Box Truck Financing Guaranteed No Hard Inquiries

There are several types of commercial box truck financing options. The 4 most popular ways to finance a box truck are an equipment finance agreement (EFA), a box truck loan, or lease. Depending on several factors and what your business goals are we have programs available to 

Equipment Finance Agreement (EFA)

EFAs are commonly used by businesses to finance various types of equipment, including machinery, vehicles, and other assets. They offer businesses the flexibility to acquire necessary equipment while spreading the cost over time, which can help preserve working capital and improve cash flow management.

One of the biggest advantages of the EFA is the consistent monthly payments. Also, you know the exact pay-off amount at the time of purchase. 

Box Truck Lease

A box truck lease is a financial arrangement where a business or individual obtains the use of a box truck for a specified period in exchange for regular lease payments. Unlike purchasing a box truck outright, leasing allows the lessee (the party leasing the truck) to use the truck without owning it.

The lease term is the duration for which the box truck is leased. Typical lease terms for box trucks range from 2 to 5 years, although they can vary depending on the agreement.

Box truck leases can be beneficial for businesses and individuals who need access to a box truck for a specific period without the upfront costs and long-term commitment of purchasing. You can also do a box truck lease purchase

Box Truck Lease Purchase

A box truck lease-purchase agreement is a financing arrangement that combines elements of both a lease and a purchase. In a box truck lease-purchase agreement, the lessee (the individual or business acquiring the box truck) initially leases the truck for a specified period, usually to eventually purchase it outright.

Box Truck Loan

A box truck loan is a type of financing arrangement that allows individuals or businesses to purchase a box truck. In a box truck loan, the lender provides funds to the borrower to buy the truck, and the borrower agrees to repay the loan amount plus interest over a specified period.

Box truck loans are commonly used by owner-operators, trucking companies, and businesses that need box trucks for transportation and logistics operations. They provide a way to acquire the necessary equipment while spreading the cost over time. 

Zero Down Box Truck Financing Programs

We provide Zero Down Box Truck Financing Programs tailored for highly qualified customers – ideal for owner-operators and trucking businesses seeking to obtain box trucks without the need for a substantial upfront payment. We offer competitive box truck financing rates for qualified applicants. Box truck finance and lease options.

With our box truck financing no money down options, you can drive away in the box truck you need today, while preserving your working capital and cash flow for other business needs, such as fuel, unexpected repairs, etc…

Don’t let upfront costs hold you back from upgrading your fleet or starting your owner-operator journey. Take advantage of our box truck no-money-down financing programs and drive your business forward with confidence. Contact us today to learn more and get started on the road to success!

Startup Box Truck Financing

When it comes to launching your startup in the logistic industry, securing the right financing for a box truck is crucial for success. 

At TopMark Funding, we understand the unique challenges that startups face, and we’re here to offer tailored box truck financing for new businesses to help you get on the road and grow your business. We have programs for new and used box truck financing for startup businesses. 

Criteria for Well-Qualied Startups

• Good Credit Score of  640 FICO or Better
• 3 Years of Industry Experience or Years in Business
• Minimum 20% Down Payment
• No Charge Offs or Recent Bankruptcies 
• No Major Delinquencies and/or High Credit Balances
• Homeowners Preferred

Don’t let financing obstacles hold back your startup’s success. Explore our box truck financing options tailored for startups and take the first step towards building a thriving transportation business. 

Box Truck Financing With Bad Credit Options

If you need box truck financing but have bad credit, don’t worry – we have options to help you get behind the wheel of the box truck you want. 

We understand that credit challenges shouldn’t stand in the way of your business success. That’s why we offer used box truck financing for bad credit customers.

Criteria for Box Truck Financing With Bad Credit

• 500 FICO or Better
• Minimum 20% Down Payment
• 3 Years of Industry Experience
• No bankruptcy within 3 years 
• No Charge Offs or Repos within 3 Years
• No Collections 
• No Back Child Support

Don’t let bad credit prevent you from achieving your goals in the trucking industry. Explore our box truck financing options for individuals with bad credit and take the first step towards owning your own box truck. Contact us today to learn more and get started on the road to success!

Box Truck Financing No Credit Check 

Are you in the market to finance a 26 ft box truck, but don’t want to damage your credit score with a bunch of hard inquiries? At TopMark Funding all of our box truck financing quotes are soft credit inquiries. 

Every box truck lender has to check your credit to see if your qualified to get box and moving truck financing. That is a fact! The difference at TopMark Funding is we only do soft inquiries. No hard inquiries, no impact to your credit.

If you’re seeking 26 foot box truck no credit check financing, you’re in the right place. At TopMark Funding, we understand that traditional credit checks can be a barrier for many individuals and businesses. That’s why we offer no credit check box truck financing options designed to help you get the truck you need without the hassle of a credit check.