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Box Truck Financing Guaranteed No Hard Inquiries

Looking to Buy a Box Truck and Need Box Truck Financing? TopMark Funding Can Help! #1 Rated Commercial Truck Financing Company. Helping Business Owners Like You Grow Your Fleet and Increase Your Revenue. Don’t wait, Get Pre-Approved Before You Buy!

  • Great Service & Fast Funding
  • Startups Welcome With Good Credit
  • Get Approved for $250k Within 24 Hours – Application Only!
  • Guaranteed No Hard Inquiries
  • Get Pre-Approved Today!


New And Used Box Truck Financing Made Easy! Get Pre-Approved Today

Looking to purchase a new or pre-owned box truck and need box truck financing? Look no further! TopMark Funding is your premier box truck financing provider nationwide. We offer a variety of competitive box truck funding programs tailored to suit your desired monthly payment that fits your budget, enhances cash flow, and provides loan terms that meet your business needs.

Whether you’re in the market to finance a 26ft box truck from a dealership or finance a used box truck from a private seller, we’ve got you covered. Our box truck financing programs are designed to support well-qualified startups as well as small to medium-sized commercial box truck fleets, ensuring comprehensive assistance for all your financing requirements.

Don’t delay – get a quick and hassle-free box truck financing quote today. We guarantee no hard inquiries, which means there will be no impact on your credit score. Soft inquiries will not appear on your credit report. Start your financing journey with us today!

Guaranteed No Hard Inquiries

Get pre-approved in minutes. Guaranteed no hard inquiries. 100% No negative impact on your personal or business credit.

90-Day Pre-Approval Guarantee

When you’re pre-approved by TopMark Funding, your pre-approval is good for 90-days. No additional credit checks.

Quick & Easy + Fast Funding!

Box truck financing made easy! We’ve created a quick and easy approval process and super fast funding!

Excellent Customer Service

#1 rated box truck financing company by drivers like you. Client satisfaction is our top priority! Your success is our success.

Startups Welcome

We have a competitive box truck financing program for startups with great credit. No money down, flexible terms and great rates

Any Make & Model

We specialize in commercial vehicle financing, It’s what we do! We can finance any make or model of dump truck.

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Top Rated Truck Financing Company What Our Customers Are Saying About Us

At TopMark Funding, we prioritize your satisfaction above all else. With decades of experience in the commercial trucking industry, we understand the importance of providing an exceptional customer experience. Explore the reviews from our valued customers to see why we stand out in delivering top-notch service.

Great
Nick and his whole team were amazing. Made the process really easy and answered any questions I had. I highly recommend using TopMark Funding.
Trevor was on top of everything. It was the smoothest purchase of a semi that I have ever bought
Nick and the whole team were great to work with.
Very professional! At the beginning I was very skeptical because of what I was doing. I’m just a poor boy from the south. Trevor kept me informed on everything,(most of the time I dreaded to hear from him ,but he was great) he can make things happen!!!!!!!! I have big dreams in the dump truck world and Trevor give me the opportunity to get something newer and more reliable!! He’s in California and I’m in Alabama and he made my dreams come true.
I would love to go have a beer or margaritas with this guy anytime!!
Thank you
very well attended, trevor McCoy very professional and very competent
Real quick and fast with results!!!
Worked with Top Mark for the purchase of one truck last November, overall pretty good experience. I would have liked a bit more detail of the financing aspect because it was a bit confusing at first, but honestly i would use them again if i ever needed anymore trucks. Definitely a company i would recommend to someone that wants to finance there 1st truck!
Worked with Brian Perry for a few days to purchase a second moving truck and he was swift and responsive. However halfway through financing, the person who was helping me invest in this truck decided they would buy the truck outright and we would make payments to them instead to bypass interest etc. Brian was understanding in a what I am sure was an annoying situation and there was no problem getting the $1,500 initial documentation fee refunded to our account. If I ever found myself needing financing again I would use this company.
Dylan, always on point and ready to get the job done. Thank you very much!
Be sure to ask for Mitch or Nick. They were amazing to work with. They made the process so easy, I never had to get out of my truck. 10/10 review for these guys and the company, I'll be back at Top Mark for my next purchase.
Fast process from application to release of funds, and delivery of truck
Great people to work with in financing your first truck for my business. Thanks, Tyler you work wonders, great job.
Easily executed my funding for a 2021 Volvo. Looking to get funding for other units in the near future
Worked with John. Solid transaction all the way through.
We had the best experience buying our very first Truck. Rob was extremely helpful I cannot fully express how grateful we are. He was checking on us thru the entire process. We were getting texts, calls emails. The guys at the accounting department were also very helpful. We are 100% coming back to do business with this company.
Outstanding work thank you Dave Bolce was there with our company ANO Landscaping on getting financing for a mini excavator everything was quick and easy not complicated not making me jump through hoops highly recommended for anybody looking to refinance equipment
Had a wonderful experience with this company everyone was very helpful and made it easy will definitely work with them again
Nick Gilmore at Top Mark Funding is exactly the kind of person you want in your corner when it comes to commercial vehicle financing. From day one, Nick made sure I was taken care of every step of the way. He didn’t just handle the financing – he helped me understand the entire process. When I hit roadblocks or wasn’t sure where to start, Nick stepped in, got the kinks ironed out, and made sure nothing slipped through the cracks.

In this industry, having someone who knows how to get things done and genuinely cares about helping you succeed is invaluable. Top Mark Funding, with Nick leading the charge, delivers a true partnership. If you’re looking to fund commercial vehicles and want to work with a team that’s got your back, Nick Gilmore is your guy!
This is my 2nd Commercial Loan to purchase a Box Truck for my new business. As a new entity in business, it is very difficult to acquire credit , with out past credit history. Not with TopMark Funding.
My Loan Officer , Damien came thru in every aspect. Returned calls , rapid application process, was approved and processed funding within a few days. Damien also follows up almost weekly, to check in on how I'm doing in my new venture.
I highly recommend Damien at Topmark Funding for your next loan.
Great Experience!
Tyler very helpful and professional , Topmark makes its happen
Mitch at TopMark is unstoppable. He helped get me a loan when others could not make it happen. It was my first truck and i don't know how I could have gotten a loan without Mitch and his hard work and tenacity. The rest of the team at TopMark is efficient and knowledgeable. They answered all of my first timer questions with ease and patience. I would recommend him and the team at TopMark to anyone looking for Truck financing.
100 percent recommend!!! Mitch helped me even with a couple of issues that came out on my report. Was always able to find a solution to my problems and got me into a truck fast!! Don’t second guess him!
Mitchell was very supportive during my purchase. I was a bit apprehensive but he did a great job explaining all the details of my purchase. He even took the time to follow up after the deal was complete. I am thankful that they were able to assist in the growth of my company.
Working with nick was super easy . Very professional and know what he is doing when it come to commercial loan highly recommended.
Jasmine takes care of me every time, very fast and responsive which helps me keep my business going while obtaining new equipment. I won’t use anyone else!

What is the Best Way to Finance a Box Truck?

There are several types of commercial box truck financing options. The 4 most popular ways to finance a box truck are an equipment finance agreement (EFA), a box truck loan, or lease. Depending on several factors and what your business goals are we have programs available to 

Equipment Finance Agreement (EFA)

EFAs are commonly used by businesses to finance various types of equipment, including machinery, vehicles, and other assets. They offer businesses the flexibility to acquire necessary equipment while spreading the cost over time, which can help preserve working capital and improve cash flow management.

One of the biggest advantages of the EFA is the consistent monthly payments. Also, you know the exact pay-off amount at the time of purchase. 

Box Truck Lease

A box truck lease is a financial arrangement where a business or individual obtains the use of a box truck for a specified period in exchange for regular lease payments. Unlike purchasing a box truck outright, leasing allows the lessee (the party leasing the truck) to use the truck without owning it.

The lease term is the duration for which the box truck is leased. Typical lease terms for box trucks range from 2 to 5 years, although they can vary depending on the agreement.

Box truck leases can be beneficial for businesses and individuals who need access to a box truck for a specific period without the upfront costs and long-term commitment of purchasing. You can also do a box truck lease purchase

Box Truck Lease Purchase

A box truck lease-purchase agreement is a financing arrangement that combines elements of both a lease and a purchase. In a box truck lease-purchase agreement, the lessee (the individual or business acquiring the box truck) initially leases the truck for a specified period, usually to eventually purchase it outright.

Box Truck Loan

A box truck loan is a type of financing arrangement that allows individuals or businesses to purchase a box truck. In a box truck loan, the lender provides funds to the borrower to buy the truck, and the borrower agrees to repay the loan amount plus interest over a specified period.

Box truck loans are commonly used by owner-operators, trucking companies, and businesses that need box trucks for transportation and logistics operations. They provide a way to acquire the necessary equipment while spreading the cost over time. 

Zero Down Box Truck Financing Programs

We provide Zero Down Box Truck Financing Programs tailored for highly qualified customers – ideal for owner-operators and trucking businesses seeking to obtain box trucks without the need for a substantial upfront payment. We offer competitive box truck financing rates for qualified applicants. Box truck finance and lease options.

With our box truck financing no money down options, you can drive away in the box truck you need today, while preserving your working capital and cash flow for other business needs, such as fuel, unexpected repairs, etc…

Don’t let upfront costs hold you back from upgrading your fleet or starting your owner-operator journey. Take advantage of our box truck no-money-down financing programs and drive your business forward with confidence. Contact us today to learn more and get started on the road to success!

Get a Quote Today

Startup Box Truck Financing

When it comes to launching your startup in the logistic industry, securing the right financing for a box truck is crucial for success. 

At TopMark Funding, we understand the unique challenges that startups face, and we’re here to offer tailored box truck financing for new businesses to help you get on the road and grow your business. We have programs for new and used box truck financing for startup businesses. 

Criteria for Well-Qualied Startups

  • Good Credit Score of  640 FICO or Better
  • 3 Years of Industry Experience or Years in Business
  • Minimum 20% Down Payment
  • No Charge Offs or Recent Bankruptcies 
  • No Major Delinquencies and/or High Credit Balances
  • Homeowners Preferred

Don’t let financing obstacles hold back your startup’s success. Explore our box truck financing options tailored for startups and take the first step towards building a thriving transportation business. 

Get a Quote Today

Box Truck Financing With Bad Credit Options

If you need box truck financing but have bad credit, don’t worry – we have options to help you get behind the wheel of the box truck you want. 

We understand that credit challenges shouldn’t stand in the way of your business success. That’s why we offer used box truck financing for bad credit customers.

Criteria for Box Truck Financing With Bad Credit

  • 500 FICO or Better
  • Minimum 20% Down Payment
  • 3 Years of Industry Experience
  • No bankruptcy within 3 years 
  • No Charge Offs or Repos within 3 Years
  • No Collections 
  • No Back Child Support

Don’t let bad credit prevent you from achieving your goals in the trucking industry. Explore our box truck financing options for individuals with bad credit and take the first step towards owning your own box truck. Contact us today to learn more and get started on the road to success!

Get a Quote Today

Box Truck Financing No Credit Check 

Are you in the market to finance a 26 ft box truck, but don’t want to damage your credit score with a bunch of hard inquiries? At TopMark Funding all of our box truck financing quotes are soft credit inquiries. 

Every box truck lender has to check your credit to see if your qualified to get box and moving truck financing. That is a fact! The difference at TopMark Funding is we only do soft inquiries. No hard inquiries, no impact to your credit.

If you’re seeking 26 foot box truck no credit check financing, you’re in the right place. At TopMark Funding, we understand that traditional credit checks can be a barrier for many individuals and businesses. That’s why we offer no credit check box truck financing options designed to help you get the truck you need without the hassle of a credit check.

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Our Process is Quick & Easy! Get Pre-Approved Today

Box Truck Financing Process

Making informed decisions when it comes to box truck financing is crucial for any logistics-focused trucking company. Keeping your equipment current is essential for optimizing efficiency and ensuring compliance with evolving regulations, which are key factors in your company’s growth and long-term success. Our streamlined funding process makes it quick and simple for you to secure financing, so you can hit the road with your new truck without delay.

  1. Apply Online: Click the “Get Pre-Approved Today” button. Fill out the contact form and one of our truck funding specialists will call you ASAP! Or for immediate assistance give us a call at (866) 627-6644
  2. Select a Solution: A box truck funding specialist will contact you to go over your funding and business needs. We want to understand your needs to better help us find the best solution that meets your objectives.
  3. Review Documents: Once we have determined the best box truck finance solution for you and your business, documents are generated and then emailed for review and signature. An electronic signature is acceptable on most documents.
  4. Get Funded: After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. Fast turn around to get you the truck you want up and running.

Get Pre-Approved Click the Get Pre-Approve Button Below to get started today. Get pre-approved in minutes. We do a soft credit pull, guarantee No hard inquiries (unlike our competitors), and guarantee not to hurt your business or personal credit score.

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Frequently Asked Questions

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