Why TopMark Funding® – Your Trusted Partner for Commercial Truck, Trailer, and Heavy Equipment Financing
TopMark Funding® is the trusted financing partner for trucking, construction, and vocational fleets nationwide. Fast approvals, flexible terms, and no hard credit inquiries make it easy to grow your business with confidence.
$700 MM +
Equipment Funded By TopMark Funding
100 +
Expert Team Members Ready to Help
11.5K +
Businesses Funded & Growing!
50 +
Funding Programs to Meet Your Needs
A Better, Faster, Smarter Way to Finance Trucks & Heavy Equipment
The Trusted Financing Partner for Trucking & Construction Companies
TopMark Funding® is one of the nation’s leading providers of commercial truck and equipment financing for trucking companies, construction contractors, vocational fleets, and small business owners. With decades of industry experience, we understand the unique challenges of purchasing semi-trucks, dump trucks, box trucks, trailers, and heavy equipment — and we’ve built financing programs specifically designed to help your business grow.
Whether you’re an owner-operator buying your first truck, a construction company expanding your yellow iron fleet, or a fleet owner adding more trailers or vocational vehicles, TopMark Funding® offers fast approvals, flexible terms, competitive rates, and guaranteed no hard credit inquiries during pre-approval.
Get pre-approved in minutes. Guaranteed no hard inquiries. 100% no negative impact on your personal or business credit.
When you’re pre-approved by TopMark Funding, your pre-approval is good for 60 days. No additional credit checks.
Equipment financing made easy! We’ve created a quick and easy approval process and super-fast funding!
#1 rated equipment financing company by drivers like you. Client satisfaction is our top priority! Your success is our success.
We have a great equipment financing program for startups with great credit. No money down, flexible terms, and competitive rates
We can finance any make or model of semi, dump truck, box truck, vocational truck, or heavy equipment for construction companies.
Trusted By Business Owners Like You
Real Customers. Real Growth. Real Reviews.
At TopMark Funding your satisfaction is our top priority. With decades of vocational truck financing experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.
Our Simple 4-Step Equipment Financing Process
We’ve streamlined equipment financing so you can get approved quickly and start earning revenue with your new equipment.
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Step 1: Get Pre-Approved
Complete our quick and easy online application or call (866) 627-6644. We’ll ask about your business, credit situation, and the equipment you need. We use only a soft credit inquiry that has zero impact on your credit score – guaranteed.
⏱ Application 2-5 minutes | 💳 Zero credit impact | 📱 Online or phone
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Step 2: Speak With Your Account Executive
A dedicated financing specialist reviews your application and contacts you within a few hours or less. They’ll discuss your financing options (EFA, lease, loan), provide rate ranges, and answer questions. Your pre-approval is valid for up to 60 days with no additional credit checks.
⏱ Fast response time | ✓ 60-day pre-approval | 👤 Dedicated support
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Step 3: Find Your Equipment and Submit Documents
Shop for up to 60 days at any dealership or private seller. When you find your equipment, submit the required documents (we may not need all of these depending on the program you qualify for): tax returns, bank statements, driver’s license, insurance, etc… Your account executive will guide you through exactly what’s needed.
🤏 Minimal documents | 🚛 Any dealer/seller | 📤 Electronic submission
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Step 4: Sign and Get Funded
Review your financing contract with all terms clearly disclosed. Sign electronically, and we’ll fund your equipment as soon as possible! We coordinate payment directly with your dealer or seller so you can hit the road fast.
⏱ Fast funding | 📝 E-signature accepted | 🎯 Quick & easy process
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Why Choose TopMark Funding?
✅ Soft credit inquiry only (no impact to credit score)
✅ 60-day pre-approval window (not 30 days like competitors)
✅ Finance from any dealer or private seller nationwide
✅ Pre-approval up to $250k for qualified applicants
✅ Dedicated specialist (not a call center)
✅ Fast funding after signed documents
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Get Pre-Approved Today!
Start your equipment loans and leases with zero credit impact. Know what you qualify for before you shop.
Get Pre-Approved Now or Call: (866) 627-6644
Pre-approval valid for up to 60 days | Application takes 5 minutes or less | No hard inquiries guaranteed
Trusted by Business Owners Nationwide
Real Reviews from Truckers, Contractors, and Fleet Owners Just Like You
At TopMark Funding®, your satisfaction is our top priority. With decades of experience in commercial trucking and construction equipment financing, we understand how important it is to deliver a smooth, reliable customer experience. See what our customers have to say.
FAQ — Why Choose TopMark Funding®
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What makes TopMark Funding different from other truck and equipment financing companies?
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Do you really not do hard credit inquiries?
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How fast can I get approved and funded?
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What types of trucks and equipment can you finance?
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Do you work with startups or new owner-operators?
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Can TopMark help me if I’ve been denied elsewhere?
Get the Equipment Financing You Need – Fast, Simple, and Hassle-Free
At TopMark Funding®, we make it easy for owner-operators, fleets, construction, waste, and refuse companies to get the financing they need to grow. Fast approvals, flexible programs, and no hard credit inquiries — because getting your next truck shouldn’t slow you down.