Bucket Truck Financing for Utility, Telecom & Service Fleets
We offer bucket truck loans, bucket truck leases, and equipment finance agreements (EFAs) for new and used units, including boom trucks, aerial lift trucks, and insulated bucket trucks. Whether you’re an owner-operator, a growing service company, or a national fleet, we make it easy to get approved with competitive rates, flexible terms, and no hard credit inquiries.
$700 MM +
Equipment Funded By TopMark Funding
100 +
Expert Team Members Ready to Help
11.5K +
Businesses Funded & Growing!
50 +
Funding Programs to Meet Your Needs
Fast Funding and Flexible Terms for New and Used Bucket Trucks
Competitive rates & terms for Contractors, Utilities, Telecom, and Municipal Operations
Bucket trucks are essential work vehicles across a wide range of industries that require safe, reliable access to elevated job sites. Construction companies rely on bucket trucks for electrical installs, exterior building work, steel framing, and overhead maintenance on commercial and industrial projects. Utility contractors use them daily for power line installation, street lighting, and infrastructure upgrades, while telecom and broadband providers depend on bucket trucks for fiber, cable, and wireless network deployment.
Bucket trucks are also widely used by HVAC contractors, sign and lighting companies, tree service and vegetation management crews, municipal public works departments, road and traffic signal contractors, and maintenance service providers supporting schools, hospitals, warehouses, and government facilities. Whether the work involves installing, repairing, inspecting, or maintaining equipment at height, bucket trucks play a critical role in keeping projects on schedule and crews safe.
At TopMark Funding®, we provide bucket truck financing solutions designed for construction firms, utility companies, specialty contractors, municipalities, and growing service fleets. Whether you’re purchasing a new or used bucket truck for commercial construction, utilities, telecom, or maintenance operations, our flexible loan and lease programs help you add the right equipment without slowing cash flow. Get pre-approved in minutes and put your next bucket truck to work with confidence.
Get pre-approved in minutes. Guaranteed no hard inquiries. 100% no negative impact on your personal or business credit.
When you’re pre-approved by TopMark Funding, your pre-approval is good for 60 days. No additional credit checks.
Vocational truck financing made easy! We’ve created a quick and easy approval process and super-fast funding!
#1 rated equipment financing company by drivers like you. Client satisfaction is our top priority! Your success is our success.
We have a great equipment financing program for startups with great credit. No money down, flexible terms, and great rates
We can finance any make or model of crane truck, including boom trucks, service crane trucks, knuckle boom units, and more!
Trusted By Business Owners Like You
Real Customers. Real Growth. Real Reviews.
At TopMark Funding your satisfaction is our top priority. With decades of equipment financing experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.
Types of Bucket Truck Financing Options
Flexible Programs Built Around Your Business Needs
Choosing the right bucket truck financing program can have a major impact on your monthly payments, cash flow, and long-term profitability. TopMark Funding® offers flexible bucket truck loans, bucket truck leases, and lease-to-own options for all configurations, including insulated bucket trucks, non-insulated units, material-handling bucket trucks, and telescopic or articulating lift trucks.
Whether you’re a construction contractor, utility company, telecom provider, tree service, sign installer, or municipal fleet, we tailor financing solutions to match your equipment needs and support your business goals.
Equipment Finance Agreement (EFA)
Own Your Bucket Truck with Fixed Monthly Payments You Can Afford
An Equipment Finance Agreement (EFA) lets you own your bucket truck with fixed monthly payments and no large end-of-term buyout.
EFAs are ideal for contractors, utility companies, telecom providers, tree services, and municipal fleets that want predictable costs and potential tax benefits. With fast approvals and no hard credit inquiry, TopMark Funding® makes bucket truck ownership simple and efficient.
Get pre-approved in minutes and put your crane truck to work fast.
Flexible Bucket Truck Leasing Options
Flexible Bucket Truck Leasing for Construction and Utility Companies
Leasing a bucket truck is a smart way to keep upfront costs low while maintaining predictable monthly payments. It’s ideal for construction companies, utility contractors, telecom crews, tree services, and service fleets that want newer equipment without long-term ownership commitments.
TopMark Funding® offers FMV and TRAC bucket truck leases for insulated and non-insulated units, material-handling bucket trucks, and articulating or telescopic lift trucks. Our leasing programs help preserve cash flow, support regular equipment upgrades, and keep your fleet reliable, compliant, and job-ready.
Get pre-approved today and lease your next crane truck with confidence.
New & Used Bucket Truck Loans
Build Equity in Your Bucket Truck with Every Payment
A bucket truck loan is the best option for businesses that want full ownership once payments are complete. With fixed monthly payments and flexible terms, TopMark Funding® makes it easy to finance new or used bucket trucks from any dealership or private seller.
Loans help you build equity over time and may offer tax advantages through depreciation and interest deductions. We work with construction contractors, utility companies, telecom providers, tree services, and municipal fleets to secure competitive rates and fast approvals—so you can expand your fleet without slowing down operations.
Take control of your fleet’s growth — get pre-approved for a roll-off truck loan today.
Our Simple 4-Step Bucket Truck Financing Process
We’ve streamlined equipment financing so you can get approved quickly and start earning revenue with your new equipment.
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Step 1: Get Pre-Approved
Complete our quick and easy online application or call (866) 627-6644. We’ll ask about your business, credit situation, and the equipment you need. We use only a soft credit inquiry that has zero impact on your credit score – guaranteed.
⏱ Application 2-5 minutes | 💳 Zero credit impact | 📱 Online or phone
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Step 2: Speak With Your Account Executive
A dedicated financing specialist reviews your application and contacts you within a few hours or less. They’ll discuss your financing options (EFA, lease, loan), provide rate ranges, and answer questions. Your pre-approval is valid for up to 60 days with no additional credit checks.
⏱ Fast response time | ✓ 60-day pre-approval | 👤 Dedicated support
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Step 3: Find Your Equipment and Submit Documents
Shop for up to 60 days at any dealership or private seller. When you find your equipment, submit the required documents (we may not need all of these depending on the program you qualify for): tax returns, bank statements, driver’s license, insurance, etc… Your account executive will guide you through exactly what’s needed.
🤏 Minimal documents | 🚛 Any dealer/seller | 📤 Electronic submission
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Step 4: Sign and Get Funded
Review your financing contract with all terms clearly disclosed. Sign electronically, and we’ll fund your equipment as soon as possible! We coordinate payment directly with your dealer or seller so you can hit the road fast.
⏱ Fast funding | 📝 E-signature accepted | 🎯 Quick & easy process
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Why Choose TopMark Funding?
✅ Soft credit inquiry only (no impact to credit score)
✅ 60-day pre-approval window (not 30 days like competitors)
✅ Finance from any dealer or private seller nationwide
✅ Pre-approval up to $250k for qualified applicants
✅ Dedicated specialist (not a call center)
✅ Fast funding after signed documents
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Get Pre-Approved Today!
Start your vocational truck financing with zero credit impact. Know what you qualify for before you shop.
Get Pre-Approved Now or Call: (866) 627-6644
Pre-approval valid for up to 60 days | Application takes 5 minutes or less | No hard inquiries guaranteed
Trusted by Business Owners Nationwide
Trusted by Bucket Truck Operators, Contractors, and Lifting Fleets Nationwide
At TopMark Funding®, we prioritize your success. With years of expertise in financing commercial trucks and heavy equipment, we deliver a smooth, reliable experience from start to finish. See why customers trust us.
Bucket Truck Financing Frequently Asked Questions
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What credit score is needed to finance a bucket truck?
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Can I finance a used bucket truck?
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What types of businesses qualify for bucket truck financing?
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What financing options are available for bucket trucks?
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How long does bucket truck financing approval take?
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Can I finance a bucket truck from a private seller or dealer?
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Will applying for bucket truck financing hurt my credit?
Bucket Truck Financing Glossary of Common Terms
Understanding the terminology used in bucket truck financing can help you make smarter, more confident decisions when buying or leasing aerial lift equipment. Whether you operate a construction company, utility provider, telecom contractor, tree service, sign company, or municipal fleet, this glossary explains the most common terms you’ll encounter when financing bucket trucks, insulated and non-insulated units, material-handling bucket trucks, and articulating or telescopic lift trucks. Use this quick reference to better understand financing options, approval requirements, and equipment structures so you can choose the best solution for your business.
Bucket Truck
A commercial work truck equipped with an aerial lift and bucket used to elevate workers for overhead tasks such as electrical work, telecom installation, tree trimming, and sign maintenance.
Aerial Lift Truck
A general term for vehicles designed to lift personnel or materials vertically, including bucket trucks, boom lifts, and articulating lift trucks.
Insulated Bucket Truck
A bucket truck designed with electrical insulation to protect workers performing live-line utility and power work.
Non-Insulated Bucket Truck
A bucket truck used for general maintenance, telecom, lighting, and tree service applications where electrical insulation is not required.
Articulating Boom
A bucket truck boom with hinged joints that allow the lift to bend and maneuver around obstacles for precise positioning.
Telescopic Boom
A straight boom that extends outward in sections, commonly used when maximum vertical or horizontal reach is required.
Material-Handling Bucket Truck
A bucket truck equipped with an auxiliary jib or winch that allows lifting tools or materials in addition to personnel.
Commercial Vehicle Financing
Funding solutions designed for business-use vehicles, including bucket trucks, utility trucks, and service vehicles.
Bucket Truck Loan
A financing option where the borrower owns the bucket truck outright after completing fixed monthly payments.
Bucket Truck Lease
A financing structure that allows use of a bucket truck for a set term with flexible end-of-term options, depending on lease type.
Equipment Finance Agreement (EFA)
A financing agreement that functions like a loan, offering fixed payments and ownership of the bucket truck at the end of the term.
FMV Lease (Fair Market Value Lease)
A lease option that allows the lessee to purchase the bucket truck at its market value at the end of the lease term.
TRAC Lease (Terminal Rental Adjustment Clause)
A commercial vehicle lease that provides flexible end-of-term options and potential tax advantages for fleet operators.
Down Payment
The upfront amount paid when financing a bucket truck, which varies based on credit profile, equipment, and program structure.
Soft Credit Inquiry
A credit check used during pre-approval that does not impact personal or business credit scores.
Owner-Operator
A business owner who owns and operates their own bucket truck or small service fleet.
Fleet Financing
Financing programs designed for businesses purchasing or leasing multiple bucket trucks under one credit profile.
Municipal Financing
Specialized financing structures available to city, county, and public utility fleets acquiring bucket trucks.
Get the Equipment Financing You Need – Fast, Simple, and Hassle-Free
At TopMark Funding®, we make it easy for owner-operators, fleets, construction, waste, and refuse companies to get the financing they need to grow. Fast approvals, flexible programs, and no hard credit inquiries — because getting your next truck shouldn’t slow you down.