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Truck & Equipment Financing Guaranteed No Hard Inquiries

Looking to Buy a Truck, Trailer, or Commercial Vehicle and Need Equipment Financing? TopMark Funding Can Help! We’re the #1 Rated Equipment, Truck, and Trailer Financing Company, Helping Business Owners Like You Grow Your Fleet and Increase Your Revenue!

  • Proven Track Record of Helping Business Owners Finance Trucks and Equipment
  • Customized Financing Solutions Tailored to Your Business Needs
  • Guaranteed No Hard Inquiries – No Impact to Your Personal or Business Credit
  • Fast and Easy Application Process
  • Get Pre-Approved for Equipment and Vehicle Financing Today!


Your Commercial Vehicle & Equipment Financing Partner

Grow Your Business With TopMark Funding

Are you a business owner, owner-operator, or fleet owner looking to grow your construction or commercial trucking business? TopMark Funding provides fast, flexible equipment financing and commercial vehicle financing tailored to your unique needs. Whether you’re expanding your fleet with dump trucks, box trucks, or other commercial vehicles, we make it easy to get the funding you need with no hard inquiries and no impact on your credit score. Get pre-approved today and take the next step toward growing your business.

$675 MM +

Equipment Funded By TopMark Funding

100 +

Expert Team Members Ready to Help

10.5K +

Businesses Funded & Growing Every Day

50 +

Funding Programs to Meet Your Business Needs

Trusted By Business Owners Like You

Real Customers. Real Growth. Real Reviews.

At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

Dylan was fantastic. Him and the entire team was fantastic I’m very appreciative of Dylan for helping me a communicating with me through the whole process. Everything worked itself out and it was perfect timing. Thank you and I appreciate you.
Top notch company, fast funding for my start up. Real easy all was done online. Communication was great at every step. Will most definitely use them again for my next truck! Thank you TopMark for helping me out!
Dylan, he is one of my go loan guy from here on out. He was with me with every step of the funding process. So glad I found them and very happy doing business with them (TopMark), especially Dylan Schmidt. He is your go to loan guy if you need funding!
Friendly and worked with me I don’t have the best credit thanks
I had an outstanding experience working with Dylan Schmidt at TopMark Funding on securing a loan for the purchase of my commercial trailer. From start to finish, Dylan was knowledgeable, professional, and incredibly supportive throughout the entire process.

Thanks to Dylan’s expertise and dedication, I was able to get the financing I needed without any headaches. I truly appreciate his hard work and highly recommend him to anyone looking for financing assistance
TopMark made it happen while other finance companies were dragging their feet. Dylan did a great job communicating and working with me through the entire process of finding and financing my first truck.
Dylan has been extra helpful during this entire funding process. You can tell he is a kind person who really cares about his customers, as well. I'm glad Enterprise works with TopMark Funding so the purchase was as simple as possible.
I was happy since beginning with TopMark Funding and I'm happy as well because everything they did on time and always helped as I needed
TopMark Funding made the process of funding our first truck simple and stress-free. As a new company, we really appreciated the personal touch — they didn’t just approve us, they supported us every step of the way. They call to remind us when payments are coming up and always check in to make sure everything is okay. Anytime we had a question or concern, someone reached out immediately. Their service is smooth, professional, and genuinely caring. Highly recommended!
They made getting the funding for my semi and my trailer very pleasant. JK you rock, thanks for being patient through the process.
Working with Topmark representative Derreck Sargent was an amazing experience. I look forward to working with him in the future.
Easy and fast funding. Sent in the paperwork they needed and it was a smooth process. Thanks Freddy
Top mark moved fast once I found the truck that I wanted. My rep Brian is one of the best. Keep me updating the entire process and Made sure the deal got done. Definitely hit him up if you looking at going through TOP Mark Funding!!!!
Thank you for MAKING IT HAPPEN!! BEN you are the best. You are pleasant and such a go getter.
Helped expedite the process smoothly
Thank you for all your help, Im super happy to have meet you and look forward to doing business with again soon 😊
If your looking for business or trucking business ask for Ben.
TopMark Funding provided quick and easy trailer financing. I highly recommend them.
Thomas was efficient and helpful! Made sure to follow up and get the job done.
Nick and his whole team were amazing. Made the process really easy and answered any questions I had. I highly recommend using TopMark Funding.
Trevor was on top of everything. It was the smoothest purchase of a semi that I have ever bought
Nick and the whole team were great to work with.
Very professional! At the beginning I was very skeptical because of what I was doing. I’m just a poor boy from the south. Trevor kept me informed on everything,(most of the time I dreaded to hear from him ,but he was great) he can make things happen!!!!!!!! I have big dreams in the dump truck world and Trevor give me the opportunity to get something newer and more reliable!! He’s in California and I’m in Alabama and he made my dreams come true.
I would love to go have a beer or margaritas with this guy anytime!!
Thank you
very well attended, trevor McCoy very professional and very competent
Real quick and fast with results!!!
Worked with Top Mark for the purchase of one truck last November, overall pretty good experience. I would have liked a bit more detail of the financing aspect because it was a bit confusing at first, but honestly i would use them again if i ever needed anymore trucks. Definitely a company i would recommend to someone that wants to finance there 1st truck!
Worked with Brian Perry for a few days to purchase a second moving truck and he was swift and responsive. However halfway through financing, the person who was helping me invest in this truck decided they would buy the truck outright and we would make payments to them instead to bypass interest etc. Brian was understanding in a what I am sure was an annoying situation and there was no problem getting the $1,500 initial documentation fee refunded to our account. If I ever found myself needing financing again I would use this company.
Dylan, always on point and ready to get the job done. Thank you very much!
Be sure to ask for Mitch or Nick. They were amazing to work with. They made the process so easy, I never had to get out of my truck. 10/10 review for these guys and the company, I'll be back at Top Mark for my next purchase.
Fast process from application to release of funds, and delivery of truck
Great people to work with in financing your first truck for my business. Thanks, Tyler you work wonders, great job.
Easily executed my funding for a 2021 Volvo. Looking to get funding for other units in the near future
Worked with John. Solid transaction all the way through.

Semi-Truck Financing

Finance Your Next Semi-Truck With Confidence

Looking to purchase a new or used semi-truck for your trucking company? TopMark Funding is your trusted source for fast, flexible semi-truck financing solutions. Whether you’re an owner-operator or managing a fleet, we make it easy to secure the truck you need—without the stress.

We offer competitive semi-truck loans and lease options designed to fit your budget and business goals. Best of all, there are No Hard Credit Inquiries, so applying won’t impact your credit score.

Get pre-approved today and get behind the wheel faster.

Dump Tuck Financing

Built to Haul—Financed to Grow

Need a new or used dump truck to power your next big job? TopMark Funding offers tailored dump truck financing programs designed for contractors, construction crews, and hauling companies. Whether you’re expanding your fleet or replacing older equipment, we make the process fast, flexible, and hassle-free.

With competitive terms, low payments, and No Hard Credit Inquiries, our financing helps keep your cash flow strong while getting you the truck you need to stay on schedule and under budget.

Apply today and keep your business moving forward.

Commercial Vehicle Financing

Financing That Works as Hard as Your Trucks

From box trucks and wrecker tow trucks to boom trucks and waste equipment, TopMark Funding provides fast, reliable commercial vehicle financing tailored to your industry. We understand how critical these trucks are to your day-to-day operations—and we’re here to help you get them on the road without the delays or credit stress.

Our application process is quick and easy, with No Hard Inquiries and zero impact on your credit score. Whether you’re buying from a dealer or private party, we’ll help you find the right loan or lease to keep your business rolling.

Get the equipment you need—without the roadblocks.

Equipment Financing

Heavy Equipment Financing for Heavy-Duty Jobs

Need reliable funding for construction equipment like excavators, wheel loaders, backhoes, or bulldozers? TopMark Funding specializes in financing yellow iron—helping contractors and construction companies get the machines they need to break ground, move earth, and finish jobs on time.

Whether you’re upgrading your fleet or adding new machines, our financing programs are built for flexibility, fast approvals, and No Hard Credit Pulls. From job site to bottom line, we make it easier to invest in the equipment that drives your business forward.

Apply now and get your next project off the ground.

Trusted by Trucking Professionals Nationwide

Real Reviews from Owner-Operators and Fleet Owners Just Like You

At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

Need Commercial Trailer Financing?

TopMark Funding Can Hook You Up!

At TopMark Funding we offer several trailer financing options that will fit your budget and help add profit to the bottom line. The semi-trailer business has unique financing requirements when it comes to leasing tractor-trailers, we get it! At TopMark Funding we have decades of semi-tractor financing experience. We live and breathe trucking.

Whether you are deciding to get a semi-trailer lease, traditional trailer loan, choosing between new or used Reefer, Dry Van Trailer, Drop Deck, Low Boy or Flatbed Trailer, having a partner like TopMark that understands the trucking industry and all that comes with tractor and trailer financing  (titling, registration, insurance, warranties, etc.) is crucial to your success and growth in the trucking industry.

Trucking & Equipment Industry News

Insights Trusted by 133k+ People Like You

Looking for the latest trends in the equipment and transportation industry? Our blog delivers up-to-date news, expert how-to guides, and “best of” breakdowns to keep you informed and on the move. Whether you’re behind the wheel or behind the scenes, there’s something here for every business owner and operator in the equipment and trucking world.

Join over 125,000 subscribers who trust us to break down what matters—so you can stay focused on growing your business. Read the latest posts and subscribe now to stay in the loop.