Cargo Van Financing for Delivery, Service, and Commercial Businesses
TopMark Funding® is the #1-rated Cargo Van Financing Company, specializing in loans and leases for commercial vans used by delivery fleets, contractors, service businesses, and last-mile operators. Whether you’re buying new or used, from a dealership or private seller, we make approvals fast and easy — with no hard credit inquiry and funding available up to $250K.
Commercial Use Only. Not For Personal Use.
$700 MM +
Equipment Funded By TopMark Funding
100 +
Expert Team Members Ready to Help
11.5K +
Businesses Funded & Growing!
50 +
Funding Programs to Meet Your Needs
Finance or lease your next Transit, ProMaster, or Sprinter with confidence
Flexible Cargo Van Financing and Lease Programs for Your Business
At TopMark Funding®, we specialize in cargo van financing and leasing programs tailored to your business needs. Whether you’re buying new or used from a dealer or private seller, our goal is to help you grow your fleet and strengthen your bottom line. With 20+ years of commercial vehicle financing experience, we understand the entire process—titling, registration, insurance, and warranties—so you can stay focused on running your delivery or service business.
We make cargo van financing fast and easy with no hard credit inquiries, quick approvals, and funding up to $250K. From owner-operators and delivery fleets to contractors and small business owners, we help you secure affordable monthly payments that keep your cash flow strong. Apply today for a free, no-obligation quote and get pre-approved in minutes.
Get pre-approved in minutes. Guaranteed no hard inquiries. 100% no negative impact on your personal or business credit.
When you’re pre-approved by TopMark Funding, your pre-approval is good for 60 days. No additional credit checks.
Cargo Financing Made Easy! We’ve created a quick and easy approval process and super-fast funding!
#1 rated cargo van financing company by drivers like you. Client satisfaction is our top priority! Your success is our success.
We have a great commercial van financing program for startups with great credit. No money down, flexible terms, and competitive rates.
We specialize in commercial van financing. It’s what we do! We can finance any make or model of Sprinter vans or cargo vans.
Trusted By Business Owners Like You
Real Customers. Real Growth. Real Reviews.
At TopMark Funding your satisfaction is our top priority. With decades of commercial van experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.
How Our Cargo Van Financing Process Works
Fast, transparent, and hassle-free from application to funding
Making the right move with cargo van financing is crucial for any delivery or service business. Having reliable, up-to-date vans and commercial vehicles helps maximize efficiency, reduce downtime, and keep your operations running smoothly. At TopMark Funding, we make the van financing process fast, simple, and transparent — so you can stay focused on growing your business and delivering results.
How Our Truck Financing Process Works
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Apply Online
Click the “Get Pre-Approved Today” button and fill out the quick contact form. A dedicated vehicle financing specialist will reach out right away to discuss your needs. For immediate assistance, call us directly at (866) 627-6644.
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Select a Solution
Your finance specialist will review your goals and match you with the best commercial van loan or lease program — whether you’re financing a new or used cargo vans from a dealership or private seller.
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Review & Sign Documents
Once approved, we’ll email your cargo van finance documents for review and signature. Most forms can be signed electronically, making the process quick and paperless.
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Get Funded Fast
After signing, we’ll process your deal and release funds within 1–3 business days. You’ll be ready to hit the road in your Mercedes-Benz Sprinter, Ford Transit, Ram ProMaster, or other commercial delivery van in no time.
Get Pre-Approved in Minutes
Apply today and see why thousands of business owners, delivery fleets, and start-ups trust TopMark Funding for their Sprinter van, cargo van, and commercial vehicle financing. We do a soft credit pull — no hard inquiries, no impact on your credit score, and fast approvals up to $250K to help you get on the road quickly and confidently.
Get pre-approved today and drive your business forward with confidence.
Trusted by Delivery Professionals Nationwide
Real Reviews from Owner-Operators and Fleet Owners Just Like You
At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.
Cargo Van & Delivery Vehicle Glossary
Not sure what certain van financing terms mean? We’ve put together a quick glossary of the most common Cargo Van and delivery vehicle financing terms. Each definition is written in plain language so business owners, fleet operators, and delivery professionals can better understand their options. This guide helps you compare van loan and lease programs with confidence and make the best choice for your business.
Sprinter Van
A popular commercial van model, originally designed by Mercedes-Benz, is known for reliability, fuel efficiency, and cargo space. Commonly used for delivery, logistics, and mobile service businesses.
Cargo Van
A type of commercial van designed primarily for transporting goods and equipment. Cargo vans include models like the Mercedes-Benz Sprinter, Ford Transit, and Ram ProMaster.
Crew Van
A version of a cargo van with an additional row of seating behind the driver, ideal for businesses that need to carry both crew members and tools.
Passenger Van
A van configured to transport people rather than cargo. Often used for shuttle services, travel companies, and employee transport.
High Roof Van
A van model with extended vertical clearance, allowing workers to stand up inside. High-roof Cargo Vans are popular in the delivery and trades industries.
Extended Wheelbase (EW or LWB)
Refers to a longer distance between the front and rear axles, providing more cargo capacity and stability for heavy loads.
Upfit or Van Upfitting
The process of customizing a van with shelving, storage racks, partitions, or other business-specific equipment to increase efficiency.
Payload Capacity
The total weight a van can safely carry, including cargo and passengers. A key factor in determining which van model suits your business.
Gross Vehicle Weight Rating (GVWR)
The maximum total weight a van can handle when fully loaded. Exceeding GVWR can lead to fines or vehicle damage.
Title & Registration
The legal process of registering a van under your business or personal name after purchase or financing approval.
Lease-to-Own (or Rent-to-Own)
A financing option that allows a business to lease a van with the option to purchase it at the end of the lease term.
Commercial Vehicle Loan
A loan specifically designed to help business owners finance vans, trucks, or other work vehicles used for business purposes.
Fleet Financing
A financing solution for companies purchasing or leasing multiple vans for delivery or service operations.
DOT Compliance
Refers to meeting safety and operational standards set by the Department of Transportation, which can apply to certain commercial vans and delivery vehicles.
Telematics
A technology used in fleet management that tracks van location, driver behavior, and vehicle performance to improve efficiency.
Guaranteed No Hard Inquiries – No impact on your credit
What We Finance Grow Your Fleet & Increase Your Revenue
Commercial Truck & Vehicles
+ Box Truck Financing
+ Tow Truck Financing
+ Wrecker Truck Financing
+ Tour Bus Financing
+ Bucket Truck Financing
+ Cargo Van Financing
Construction Equipment
+ Dump Truck Financing
+ Excavators Financing
+ Backhoe Financing
+ Wheel Loader Financing
+ Skid Steer Financing
+ Bulldozer Financing
Waste & Refuse Equipment
+ Garbage Truck Financing
+ Vacuum Truck Financing
+ Roll-Off Truck Financing
+ Sweeper Truck Financing
+ Grapple Truck Financing
+ Septic Truck Financing