Vocational & Construction Equipment Financing

Looking to Buy a Vocational vehicle or Construction Equipment? Our New Program Can Help! We’ve made it easier than ever to get approved—with lower credit requirements, no hard inquiries, and a fast, streamlined process.

Flexible Financing for Vocational Trucks & Construction Equipment
FICO Scores as Low as 600 Considered
Minimum 2 Years of Time in Business
Soft Credit Pulls Only – No Impact to Your Credit
Quick & Easy Application – No Bank Statements Needed
Get Approved & Funded Fast – Up to $150K App Only
No Over-The-Road OTR Equipment

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$678 MM +

Equipment Funded and Growing

100 +

Expert Team Members Ready to Help

10.5K +

Businesses Funded & Growing Every Day

50 +

Funding Programs to Meet Your Needs

Get Pre-Approved Today

Get a Risk-Free No-Obligation Quote

Looking to buy vocational or construction equipment and need financing? TopMark Funding can help! We specialize in equipment financing for hardworking business owners like you. Whether it’s a dump truck, box trucks, an excavator, or other heavy equipment—we know what it takes to get you approved and back to work, growing your business and boosting your bottom line.

✔ Guaranteed No Hard Inquiries

Get pre-approved in minutes. Guaranteed no hard inquiries. 100% No negative impact on your personal or business credit.

✔ 90-Day Pre-Approval

When you’re pre-approved by TopMark Funding, your pre-approval is good for up to 90-days. No additional credit checks.

✔ Quick & Easy + Fast Funding!

Equipment financing made easy! We’ve created a quick and easy approval process, along with super-fast funding.

✔ Excellent Customer Service

#1 rated equipment financing company by business owners like you. Client satisfaction is our top priority! Your success is our success.

✔ 2 Years Time in Business

We have a financing program for businesses with 2 TIB, no money down, flexible terms, and competitive rates, for qualified customers.

✔ Any Make & Model

We specialize in vocational and construction equipment financing. It’s what we do! We can finance any make or model.

GET PRE-APPROVED

No Hard Inquiries

No Impact on Your Personal or Business Credit

Trusted By Business Owners Like You

Real Customers. Real Growth. Real Reviews.

At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

Great

TopMark Funding

MrFatman2334

Dylan was fantastic. Him and the entire team was fantastic I’m very appreciative of Dylan for helping me a communicating with me through the whole process. Everything worked itself out and it was perfect timing. Thank you and I appreciate you.

Thomas G.

Top notch company, fast funding for my start up. Real easy all was done online. Communication was great at every step. Will most definitely use them again for my next truck! Thank you TopMark for helping me out!

Ed A.

Dylan, he is one of my go loan guy from here on out. He was with me with every step of the funding process. So glad I found them and very happy doing business with them (TopMark), especially Dylan Schmidt. He is your go to loan guy if you need funding!

Jonathan G.

Friendly and worked with me I don’t have the best credit thanks

Leity Dorta M.

I had an outstanding experience working with Dylan Schmidt at TopMark Funding on securing a loan for the purchase of my commercial trailer. From start to finish, Dylan was knowledgeable, professional, and incredibly supportive throughout the entire process.

Thanks to Dylan’s expertise and dedication, I was able to get the financing I needed without any headaches. I truly appreciate his hard work and highly recommend him to anyone looking for financing assistance

Jim K.

TopMark made it happen while other finance companies were dragging their feet. Dylan did a great job communicating and working with me through the entire process of finding and financing my first truck.

Alex B.

Dylan has been extra helpful during this entire funding process. You can tell he is a kind person who really cares about his customers, as well. I'm glad Enterprise works with TopMark Funding so the purchase was as simple as possible.

Ani G.

I was happy since beginning with TopMark Funding and I'm happy as well because everything they did on time and always helped as I needed

Binding M.

TopMark Funding made the process of funding our first truck simple and stress-free. As a new company, we really appreciated the personal touch — they didn’t just approve us, they supported us every step of the way. They call to remind us when payments are coming up and always check in to make sure everything is okay. Anytime we had a question or concern, someone reached out immediately. Their service is smooth, professional, and genuinely caring. Highly recommended!

Aron B.

They made getting the funding for my semi and my trailer very pleasant. JK you rock, thanks for being patient through the process.

Steven M.

Working with Topmark representative Derreck Sargent was an amazing experience. I look forward to working with him in the future.

Darren D.

Easy and fast funding. Sent in the paperwork they needed and it was a smooth process. Thanks Freddy

Dee B.

Top mark moved fast once I found the truck that I wanted. My rep Brian is one of the best. Keep me updating the entire process and Made sure the deal got done. Definitely hit him up if you looking at going through TOP Mark Funding!!!!

Yaneiris B.

Thank you for MAKING IT HAPPEN!! BEN you are the best. You are pleasant and such a go getter.
Helped expedite the process smoothly
Thank you for all your help, Im super happy to have meet you and look forward to doing business with again soon 😊
If your looking for business or trucking business ask for Ben.

Good Source Trucking I.

TopMark Funding provided quick and easy trailer financing. I highly recommend them.

Christopher L.

Thomas was efficient and helpful! Made sure to follow up and get the job done.

Guillermo F.

Nick and his whole team were amazing. Made the process really easy and answered any questions I had. I highly recommend using TopMark Funding.

mark S.

Trevor was on top of everything. It was the smoothest purchase of a semi that I have ever bought

Brack R.

Nick and the whole team were great to work with.

Malana W.

Very professional! At the beginning I was very skeptical because of what I was doing. I’m just a poor boy from the south. Trevor kept me informed on everything,(most of the time I dreaded to hear from him ,but he was great) he can make things happen!!!!!!!! I have big dreams in the dump truck world and Trevor give me the opportunity to get something newer and more reliable!! He’s in California and I’m in Alabama and he made my dreams come true.
I would love to go have a beer or margaritas with this guy anytime!!
Thank you

Waldeir D.

very well attended, trevor McCoy very professional and very competent

Darrell D.

Real quick and fast with results!!!

Brandon B.

Worked with Top Mark for the purchase of one truck last November, overall pretty good experience. I would have liked a bit more detail of the financing aspect because it was a bit confusing at first, but honestly i would use them again if i ever needed anymore trucks. Definitely a company i would recommend to someone that wants to finance there 1st truck!

Rachel W.

Worked with Brian Perry for a few days to purchase a second moving truck and he was swift and responsive. However halfway through financing, the person who was helping me invest in this truck decided they would buy the truck outright and we would make payments to them instead to bypass interest etc. Brian was understanding in a what I am sure was an annoying situation and there was no problem getting the $1,500 initial documentation fee refunded to our account. If I ever found myself needing financing again I would use this company.

Jemdy S.

Dylan, always on point and ready to get the job done. Thank you very much!

Ryan N.

Be sure to ask for Mitch or Nick. They were amazing to work with. They made the process so easy, I never had to get out of my truck. 10/10 review for these guys and the company, I'll be back at Top Mark for my next purchase.

Mike W.

Fast process from application to release of funds, and delivery of truck

Phillip J.

Great people to work with in financing your first truck for my business. Thanks, Tyler you work wonders, great job.

Rohan H.

Easily executed my funding for a 2021 Volvo. Looking to get funding for other units in the near future

Alexios M.

Worked with John. Solid transaction all the way through.

GET PRE-APPROVED

No Hard Inquiries

No Impact on Your Personal or Business Credit

Your Vocational Vehicle & Equipment Financing Partner

Grow Your Business With TopMark Funding

Are you a business owner, owner-operator, or fleet owner looking to grow your construction or vocational vehicle business? TopMark Funding provides fast, flexible construction equipment financing and vocational vehicle financing tailored to your unique needs. Whether you’re expanding your fleet with dump trucks, box trucks, or other vocational vehicles, we make it easy to get the funding you need with no hard inquiries and no impact on your credit score. Get pre-approved today and take the next step toward growing your business.