made the process smooth and easy by keeping me informed with every step of the process. They were very informative and explain the contracts and options thoroughly. They were accessible whenever I needed help or an explanation. I look forward to working with these guys in the future. Thanks again.Shane cruz.
Shane C.
Shane C.
1712349947
If you want the best service possible, then give TopMark Funding a call. Ask for Nick. I can't even begin to tell you how much they helped me achieve my dream of becoming a true owner/operator. You won't regret it!
James G.
James G.
1712165121
I would like to take the time to express how refreshing it was to work with Trevor McKoy at Top Mark Funding. He was always professional, available, and accommodating each time we spoke while putting the package together for the equipment TopMark Funding provided financing. I have used several finance companies over the years to accommodate my financing needs and Mr McKoy by far was the best I've ever worked with. I recommend TopMark Funding, I will definitely use them again. Trevor, thanks for the excellent customer service and attention to details.
Edward C.
Edward C.
1712093686
TopMark Funding has an awesome team and dedicated staff. I am very impressed by their hard work to get my truck financing done as quickly as possible. Nick Piring and Nick Gilmore did an extraordinary job keeping me informed about every step during the process. Absolutely I will recommend them and consider them for futures financially needs.Nick Piring, Nick Gilmore and the team, thanks for the experience.
Christian V.
Christian V.
1712091244
I have bought multiple units working with Josh Woodwork, he’s consistently communicating every step of the way even beyond completion of the deal
Lehman T.
Lehman T.
1710458366
Nick Gilmore did everything possible to help me get my first truck box, I’m more than satisfied and grateful with this company, 100% recommended.
Rosa S.
Rosa S.
1710194280
Top Mark is definitely the place to get your financing. I can honestly attest they will fight for their clients tooth and nail... I was so lucky to have Dan Burden as my representative or this probably wouldn't be happening for me... He was a friend all the way through the process... He even found me a good deal on insurance which was very much needed... I will be coming back for sure!!!
Jack F.
Jack F.
1709756719
Top Mark Funding were a pleasure to work with and kept me updated through the process and I highly recommend them!
Calvin B.
Calvin B.
1709579462
My husband and I worked with Brian at TopMark. He was very efficient, responded very quickly (many times even over the weekend), and worked hard for us even through all the unexpected obstacles on our part. He made sure he communicated every step of the way and that we got everything done in a timely manner and everything was just as he promised. We greatly appreciate all of his help and hard work and would absolutely work with him again:).
Shana C.
Shana C.
1708479348
I got the truck from a private person through financing! They have different programs where you can pay urgently and close the main debt. Thank you for your great service guys you did a great job 💪
JANABAI
JANABAI
1708382704
Awesome experience buying a rollback. Thank you Daniel for being so kind and patient with me and my husband.
Summer M.
Summer M.
1707552464
TopMark is the Best route to get commercial vehicle funding in 2024. I needed funding fast for my new box truck I wanted to purchase and the experts at TopMark delivered! My finance rep I was working with was Rob W and he was able to get me the amount I needed in the 1 week time frame I was working with. In the end I was approved and had the truck delivered by the end of that week. Very easy to understand process and full transparency from them the hole way.I highly recommend this place for any young motivated new business owners who don’t think there’s any real help for us out there. These guys got your back, they care about you and don’t just treat you like a number. Ask for Rob W and tell him Nick from 1010 Transportation sent you!
Nick S.
Nick S.
1707340561
Very efficient attention to details, and thorough. Business loan processing expertise bar none,
Floyd H.
Floyd H.
1707124085
Very Professional, Nick always answered all my questions on time! Really good company to finance commercial equipment!!
Arnold G.
Arnold G.
1704816027
Josh Woodward went above and beyond to find the right truck for me.Every step of the way he was there, from offering sound advice to working diligently with me through every process!TopMark Funding is the most professional finance company I’ve ever worked with!Thanks a million Josh!
Steven E.
Steven E.
1704478766
This company is top notch for sure. Not only did James Wilson get me approved for a truck loan he also helped me battle the dealership that sold me a bad truck that needed a new motor it took 3 months of back and forth with this dealership and James stayed in the fight the whole time everyday with me to get them to trade me out for a good truck I can't say enough about this guy stellar human being would do business with him again anyday. Thanks top mark and James Wilson your awesome man
cowboy
cowboy
1703160239
برایم ایمیلی امد که برنده ۲۵۰ هزار دولار شده ام و باید وارد سایت شوید و چند سوال را جواب دهید و من هم وارد سایشان شدم و به سوالات شان جواب دادم سوالات شان منتقی بود و با تجربه بودن و نسبت به دیگران مسعولیت پذیر هستند ولی ببینیم تا بعد چه میشود پول به دست مان میرسد بردمان یا نه خالاصه تجربه خوبی بود با سپاس
Arash J.
Arash J.
1703101610
Working with Rob Weljkovic at TopMark has been a joy. He is a wealth of knowledge in all things related to truck financing and is extremely responsive and prompt in getting the work done. Rob made my entire financing process as smooth as I could imagine and it was a pleasure doing business with him.
Connor W.
Connor W.
1702514131
Got fund for a New Western Star . The process was quick , with seamless support from Dan Burden .
Joe D.
Joe D.
1702443492
Very knowledgeable! Got us through the process of purchasing the septic tank vacuum truck really fast and easy. 😁
Lester R.
Lester R.
1701954039
This is a team of excellent people.Helping a start up company with expertise and patience. They know exactly what they are doing.
Mark S.
Mark S.
1701867186
My first Tractor purchase detailed in one word? EFFORTLESSCindy & Andrea kept me informed thoughout the process. They exceeded my expecations, when they qualified my approval within 24 hours after the application...I woke up to a message: ApprovedThey actually qualified me for more money then I spent on the purchase itself. I am very fortunate to have these ladies at the helm... I now have a go to for my funding needs, as my company continues to grow. TOPMARK is Top NOTCH! And Cindy & Andrea are a major reason why...thanx so much 🙂
Ernest F.
Ernest F.
1701829711
TopMark Funding was amazing! Easy to work with very professional and fast funding.
Daniel at top mark helped us get our new truck process was a little long but all together was a great experience Daniel was great we got everything we needed he was efficient and helpful throughout the whole deal I would recommend theses guys and will use again in the future
Earl Z.
Earl Z.
1701098783
TopMark Funding was perfect for us. Nick G was professional, knowledgeable, and super fast! We will be on the road in less than a week! Thank you Nick G.
Anna R.
Anna R.
1700350494
Very good guy to work with for sure
Nonie B.
Nonie B.
1700251168
Thomas B was so helpful in guiding a first timer through the process. Very responsive and had knowledgeable helpful answers and guidance. Highly recommended!
Manuel P.
Manuel P.
1700160933
Definitely great team to help me out to purchase my FORD TRANSIT AWD 2023. Very helpful, and patient. I do appreciate to all, and Mr Thomas Battistella that made things happen. THANK YOU ALL VERY MUCH.
Prudencio O.
Prudencio O.
1700014432
David was a pleasure to work with. He made the process very easy and direct. I appreciated his quick response and transparency.
Drizzy D.
Drizzy D.
1699980524
Hey Ben Gerboth is the best to work with will go the the extra mile like you are his family !
Trumayne C.
Trumayne C.
1699921120
David did an excellent job in getting us funded for my company’s commercial vehicle. He was very knowledgeable and kept us updated throughout the whole process. If you need help with commercial vehicle financing reach out to David he can get things done.
Manuel C.
Manuel C.
1699919157
Had a great experience working with Joshua W. He was patient and very understanding. We’ve been working to get the best equipment for my company. Everything went smoothly closing the deal. I look forward in working with him on my next project. Thanks again TopMark Funding for having a great team.
Nachito L.
Nachito L.
1699478931
Helped all the way. I had no problems or Surprises
Robert H.
Robert H.
1699135120
Josh Woodward is the Man to go to for all your Financing needs.. He was very responsive, patient, informative, Down to earth and he handles business very well. No matter the question.. He has answers...Josh walked me Step by step during the process of purchasing a truck and I can't wait to purchase again thank you josh.
Maurice H.
Maurice H.
1698957743
Thomas was a man of his word..very professional and quick to respond to everything I asked..definitely took care of me. I recommend 10/10
NoLove R.
NoLove R.
1697607510
Thomas Battistella is the best financing agent i have ever worked with! He was very patient, professional, and kind in working with me to get financing for my first truck. Thomas was graceful throughout the entire process and was willing to go above and beyond making sure the right kind of paperworks were submitted. He never rushed me and made the whole process very smooth.If u looking for financing for your trucking business, Thomas Battistella and TopMark should be your FIRST CHOICE.
Blessing N.
Blessing N.
1697586869
I only have great things to say about Top Mark. If you in the need of financing contact Jessica with Top Mark Funding, She was great through the whole process. My experience was 5 Stars!
torrey H.
torrey H.
1697581469
Jessica Smith is your go to for all of your truck and trailer financing wants/needs! She has helped out on many of our deals and takes great care of our customers! Highly recommended!
Joseph G.
Joseph G.
1697573952
Nick has surpassed our first encounter when purchasing our first rig last year!! Today with our dry van purchase, he has gone over and beyond with his attention to detail, hassle free experience and professionalism!!! NICK PIRING=Exceptional Customer Service!!!!
Tr G.
Tr G.
1697562652
David Bolce is the man! We closed this truck funding in a week. David was very helpful and with the knowledge about trucking industry. This is my first truck going through finance with institution and I am looking forward to work with David again.
Niki
Niki
1697247675
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What is the Best Way to Finance a Dump Truck?

There are several types of commercial dump truck financing options. The 4 most popular ways to finance a dump truck are an equipment finance agreement (EFA), a dump truck loan, or a dump truck lease. Depending on several factors and what your business goals are we have programs available to 

Equipment Finance Agreement (EFA)

EFAs are commonly used by businesses to finance various types of equipment, including machinery, vehicles, and other assets. They offer businesses the flexibility to acquire necessary equipment while spreading the cost over time, which can help preserve working capital and improve cash flow management.

One of the biggest advantages of the EFA is the consistent monthly payments. Also, you know the exact pay-off amount at the time of purchase. 

Dump Truck Lease

A dump truck lease is a financial arrangement where a business or individual obtains the use of a dump truck for a specified period in exchange for regular lease payments. Unlike purchasing a dump truck outright, leasing allows the lessee (the party leasing the truck) to use the truck without owning it.

The lease term is the duration for which the dump truck is leased. Typical lease terms for dump trucks range from 2 to 5 years, although they can vary depending on the agreement.

Dump truck leases can be beneficial for businesses and individuals who need access to a dump truck for a specific period without the upfront costs and long-term commitment of purchasing. You can also do a dump truck lease purchase

Dump Truck Lease Purchase

A dump truck lease-purchase agreement is a financing arrangement that combines elements of both a lease and a purchase. In a dump truck lease-purchase agreement, the lessee (the individual or business acquiring the dump truck) initially leases the truck for a specified period, usually to eventually purchase it outright.

Dump Truck Loan

A dump truck loan is a type of financing arrangement that allows individuals or businesses to purchase a dump truck. In a dump truck loan, the lender provides funds to the borrower to buy the truck, and the borrower agrees to repay the loan amount plus interest over a specified period.

Dump truck loans are commonly used by owner-operators, trucking companies, and businesses that need dump trucks for transportation and logistics operations. They provide a way to acquire the necessary equipment while spreading the cost over time. 

Zero Down Dump Truck Financing Programs

We provide Zero Down Dump Truck Financing Programs tailored for highly qualified customers – ideal for owner-operators and trucking businesses seeking to obtain dump trucks without the need for a substantial upfront payment. We offer competitive dump truck financing rates for qualified applicants. Dump truck finance and lease options.

With our dump truck financing no money down options, you can drive away in the dump truck you need today while preserving your working capital and cash flow for other business needs, such as fuel, unexpected repairs, etc…

Don’t let upfront costs hold you back from upgrading your fleet or starting your owner-operator journey. Take advantage of our dump truck no-money-down financing programs and drive your business forward with confidence. Contact us today to learn more and get started on the road to success!

Get a Quote Today

Startup Dump Truck Financing

When it comes to launching your startup in the construction or hauling industry, securing the right financing for a dump truck is crucial for success. 

At TopMark Funding, we understand the unique challenges that startups face, and we’re here to offer tailored dump truck financing for new businesses to help you get on the road and grow your business. We have programs for new and used dump truck financing for startup businesses

Criteria for Well-Qualied Startups

  • Minimum 640 FICO or Better
  • 3 Years of Industry Experience or Time in Business
  • Minimum 20% Down Payment
  • No Charge Offs or Recent Bankruptcies 
  • No Major Delinquencies and/or High Credit Balances
  • Homeowners Preferred

Don’t let financing obstacles hold back your startup’s success. Explore our dump truck financing options tailored for startups and take the first step towards building a thriving transportation business. 

Get a Quote Today

Dump Truck Financing With Bad Credit Options

If you need dump truck financing but have bad credit, don’t worry – we have options to help you get behind the wheel of the dump truck you want. 

We understand that credit challenges shouldn’t stand in the way of your business success. That’s why we offer used dump truck financing for bad credit customers.

Criteria for Big Rig Financing With Bad Credit

  • 500 FICO or Better
  • Minimum 20% Down Payment
  • 3 Years of Industry Experience
  • No bankruptcy within 3 years 
  • No Charge Offs or Repos within 3 Years
  • No Collections 
  • No Back Child Support

Don’t let bad credit prevent you from achieving your goals in the trucking industry. Explore our dump truck financing options for individuals with bad credit and take the first step towards owning your own dump truck. Contact us today to learn more and get started on the road to success!

Get a Quote Today

What Our Customers Are Saying

At TopMark Funding your satisfaction is our top priority. With decades of dump trucking financing experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers

Get a Quote Today

Our Process is Quick & Easy! Get Pre-Approved Today

Making smart choices with dump truck financing is critical to any trucking company. Having up-to-date equipment to maximize efficiency and stay in compliance with the ever-changing regulations is important to a company’s growth and sustainability. We’ve made the funding process quick and easy so you can get funded fast and on the road with your new dump truck.

  1. Apply Online: Click the “Get Pre-Approved Today” button. Fill out the contact form and one of our truck funding specialists will call you ASAP! Or for immediate assistance give us a call at (866) 627-6644
  2. Select a Solution: A truck funding specialist will contact you to go over your funding and business needs. We want to understand your needs to better help us find the best solution that meets your objectives.
  3. Review Documents: Once we have determined the best truck finance solution for you and your business, documents are generated and then emailed for review and signature. An electronic signature is acceptable on most documents.
  4. Get Funded: After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. Fast turn around to get you the truck you want up and running.

Get Pre-Approved Click the Get Pre-Approve Button Below to get started today. Get pre-approved in minutes. We do a soft credit pull, NO hard inquiries (unlike our competitors), and are guaranteed not to hurt your business or personal credit score.

Get a Quote Today

Great Reviews From Truckers Like You