Crane Truck Financing Made Easy for Contractors, Lift Operators, and Fleet Owners
Get fast, flexible crane truck financing with TopMark Funding®, the #1-rated lender for construction and lifting equipment businesses. Whether you’re looking for a crane truck loan, crane truck lease, or a lease-to-own program, we help you secure the terms you need — with no hard credit inquiry and quick pre-approvals.
$700 MM +
Equipment Funded By TopMark Funding
100 +
Expert Team Members Ready to Help
11.5K +
Businesses Funded & Growing!
50 +
Funding Programs to Meet Your Needs
Fast Funding and Flexible Terms for New and Used Crane Trucks
Flexible Crane Truck Financing Programs for Contractors and Heavy-Lift Fleets
Financing a crane truck is a major investment, and choosing the right program can make a big difference in your cash flow, project capability, and long-term profitability. TopMark Funding® specializes in crane truck financing, offering tailored crane truck loans, crane truck leases, and lease-to-own options for all major crane truck types — including boom trucks, service crane trucks, knuckle boom trucks, articulating cranes, mechanics trucks with cranes, telescopic cranes, and industrial lifting units.
We finance all popular makes and models, such as Stellar, Auto Crane, IMT, National Crane, Terex, Palfinger, Manitex, and Elliott. Whether you’re purchasing your crane truck from a dealership, auction, or private seller, we provide flexible terms and competitive rates designed for contractors, construction companies, utility fleets, steel erection crews, roofing contractors, and heavy-lift service providers.
With no hard credit inquiry, fast approvals, and financing up to $250K (application only), TopMark Funding® makes it easy to expand your lifting capacity and keep your jobs moving on schedule. Get pre-approved in minutes and finance your next crane truck with confidence.
Get pre-approved in minutes. Guaranteed no hard inquiries. 100% no negative impact on your personal or business credit.
When you’re pre-approved by TopMark Funding, your pre-approval is good for 60 days. No additional credit checks.
Heavy equipment financing made easy! We’ve created a quick and easy approval process and super-fast funding!
#1 rated equipment financing company by drivers like you. Client satisfaction is our top priority! Your success is our success.
We have a great equipment financing program for startups with great credit. No money down, flexible terms, and great rates
We can finance any make or model of crane truck, including boom trucks, service crane trucks, knuckle boom units, and more!
Trusted By Business Owners Like You
Real Customers. Real Growth. Real Reviews.
At TopMark Funding your satisfaction is our top priority. With decades of equipment financing experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.
Types of Crane Truck Financing Options
Flexible Programs Built Around Your Business Needs
Choosing the right crane truck financing program can significantly impact your monthly payments, cash flow, and long-term profitability. TopMark Funding® offers flexible crane truck loans, crane truck leases, and lease-to-own options for all crane truck configurations — including boom trucks, service crane trucks, knuckle boom units, mechanics trucks with cranes, and telescopic or articulating lift trucks. Whether you’re a construction contractor, lifting service provider, utility fleet, steel erection crew, or a growing heavy-equipment operation, we tailor financing solutions to match your equipment needs and support your business goals.
Equipment Finance Agreement (EFA)
Own Your Crane Truck with Fixed Monthly Payments
An Equipment Finance Agreement (EFA) gives you the benefits of ownership with simple, fixed monthly payments. Once the final payment is made, the crane truck is yours — no large buyout required.
EFAs are ideal for contractors, lifting service companies, utility fleets, and construction businesses that want predictable costs and potential tax advantages like interest and depreciation deductions. With fast approvals and no hard credit inquiry, TopMark Funding® makes crane truck ownership easy for boom trucks, knuckle booms, service cranes, and more.
Get pre-approved in minutes and put your crane truck to work fast.
Flexible Crane Truck Leasing Options
Crane Truck Leasing Options for Growing Heavy Equipment Companies
Leasing a crane truck is a smart way to keep upfront costs low while maintaining predictable monthly payments. It’s ideal for construction companies, utility contractors, rigging crews, and service fleets that want newer equipment without long-term ownership commitments.
TopMark Funding® offers FMV and TRAC crane truck leases tailored for service cranes, boom trucks, knucklebooms, mechanics trucks, and telescopic crane units. Our leasing programs help you preserve cash flow, upgrade equipment on a regular cycle, and stay competitive with modern, reliable cranes.
Get pre-approved today and lease your next crane truck with confidence.
New & Used Crane Truck Loans
Build Equity in Your Crane Truck with Every Payment
A roll-off truck loan is the best choice for businesses that want to own their equipment outright once payments are complete. With fixed monthly payments and flexible terms, TopMark Funding® makes it simple to finance a new or used roll-off truck from any dealership, auction, or private seller.
Loans help you build equity over time and may offer tax benefits through depreciation and interest deductions. We assist dumpster rental fleets, waste companies, demolition contractors, and recycling operations in securing competitive rates and securing fast approvals — so you can expand your fleet without slowing down your business.
Take control of your fleet’s growth — get pre-approved for a roll-off truck loan today.
Our Simple 4-Step Crane Truck Financing Process
We’ve streamlined equipment financing so you can get approved quickly and start earning revenue with your new equipment.
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Step 1: Get Pre-Approved
Complete our quick and easy online application or call (866) 627-6644. We’ll ask about your business, credit situation, and the equipment you need. We use only a soft credit inquiry that has zero impact on your credit score – guaranteed.
⏱ Application 2-5 minutes | 💳 Zero credit impact | 📱 Online or phone
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Step 2: Speak With Your Account Executive
A dedicated financing specialist reviews your application and contacts you within a few hours or less. They’ll discuss your financing options (EFA, lease, loan), provide rate ranges, and answer questions. Your pre-approval is valid for up to 60 days with no additional credit checks.
⏱ Fast response time | ✓ 60-day pre-approval | 👤 Dedicated support
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Step 3: Find Your Equipment and Submit Documents
Shop for up to 60 days at any dealership or private seller. When you find your equipment, submit the required documents (we may not need all of these depending on the program you qualify for): tax returns, bank statements, driver’s license, insurance, etc… Your account executive will guide you through exactly what’s needed.
🤏 Minimal documents | 🚛 Any dealer/seller | 📤 Electronic submission
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Step 4: Sign and Get Funded
Review your financing contract with all terms clearly disclosed. Sign electronically, and we’ll fund your equipment as soon as possible! We coordinate payment directly with your dealer or seller so you can hit the road fast.
⏱ Fast funding | 📝 E-signature accepted | 🎯 Quick & easy process
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Why Choose TopMark Funding?
✅ Soft credit inquiry only (no impact to credit score)
✅ 60-day pre-approval window (not 30 days like competitors)
✅ Finance from any dealer or private seller nationwide
✅ Pre-approval up to $250k for qualified applicants
✅ Dedicated specialist (not a call center)
✅ Fast funding after signed documents
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Get Pre-Approved Today!
Start your vocational truck financing with zero credit impact. Know what you qualify for before you shop.
Get Pre-Approved Now or Call: (866) 627-6644
Pre-approval valid for up to 60 days | Application takes 5 minutes or less | No hard inquiries guaranteed
Trusted by Business Owners Nationwide
Trusted by Crane Truck Operators, Contractors, and Lifting Fleets Nationwide
At TopMark Funding®, we prioritize your success. With years of expertise in financing commercial trucks and heavy equipment, we deliver a smooth, reliable experience from start to finish. See why customers trust us.
Crane Truck Financing Frequently Asked Questions
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What is crane truck financing?
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What types of crane trucks can be financed?
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Do you offer crane truck loans and crane truck leasing?
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What credit score is needed to finance a crane truck?
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How much down payment is required for crane truck financing?
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How fast can I get approved for crane truck financing?
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Can I finance a crane truck from a private seller or auction?
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Do crane truck financing programs have mileage or usage limits?
Crane Truck Financing Glossary of Common Terms
Understanding the terminology used in crane truck financing can help you make smarter, more confident decisions when buying or leasing truck-mounted cranes. Whether you operate a construction company, utility contractor, service fleet, or lifting operation, this glossary explains the most common terms you’ll encounter when financing crane trucks, boom trucks, knuckle boom cranes, and service trucks with cranes. Use this quick reference to better understand financing options, approval requirements, and equipment structures so you can choose the best solution for your business.
Crane Truck
A commercial truck equipped with a mounted crane used for lifting, loading, and placing heavy materials on job sites.
Crane Truck Financing
A structured funding solution that allows businesses to purchase a crane truck using a loan, lease, or Equipment Finance Agreement.
Crane Truck Loan
A financing agreement with fixed monthly payments that results in full ownership of the crane truck after the loan term is completed.
Crane Truck Lease
A financing option that allows businesses to use a crane truck for a set term with lower upfront costs and flexible end-of-term options.
Equipment Finance Agreement (EFA)
A financing structure similar to a loan where the crane truck is owned after the final payment, offering predictable payments and ownership benefits.
Boom Truck
A crane truck with a telescopic boom commonly used in construction, utility work, and material placement.
Knuckle Boom Crane
An articulating crane mounted on a truck chassis, often used for precision lifting and tight-space applications.
Service Crane Truck
A crane truck designed for maintenance, repair, and service operations, often paired with mechanics bodies.
Mechanics Truck with Crane
A service vehicle equipped with tools, storage compartments, and a mounted crane for field repairs and lifting tasks.
Telescopic Crane
A crane with extendable boom sections that provide increased reach and lifting height.
Articulating Crane
A crane with jointed sections that allow greater maneuverability when lifting materials in confined areas.
FMV Lease (Fair Market Value Lease)
A lease structure that allows the lessee to purchase the crane truck at its market value, return it, or renew the lease at the end of the term.
TRAC Lease (Terminal Rental Adjustment Clause)
A commercial lease option with a predetermined residual value, often used for truck-mounted equipment.
Down Payment
The upfront amount paid toward the purchase of a crane truck, which can affect approval terms and monthly payments.
Down Payment
The upfront amount required when financing a roll-off truck; varies by credit profile, truck age, and lender program.
Soft Credit Pull
A credit inquiry used for pre-qualification that does not impact your personal or business credit score.
Usage Restrictions
Limitations set by certain leases, typically related to mileage, wear-and-tear, or operational use.
Private-Party Purchase
Buying a roll-off truck from an individual seller rather than a dealership; allowed under many loan and lease programs.
Dealer Purchase
Buying from a commercial truck dealership, usually with access to condition reports and maintenance history required for financing.
Equity
The portion of the roll-off truck you own as you pay down the principal balance.
Get the Equipment Financing You Need – Fast, Simple, and Hassle-Free
At TopMark Funding®, we make it easy for owner-operators, fleets, construction, waste, and refuse companies to get the financing they need to grow. Fast approvals, flexible programs, and no hard credit inquiries — because getting your next truck shouldn’t slow you down.