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Get Pre-Approved for Semi-Truck Financing

Guaranteed No Hard Inquiries

TopMark Funding is the #1-Rated Semi-Truck Financing Company helping owner-operators and fleet owners get fast approvals for new and used tractor-trailers. Whether you’re buying from a dealer or private seller, we make the process quick and easy — with no hard credit inquiries and funding up to $250K – application only. Don’t wait! Get pre-approved today!

✅ Competitive Rates & Fast Funding

✅ Get Approved for $250k Within 24 Hours – Application Only

✅ Guaranteed No Hard Inquiries – No Impact on Your Credit

✅ Get Pre-Approved Today!

Quick Approvals, Easy Terms, and No Hard Credit Checks

Trusted Semi-Truck Financing Programs for Owner-Operators and Fleets

Looking to buy a semi-truck and need financing? TopMark Funding makes it easy to get approved fast for your next big rig, 18-wheeler, or tractor-trailer. Whether you’re purchasing new or used equipment from a dealership or private seller, we offer custom semi-truck financing programs tailored to your business.

We help owner-operators, fleet owners, and startups secure the trucks they need from top brands like Freightliner, Peterbilt, Kenworth, Volvo, and International. With flexible terms, competitive rates, and no hard credit inquiries, our process is fast, simple, and built to get you on the road generating more revenue and growing your business.

✔ Guaranteed No Hard Inquiries

Get pre-approved in minutes. Guaranteed no hard inquiries. 100% NO negative impact on your personal or business credit.

✔ 90-Day Pre-Approval Guarantee

When you’re pre-approved by TopMark Funding, your pre-approval is good for 90-days. No additional credit checks.

✔ Quick & Easy + Fast Funding!

Semi-truck financing made easy! We’ve created a quick and easy approval process and super fast funding!

✔ Excellent Customer Service

#1 rated semi-truck financing company by drivers like you. Client satisfaction is our top priority! Your success is our success.

✔ Startups Welcome

We have a great commercial truck financing program for startups with great credit. No money down, flexible terms, and great rates

✔ Any Make & Model

We specialize in commercial truck financing. It’s what we do! We can finance any make or model of semi, dump, or box truck.

Get Pre-Approved Today
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Trusted By Business Owners Like You

Real Customers. Real Growth. Real Reviews.

At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

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Great
TopMark Funding
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CJ O.
I was trying to get a 20k loan on a cheap old cascadia and I filled out a credit request. I got denied due to it having high mileage and thought that would be the end of it but I got connected with Brent Braunstein and he got me approved in a lot newer truck. Turnaround was 3 days. He worked to get me the best deal with the lowest out of pocket costs that were in my budget. He found me this 2021 kw t680 and I’ll be picking it up in a few days
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Jose R.
I just bought a unit for my business, Dylan was a great help in this process. Everything was very clear and quick. I recommend them 100%.
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ramzi A.
I just purchased my fourth truck with topmark, its the right place to grow your business. I want to thank specifically Dylan, he got me through the deal, swiftly and timely. He has a great personality and I looking forward to working with him in the future. 10/10 Dylan thank you my man.
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MrFatman2334
Dylan was fantastic. Him and the entire team was fantastic I’m very appreciative of Dylan for helping me a communicating with me through the whole process. Everything worked itself out and it was perfect timing. Thank you and I appreciate you.
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Thomas G.
Top notch company, fast funding for my start up. Real easy all was done online. Communication was great at every step. Will most definitely use them again for my next truck! Thank you TopMark for helping me out!
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Ed A.
Dylan, he is one of my go loan guy from here on out. He was with me with every step of the funding process. So glad I found them and very happy doing business with them (TopMark), especially Dylan Schmidt. He is your go to loan guy if you need funding!
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Jonathan G.
Friendly and worked with me I don’t have the best credit thanks
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Leity Dorta M.
I had an outstanding experience working with Dylan Schmidt at TopMark Funding on securing a loan for the purchase of my commercial trailer. From start to finish, Dylan was knowledgeable, professional, and incredibly supportive throughout the entire process.

Thanks to Dylan’s expertise and dedication, I was able to get the financing I needed without any headaches. I truly appreciate his hard work and highly recommend him to anyone looking for financing assistance
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Jim K.
TopMark made it happen while other finance companies were dragging their feet. Dylan did a great job communicating and working with me through the entire process of finding and financing my first truck.
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Alex B.
Dylan has been extra helpful during this entire funding process. You can tell he is a kind person who really cares about his customers, as well. I'm glad Enterprise works with TopMark Funding so the purchase was as simple as possible.
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Ani G.
I was happy since beginning with TopMark Funding and I'm happy as well because everything they did on time and always helped as I needed
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Binding M.
TopMark Funding made the process of funding our first truck simple and stress-free. As a new company, we really appreciated the personal touch — they didn’t just approve us, they supported us every step of the way. They call to remind us when payments are coming up and always check in to make sure everything is okay. Anytime we had a question or concern, someone reached out immediately. Their service is smooth, professional, and genuinely caring. Highly recommended!
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Aron B.
They made getting the funding for my semi and my trailer very pleasant. JK you rock, thanks for being patient through the process.
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Steven M.
Working with Topmark representative Derreck Sargent was an amazing experience. I look forward to working with him in the future.
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Darren D.
Easy and fast funding. Sent in the paperwork they needed and it was a smooth process. Thanks Freddy
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Dee B.
Top mark moved fast once I found the truck that I wanted. My rep Brian is one of the best. Keep me updating the entire process and Made sure the deal got done. Definitely hit him up if you looking at going through TOP Mark Funding!!!!
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Yaneiris B.
Thank you for MAKING IT HAPPEN!! BEN you are the best. You are pleasant and such a go getter.
Helped expedite the process smoothly
Thank you for all your help, Im super happy to have meet you and look forward to doing business with again soon 😊
If your looking for business or trucking business ask for Ben.
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Good Source Trucking I.
TopMark Funding provided quick and easy trailer financing. I highly recommend them.
ACg8ocL CXMi80a0qUwyaIlT0nrfJtk9SHOfI k6PXzAGBiVqSl9OA=s56 c rp mo br100
Christopher L.
Thomas was efficient and helpful! Made sure to follow up and get the job done.
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Guillermo F.
Nick and his whole team were amazing. Made the process really easy and answered any questions I had. I highly recommend using TopMark Funding.
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mark S.
Trevor was on top of everything. It was the smoothest purchase of a semi that I have ever bought
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Brack R.
Nick and the whole team were great to work with.
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Malana W.
Very professional! At the beginning I was very skeptical because of what I was doing. I’m just a poor boy from the south. Trevor kept me informed on everything,(most of the time I dreaded to hear from him ,but he was great) he can make things happen!!!!!!!! I have big dreams in the dump truck world and Trevor give me the opportunity to get something newer and more reliable!! He’s in California and I’m in Alabama and he made my dreams come true.
I would love to go have a beer or margaritas with this guy anytime!!
Thank you
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Waldeir D.
very well attended, trevor McCoy very professional and very competent
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Darrell D.
Real quick and fast with results!!!
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Brandon B.
Worked with Top Mark for the purchase of one truck last November, overall pretty good experience. I would have liked a bit more detail of the financing aspect because it was a bit confusing at first, but honestly i would use them again if i ever needed anymore trucks. Definitely a company i would recommend to someone that wants to finance there 1st truck!
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Rachel W.
Worked with Brian Perry for a few days to purchase a second moving truck and he was swift and responsive. However halfway through financing, the person who was helping me invest in this truck decided they would buy the truck outright and we would make payments to them instead to bypass interest etc. Brian was understanding in a what I am sure was an annoying situation and there was no problem getting the $1,500 initial documentation fee refunded to our account. If I ever found myself needing financing again I would use this company.
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Jemdy S.
Dylan, always on point and ready to get the job done. Thank you very much!
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Ryan N.
Be sure to ask for Mitch or Nick. They were amazing to work with. They made the process so easy, I never had to get out of my truck. 10/10 review for these guys and the company, I'll be back at Top Mark for my next purchase.
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Mike W.
Fast process from application to release of funds, and delivery of truck
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Our Process is Quick & Easy! Get Pre-Approved Today

TM Process Infographic 04

Making the right move with semi-truck financing is crucial for any trucking company. Having reliable, up-to-date trucks and trailers helps maximize efficiency, reduce downtime, and stay compliant with ever-changing DOT regulations. At TopMark Funding, we make the truck financing process fast, simple, and transparent — so you can focus on keeping your business rolling.

How Our Truck Financing Process Works

  1. Apply Online

    Click the “Get Pre-Approved Today” button and fill out the quick contact form. A dedicated truck financing specialist will reach out right away to discuss your needs. For immediate assistance, call us directly at (866) 627-6644.

  2. Select a Solution

    Your finance specialist will review your goals and match you with the best semi-truck loan or lease program — whether you’re financing a new or used truck from a dealership or private seller.

  3. Review & Sign Documents

    Once approved, we’ll email your semi-truck finance documents for review and signature. Most forms can be signed electronically, making the process quick and paperless.

  4. Get Funded Fast

    After signing, we’ll process your deal and release funds within 1–3 business days. You’ll be ready to hit the road with your Freightliner, Peterbilt, Kenworth, and more in no time.

Get Pre-Approved in Minutes

Apply today and see why thousands of owner-operators, fleet owners, and start-ups trust TopMark Funding for their 18-wheeler and big rig financing. We do a soft credit pull — no hard inquiries, no negative impact on your credit score, and fast approvals up to $250K.

Get pre-approved today and drive your business forward with confidence.

Get Pre-Approved Today

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Trusted by Trucking Professionals Nationwide

Real Reviews from Owner-Operators and Fleet Owners Just Like You

At TopMark Funding your satisfaction is our top priority. With decades of commercial trucking experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers.

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What We Finance Best Rates and Flexible Terms

Semi Truck Financing

  • Semi Truck Leasing
  • Semi Truck Loans
  • Semi Truck Fleet Financing
  • Used Semi Truck Financing
  • Owner-Operator Financing
  • Tractor-Trailer Financing
Get a Quote

Commercial Trucks

  • Dump Trucks
  • Cargo Trucks
  • Utility Trucks
  • Box Trucks
  • Bucket Trucks
  • Grapple Trucks
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Commercial Vehicles

  • Construction Vehicles
  • Limousines
  • Passenger Vans
  • Cabs
  • Emergency Vehicles
  • Amazon Delivery Van
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Small Business Loans

  • Business Loans
  • Working Capital
  • Merchant Cash Advance
  • Equipment Financing
  • Medical Equipment
  • IT Equipment
Get a Quote