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Dump Truck Lease Guaranteed No Hard Inquiries

Looking to Buy a Dump Truck and Need a Dump Truck Lease? TopMark Funding Can Help! #1 Rated Dump Truck Leasing Company. Helping Business Owners Like You Grow Your Fleet and Increase Your Revenue!

  • Best Rates & Fast Funding
  • No Money Down!
  • Startups Welcome With Great Credit
  • Get Approved for $250k Within 24 Hours – Application Only!
  • Guaranteed No Hard Inquiries

Need a Dump Truck Lease? TopMark Funding Can Help!

A dump truck lease is different from traditional vehicle financing and leasing. Traditional truck loans typically require your credit, business revenue, and time in business to determine if you’re qualified.

When it comes to dump truck financing and dump truck loans, the dump truck you decide to purchase becomes the collateral, which helps to limit the lender’s risk on the dump truck lease. By reducing the risk you’re more likely to be qualified for dump truck financing.

Several factors will determine your dump truck lease payments, interest rate, and down payment. Here’s a list of all the requirements and factors that determine your eligibility and financial requirements.

Get Approved for up to $250K Within 24 Hours – Application Only!

Guaranteed No Hard Inquiries

Google Rating
4.1
Based on 275 reviews
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What Our Valued Customers Are Saying

Outstanding work thank you Dave Bolce was there with our company a Ino Landscaping on getting financing for a mini excavator everything was quick and easy not complicated not making me jump through hoops highly recommended for anybody looking to refinance equipment
Guillermo O.
Guillermo O.
1694452414
Calvin Tuon is a great lender! He walked me through the entire process smoothly. I was able to get two 26 foot box-trucks. I now run a successful logistics company because of Calvin. I will forever do business will Calvin because he’s an honest person and he takes care of his clients
Deangelo R.
Deangelo R.
1694110500
Thank you Top Mark Funding-On a scale of 1 to 10 I rate Top Mark funding a 10+They were hands onThey made sure I got what I neededI will recommend anyone with a business that need to be funded GO TO TOP MARK FUNDING
Marvin H.
Marvin H.
1694050054
David Bolce was very professional and did his job excellent.
Andre
Andre
1693586673
My husband and I are so grateful that we found TopMark Funding and even more that we were able to work with Benjamin Gerboth. He is outstanding! He made what seemed daunting so easy. He explained everything in detail, he was knowledgeable, patient and enthusiastic. He would stop at nothing to help us and we really appreciated that. What is more, his kind personality truly made for a wonderful experience. If we had to do it again, we definitely would choose Benjamin Gerboth and would recommend TopMark! Thank you Ben!!!
S. L.
S. L.
1693434176
I’m Cesar and I would like to share my experience with top Mark founding, I had the pleasure to work with a very professional team.They were very easy to talk to and they make financing for a heavy equipment quite easy. This was my first purchase, and they worked with me. I want to give a special thanks to David Bolce he guided me through each step of the way, I really appreciate it.
Cesar G.
Cesar G.
1693358147
I recently purchased a commercial truck using TopMark Funding as my lender. As always with a commercial loan, there are a few bumps and hurtles. But with the assistance of Thomas Battistella, everything worked out well. He is very professional, always promptly answered phone calls and emails. He really came through for me. I highly recommend Thomas at TopMark when considering an equipment purchase.
Terry T.
Terry T.
1692911875
Damian is very professional, he always returns calls and completes task as promised. The funding process was quick and painless. I will send all my return business with this organization and refer others. Thanks Damian and Top Mark Funding for everything!!
Luis R.
Luis R.
1692071572
Damien Norris is the Best he was so much help to me in buying my first truck
Jackie V.
Jackie V.
1692043764
Jeff Guilford helped orchestrate the processing of my loan from start to finish. He made my first time purchase of a commercial vehicle easier than I expected. I appreciate all the help he gave. He was also very knowledgeable and attentive to my questions.
joy A.
joy A.
1691257091
Justin was extremely helpful. Great communication! Made the whole process effortless.
Erin C.
Erin C.
1691183081
Adam helps Us. Made our life so easy. Gracias gracias. Gracias for everything. You really change our lifes.
Noemi G
Noemi G
1691159647
Fairly quick easy and efficient
ira G.
ira G.
1690924096
Joshua Woodward was super helpful and professional made the whole Process easy definitely recommend.
Damion
Damion
1690467159
Great experience. From prequal to funding the entire experience was seemless with TopMark.David Bolce was very professional and responsive to any questions or concerns we had. David was a pleasure to work with and we will be using TopMark again in the near future.Rebecca PerrySenior Vice PresidentKindred Transport, Inc.
Rebecca P.
Rebecca P.
1690239012
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Get a No-Obligation Quote Get Pre-Approved Today

Looking to buy a dump truck and need a dump truck lease or financing? TopMark Funding can help! We specialize in commercial vehicle financing. We know what it takes to get you approved and back on the road generating more revenue and adding more profit to your bottom line.

✔ Guaranteed No Hard Inquiries

Get pre-approved in minutes. Guaranteed no hard inquiries. 100% NO negative impact on your personal or business credit.

✔ 90-Day Pre-Approval Guarantee

When you’re pre-approved by TopMark Funding, your pre-approval is good for 90-days. No additional credit checks.

✔ Quick & Easy + Fast Funding!

Dump truck financing made easy! We’ve created a quick and easy approval process and super fast funding!

✔ Excellent Customer Service

#1 rated dump truck financing company by drivers like you. Client satisfaction is our top priority! Your success is our success.

✔ Startups Welcome

We have a great dump truck financing program for startups with great credit. No money down, flexible terms and great rates

✔ Any Make & Model

We specialize in commercial vehicle financing, It’s what we do! We can finance any make or model of dump truck.

Honest Review By Truckers Like You

How to Lease a Dump Truck Step by Step Guide to Dump Truck Leasing

1. DETERMINE YOUR ELIGIBILITY – GET PRE-APPROVED

Before you go dump truck shopping it’s recommended first to get pre-approved for dump truck financing. At TopMark Funding we have a quick and easy pre-approval process. One of our finance specialists will ask you a few questions about your credit and business history. We will then do a soft pull on your credit, not a hard inquiry. 

The majority of our competitors do a hard credit inquiry. That’s not good for your credit score. Our pre-approval process is guaranteed not to harm your business or personal credit score. Once we get your credit results back we’ll get you pre-approved with the amount you’re allowed to finance.

Dump Truck Financing Requirements

  • Credit Score – 650 or Above for the Best Dump Truck Financing Rates.
  • Time in Business with a CDL License – 3+ Years Preferred (But We Can Finance Start-ups Too!)
  • Down Payment Amount – How Much Can You Afford to Put Down on Your Dump Truck.
  • Dump Truck Age – Less than 10 Years Old
  • Dump Truck Mileage – Less than 700k Miles

Making smart choices with dump truck financing is critical to any trucking company. Having up-to-date equipment to maximize efficiency and stay in compliance with the ever-changing regulations is important to a company’s growth and sustainability. We offer dump truck financing programs for business owners with credit issues or even bad credit.

Dump Truck Financing

I want to get the process started ASAP! Click here >>Get a Quote<<

DUMP TRUCK FINANCING AND CREDIT

When it comes to getting a new dump truck, credit can play a big role. When shopping for financing for a new truck, you need to keep your credit health in mind. A lot of truckers actually harm their credit by applying haphazardly to any and every company that promises they can get them the truck of their dreams.

What actually happens is a LOT of hard inquiries on your report. Remember, each hard inquiry can ding you about 10 points. If you even apply to 4 places, that’s enough to drop your score by a whole credit grade.

Dealers are another avenue you want to be wary of in regard to credit. When you “apply” or see if you can get financed for a dump truck you like at a dealership, what that dealer often does is send your information around to any bank or company they think you can get approved at. Again, this leads to many unnecessary and credit-damaging hard inquiries.

Don’t worry, there are companies out there that can get approved for dump truck financing without harming your credit. We here TopMark Funding can help you by getting you pre-approved with just a soft inquiry. This way, you can see your rates without any damage done to your credit or commitment from you.

For these reasons, it’s important for you to be familiar with both your credit score and what financing companies can offer you at your current credit rating before you ding your score. Do your research and make sure you are making good choices for your business. Click the link if you want to read our in-depth dump truck financing guide. Being knowledgeable about the process and what it means in terms of credit will help you make the best choices.

BREAKDOWN OF FICO SCORE RANGES

Statistically speaking, most people’s credit scores fall between the range of 600 to 720.

  • 300-579: A score in this range is considered Very Poor. Credit applicants with a score in this range will often be required to pay larger fees and deposits, or sometimes may not be approved for credit at all. 16% of people have a score in this range.
  • 580-669: Scores between the 580 mark to the higher 600s are called Fair credit scores. Often, people with scores in this range will be referred to as subprime borrowers. A total of 17% of people have a credit score in this range.
  • 670-739: This range is referred to as Good. Individuals with scores this high have a much lower rate of default. Statistically, about 8% of applicants with a Good range credit score will become seriously delinquent. Around 21% of people have a score in this range.
  • 740-799: People with scores in the mid to top 700s are in the range of Very Good. Borrowers with scores in this range will receive better than average interest rates from banks and lenders. 25% of people have a score in this range.
  • 800-850: The top of the scale is considered an Exceptional credit score. Individuals with a credit score above 800 receive the best rates from lenders. Around 21% of people have scores between 800-850.

WHAT AFFECTS YOUR CREDIT SCORE

  • Payment history – This shows if you’ve made your payments on time or at all.
  • Credit utilization rate – How much of your credit you are using on your credit cards.
  • Type, amount, and age of credit accounts – Lenders want to see diversity on your credit report. Having a good mix of credit cards, a car loan, and maybe a mortgage helps your score.
  • Total Debt Owed – This is the amount you owe in loans and how much is on your cards.
  • Bankruptcies, Child Support Due, Public Records – Filing for bankruptcy or having a large amount of delinquent child support will hurt your score.
  • New Credit Accounts – Opening a lot of accounts in a short period of time can hurt your score. If you have gotten too many loans or credit cards in a 2-year period, it can ding you.
  • Hard Inquiries – The number of times a lender has requested your credit information will affect your score. These searches stay on your report for two years.

Dump Truck Financing

2. FIND YOUR NEW OR USED DUMP TRUCK

Here’s the fun part of the dump truck financing process: shopping for your new big rig! When shopping for your new 18-wheeler you need to keep in mind some requirements the lenders have. We always recommend buying your new or used dump truck from a reputable dump truck dealer.  

If you’re not sure which dump truck dealer in your area is reputable, give us a call and we’ll have some suggestions at (866) 627-6644. We have a list of great dealers throughout the US.

  • Make, Model, Year (Less than 10+ years)
  • Mileage (Less than 700k)
  • The truck needs to be for your intended use.
  • Condition Report
  • Any past major repairs.
  • Preferably sold by a dump truck dealer.
  • Serial Number of the truck.
  • Is the dump truck new or used
  • Minimum of 3 pictures

Lenders want to make sure the dump truck you’re trying to buy is a good investment for you and will last the duration of the financing term. Also, the truck is the collateral for the financing. If something were to happen and you can no longer afford to pay the loan or lease, the lender will need to repossess the dump truck and recover their capital.

Found Your Dump Truck and Need Financing? Great! Click to Start the Process

3. FIND GOOD DUMP TRUCK INSURANCE

Before you get approved and obtain your dump truck lease, you’ll need to have dump truck insurance. dump truck lenders will make sure you have good dump truck insurance. Just like your personal vehicle, you’ll need good insurance for your dump truck. 

Just like anything else in life, you get what you pay for. Your dump truck and business are valuable assets and you don’t want to be under-insured and liable for the potentially massive repair and legal bills.

Dump truck lenders require you to have the following coverage:

  • Liability coverage
  • Physical damage coverage
  • Cargo and storage coverage that covers what you’re hauling

If you own a fleet of dump trucks and have employees driving for you, you’re going to need worker’s compensation. Contact your local business insurance agent for more details.

Lenders will not allow you to finalize the deal without the correct type of insurance for a dump truck. If you have any questions please feel free to contact your finance specialist. (866) 627-6644

Dump Truck Financing

4. SUBMIT ALL DOCUMENTS AND GET FUNDED

Once you’ve picked out your dump truck that meets all the requirements and you have the proper insurance in place, it’s time to finalize your funding. Contact your finance specialist to finalize your application. 

Documents will be generated and then emailed for review and signature. An electronic signature is acceptable on most documents.

After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. We have a fast turnaround to get you the truck you want up and running.

Frequently Asked Questions

Our Process is Quick & Easy! Get Pre-Approved Today

At TopMark Funding your satisfaction is our top priority. With decades of dump truck financing experience, we know how important it is to deliver a great customer experience. We promise to get you a great truck financing deal funded as quickly as possible. Check out our reviews from our amazing customers.

Making smart choices with a dump truck financing program is critical to any trucking company working in logistics. Having up-to-date equipment to maximize efficiency and stay in compliance with the ever-changing regulations is important to a company’s growth and sustainability. We’ve made the funding process quick and easy so you can get funded fast and on the road with your new dump truck with a lease payment you can afford.

  1. Apply Online: Click the “Get Pre-Approved Today” button. Fill out the contact form and one of our truck funding specialists will call you ASAP! Or for immediate assistance give us a call at (866) 627-6644
  2. Select a Solution: A truck funding specialist will contact you to go over your funding and business needs. We want to understand your needs to better help us find the best solution that meets your objectives.
  3. Review Documents: Once we have determined the best truck finance solution for you and your business, documents are generated and then emailed for review and signature. An electronic signature is acceptable on most documents.
  4. Get Funded: After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. Fast turn around to get you the truck you want up and running.

Get Pre-Approved Click the Get Pre-Approve Button Below to get started today. Get pre-approved in minutes. We do a soft credit pull, NO hard inquiries (unlike our competitors), and are guaranteed not to hurt your business or personal credit score.

What Our Valued Customers Are Saying

Outstanding work thank you Dave Bolce was there with our company a Ino Landscaping on getting financing for a mini excavator everything was quick and easy not complicated not making me jump through hoops highly recommended for anybody looking to refinance equipment
Guillermo O.
Guillermo O.
1694452414
Calvin Tuon is a great lender! He walked me through the entire process smoothly. I was able to get two 26 foot box-trucks. I now run a successful logistics company because of Calvin. I will forever do business will Calvin because he’s an honest person and he takes care of his clients
Deangelo R.
Deangelo R.
1694110500
Thank you Top Mark Funding-On a scale of 1 to 10 I rate Top Mark funding a 10+They were hands onThey made sure I got what I neededI will recommend anyone with a business that need to be funded GO TO TOP MARK FUNDING
Marvin H.
Marvin H.
1694050054
David Bolce was very professional and did his job excellent.
Andre
Andre
1693586673
My husband and I are so grateful that we found TopMark Funding and even more that we were able to work with Benjamin Gerboth. He is outstanding! He made what seemed daunting so easy. He explained everything in detail, he was knowledgeable, patient and enthusiastic. He would stop at nothing to help us and we really appreciated that. What is more, his kind personality truly made for a wonderful experience. If we had to do it again, we definitely would choose Benjamin Gerboth and would recommend TopMark! Thank you Ben!!!
S. L.
S. L.
1693434176
I’m Cesar and I would like to share my experience with top Mark founding, I had the pleasure to work with a very professional team.They were very easy to talk to and they make financing for a heavy equipment quite easy. This was my first purchase, and they worked with me. I want to give a special thanks to David Bolce he guided me through each step of the way, I really appreciate it.
Cesar G.
Cesar G.
1693358147
I recently purchased a commercial truck using TopMark Funding as my lender. As always with a commercial loan, there are a few bumps and hurtles. But with the assistance of Thomas Battistella, everything worked out well. He is very professional, always promptly answered phone calls and emails. He really came through for me. I highly recommend Thomas at TopMark when considering an equipment purchase.
Terry T.
Terry T.
1692911875
Damian is very professional, he always returns calls and completes task as promised. The funding process was quick and painless. I will send all my return business with this organization and refer others. Thanks Damian and Top Mark Funding for everything!!
Luis R.
Luis R.
1692071572
Damien Norris is the Best he was so much help to me in buying my first truck
Jackie V.
Jackie V.
1692043764
Jeff Guilford helped orchestrate the processing of my loan from start to finish. He made my first time purchase of a commercial vehicle easier than I expected. I appreciate all the help he gave. He was also very knowledgeable and attentive to my questions.
joy A.
joy A.
1691257091
Justin was extremely helpful. Great communication! Made the whole process effortless.
Erin C.
Erin C.
1691183081
Adam helps Us. Made our life so easy. Gracias gracias. Gracias for everything. You really change our lifes.
Noemi G
Noemi G
1691159647
Fairly quick easy and efficient
ira G.
ira G.
1690924096
Joshua Woodward was super helpful and professional made the whole Process easy definitely recommend.
Damion
Damion
1690467159
Great experience. From prequal to funding the entire experience was seemless with TopMark.David Bolce was very professional and responsive to any questions or concerns we had. David was a pleasure to work with and we will be using TopMark again in the near future.Rebecca PerrySenior Vice PresidentKindred Transport, Inc.
Rebecca P.
Rebecca P.
1690239012
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About TopMark Funding We're on the Long Haul With You

TopMark Funding is one of the nation’s top dump truck financing companies. We offer several financing options for dump trucks that will fit your budget and monthly payments. Helping your cash flow and profitability. 

The commercial trucking business has unique financing requirements when it comes to loans or leasing dump trucks, we get it! We have 20 plus years of truck leasing experience. We live and breathe commercial truck financing.

Deciding whether to get a dump truck lease, traditional dump truck loan. Having a partner like TopMark Funding that understands the commercial trucking industry and all that comes with titling, registration, insurance, warranties, etc… is crucial to any small business success and growth in the commercial trucking industry. We also offer dump truck financing for startup business owners. 

Dump Truck Financing

Get a Free no-obligation quote. Get pre-approved in minutes. Click the “Get Started Today” button! (Guaranteed No Hard Inquiries)