Tow Truck, Wrecker & Flatbed Financing Programs – Get Pre-Approved Today!

At TopMark Funding, we specialize in tow truck, wrecker, and flatbed/rollback financing for towing companies, recovery operators, and transport businesses. Get fast approvals, competitive rates, and no hard credit inquiry on new or used equipment.

$700 MM +

Equipment Funded By TopMark Funding

100 +

Expert Team Members Ready to Help

11.5K +

Businesses Funded & Growing!

50 +

Funding Programs to Meet Your Needs

Flexible Tow & Wrecker Financing With Fast Approvals and Competitive Terms

Tow Truck & Wrecker Financing Options Tailored for Towing, Recovery & Transport Companies

Tow trucks and wreckers are essential for towing, recovery, and transport operations — and we make it easy to finance the truck you need. TopMark Funding offers fast approvals, flexible payment terms, and financing for new or used tow trucks, wreckers, and flatbed/rollback carriers from any dealer or private seller.

With no hard credit inquiries, competitive rates, and programs for both established towing companies and startups, you can upgrade or add units without straining your cash flow. Whether you’re buying a light-duty tow truck, heavy-duty wrecker, or a flatbed rollback, we help you secure the right truck quickly and affordably.

Guaranteed No Hard Inquiries

Get pre-approved in minutes. Guaranteed no hard inquiries. 100% no negative impact on your personal or business credit.

60-Day Pre-Approval Guarantee

When you’re pre-approved by TopMark Funding, your pre-approval is good for 60 days. No additional credit checks.

Quick and Easy + Fast Funding!

Tow & wrecker financing made easy — Get easy financing, quick approvals, and super-fast funding!

Excellent Customer Service

#1 rated tow truck and equipment financing company by operators like you. Client satisfaction is our top priority — your success is our success.

Startups Welcome

Our startup financing program offers no money down, flexible terms, and competitive rates for applicants with strong credit.

Any Make and Model

We can finance any type of tow truck or wrecker, including rollbacks, flatbeds, wheel-lift trucks, and heavy-duty recovery units.

Trusted By Business Owners Like You

Real Customers. Real Growth. Real Reviews.

At TopMark Funding, your satisfaction is our top priority. With decades of commercial truck and equipment financing experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

Great

TopMark Funding

William M.

The best finance company in the business as far as I am concerned. Brent goes above and beyond, even after the loan is completed. He has helped me with many things that he did not have to. I will always give my business and recommend to all.

Ariel A.

Martina was great. Not only she helped us with the funding and acquisition of multiple vehicles, but also followed up with the process up to delivery daily, as we were in a VERY tight timeline.

Thanks again Martina!

Matthew T.

Nick Gilmore and Topmark are awesome to work with. Always a seamless and quick transaction to finance. Will continue to use them!

CJ O.

I was trying to get a 20k loan on a cheap old cascadia and I filled out a credit request. I got denied due to it having high mileage and thought that would be the end of it but I got connected with Brent Braunstein and he got me approved in a lot newer truck. Turnaround was 3 days. He worked to get me the best deal with the lowest out of pocket costs that were in my budget. He found me this 2021 kw t680 and I’ll be picking it up in a few days

Jose R.

I just bought a unit for my business, Dylan was a great help in this process. Everything was very clear and quick. I recommend them 100%.

ramzi A.

I just purchased my fourth truck with topmark, its the right place to grow your business. I want to thank specifically Dylan, he got me through the deal, swiftly and timely. He has a great personality and I looking forward to working with him in the future. 10/10 Dylan thank you my man.

MrFatman2334

Dylan was fantastic. Him and the entire team was fantastic I’m very appreciative of Dylan for helping me a communicating with me through the whole process. Everything worked itself out and it was perfect timing. Thank you and I appreciate you.

Thomas G.

Top notch company, fast funding for my start up. Real easy all was done online. Communication was great at every step. Will most definitely use them again for my next truck! Thank you TopMark for helping me out!

Ed A.

Dylan, he is one of my go loan guy from here on out. He was with me with every step of the funding process. So glad I found them and very happy doing business with them (TopMark), especially Dylan Schmidt. He is your go to loan guy if you need funding!

Jonathan G.

Friendly and worked with me I don’t have the best credit thanks

Leity Dorta M.

I had an outstanding experience working with Dylan Schmidt at TopMark Funding on securing a loan for the purchase of my commercial trailer. From start to finish, Dylan was knowledgeable, professional, and incredibly supportive throughout the entire process.

Thanks to Dylan’s expertise and dedication, I was able to get the financing I needed without any headaches. I truly appreciate his hard work and highly recommend him to anyone looking for financing assistance

Jim K.

TopMark made it happen while other finance companies were dragging their feet. Dylan did a great job communicating and working with me through the entire process of finding and financing my first truck.

Alex B.

Dylan has been extra helpful during this entire funding process. You can tell he is a kind person who really cares about his customers, as well. I'm glad Enterprise works with TopMark Funding so the purchase was as simple as possible.

Ani G.

I was happy since beginning with TopMark Funding and I'm happy as well because everything they did on time and always helped as I needed

Binding M.

TopMark Funding made the process of funding our first truck simple and stress-free. As a new company, we really appreciated the personal touch — they didn’t just approve us, they supported us every step of the way. They call to remind us when payments are coming up and always check in to make sure everything is okay. Anytime we had a question or concern, someone reached out immediately. Their service is smooth, professional, and genuinely caring. Highly recommended!

Aron B.

They made getting the funding for my semi and my trailer very pleasant. JK you rock, thanks for being patient through the process.

Steven M.

Working with Topmark representative Derreck Sargent was an amazing experience. I look forward to working with him in the future.

Darren D.

Easy and fast funding. Sent in the paperwork they needed and it was a smooth process. Thanks Freddy

Dee B.

Top mark moved fast once I found the truck that I wanted. My rep Brian is one of the best. Keep me updating the entire process and Made sure the deal got done. Definitely hit him up if you looking at going through TOP Mark Funding!!!!

Yaneiris B.

Thank you for MAKING IT HAPPEN!! BEN you are the best. You are pleasant and such a go getter.
Helped expedite the process smoothly
Thank you for all your help, Im super happy to have meet you and look forward to doing business with again soon 😊
If your looking for business or trucking business ask for Ben.

Good Source Trucking I.

TopMark Funding provided quick and easy trailer financing. I highly recommend them.

Christopher L.

Thomas was efficient and helpful! Made sure to follow up and get the job done.

WasherGuys L.

Nick and his whole team were amazing. Made the process really easy and answered any questions I had. I highly recommend using TopMark Funding.

mark S.

Trevor was on top of everything. It was the smoothest purchase of a semi that I have ever bought

Brack R.

Nick and the whole team were great to work with.

Malana W.

Very professional! At the beginning I was very skeptical because of what I was doing. I’m just a poor boy from the south. Trevor kept me informed on everything,(most of the time I dreaded to hear from him ,but he was great) he can make things happen!!!!!!!! I have big dreams in the dump truck world and Trevor give me the opportunity to get something newer and more reliable!! He’s in California and I’m in Alabama and he made my dreams come true.
I would love to go have a beer or margaritas with this guy anytime!!
Thank you

Waldeir D.

very well attended, trevor McCoy very professional and very competent

Darrell D.

Real quick and fast with results!!!

Brandon B.

Worked with Top Mark for the purchase of one truck last November, overall pretty good experience. I would have liked a bit more detail of the financing aspect because it was a bit confusing at first, but honestly i would use them again if i ever needed anymore trucks. Definitely a company i would recommend to someone that wants to finance there 1st truck!

Rachel W.

Worked with Brian Perry for a few days to purchase a second moving truck and he was swift and responsive. However halfway through financing, the person who was helping me invest in this truck decided they would buy the truck outright and we would make payments to them instead to bypass interest etc. Brian was understanding in a what I am sure was an annoying situation and there was no problem getting the $1,500 initial documentation fee refunded to our account. If I ever found myself needing financing again I would use this company.

Get the Equipment Financing You Need – Fast, Simple, and Hassle-Free

At TopMark Funding®, we make it easy for owner-operators and fleet owners to get the financing they need to grow. Fast approvals, flexible programs, and no hard credit inquiries — because getting your next truck shouldn’t slow you down.

Get Approved for Up to $250K — Application Only

No Hard Credit Checks — No Impact on Your Score

Competitive Rates & Flexible Terms for All Credit Types

Funding in as Little as 24 Hours

Well Qualified Startups Welcome

Get Pre-Approved Today!