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Owner-Operator Truck Financing Programs

Guaranteed No Hard Inquiries

Looking to Buy a Semi-Truck and Need Owner Operator Truck Financing? TopMark Funding Can Help! #1 Rated Commercial Truck Financing Company. Don’t Wait! Get Pre-Approved Before You Buy. Helping Owner Operators Like You Grow Your Fleet and Increase Your Revenue!

  • Competitive Rates & Fast Funding
  • No Down Payment Programs for Well-Qualified Customers
  • Get Approved for $250k Within 24 Hours – Application Only!
  • Guaranteed No Hard Inquiries – No Impact on Your Credit
  • Get Pre-Approved Today!

Flexible Semi-Truck Financing Programs Built for Your Business

Fast Approvals, Competitive Rates, and No Hard Credit Inquiries

Whether you’re an owner-operator, a fleet owner, or a growing trucking company, TopMark Funding offers customized semi-truck financing programs designed to help your business grow. Our semi-truck loans and lease options are built around your budget — so you can expand your fleet, increase cash flow, and keep more profit in your pocket.

With decades of experience in commercial truck financing and equipment finance, we understand what it takes to get truckers on the road quickly. We’ve helped thousands of owner-operators, fleet owners, and transportation businesses secure the trucks and trailers they need — all with flexible terms and affordable monthly payments.

Whether you’re financing a new or used Freightliner, Peterbilt, or Kenworth, or exploring options for an 18-wheeler loan, TopMark Funding makes the process simple and stress-free. We handle everything — from truck and trailer financing to title, registration, insurance, and warranties — so you can focus on driving your business forward.

👉 Get pre-approved in minutes with no hard credit inquiry. See why truck drivers across America trust TopMark Funding for their semi-truck financing needs.

Top Rated Truck Financing Company What Our Customers Are Saying About Us

At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

Our Process is Quick & Easy! Get Pre-Approved Today

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Making smart choices with semi-truck financing is critical to any trucking company working in logistics. Having up-to-date equipment to maximize efficiency and stay in compliance with the ever-changing regulations is important to a company’s growth and sustainability. We’ve made the funding process quick and easy so you can get funded fast and on the road with your new truck.

  1. Apply Online: Click the “Get Pre-Approved Today” button. Fill out the contact form and one of our truck funding specialists will call you ASAP! Or for immediate assistance give us a call at (866) 627-6644
  2. Select a Solution: A truck funding specialist will contact you to go over your funding and business needs. We want to understand your needs to better help us find the best solution that meets your objectives.
  3. Review Documents: Once we have determined the best truck finance solution for you and your business, documents are generated and then emailed for review and signature. An electronic signature is acceptable on most documents.
  4. Get Funded: After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. Fast turn around to get you the truck you want up and running.

Get Pre-Approved – Click the Get Pre-Approve Button Below to get started today. Get pre-approved in minutes. We do a soft credit pull, NO hard inquiries (unlike our competitors), and are guaranteed not to hurt your business or personal credit score.

Frequently Asked Questions